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Found 19 results

  1. I have/had a disputed figure with Barclaycard, which they either sold or passed to a DCA (different letters state different things). Neither Barclays or the DCA have had the nads to pursue the disputed figure through the courts and as I haven't responded to any of their nice "please contact us, we will do everything to help you" letters, I have under a year to go till the Statute of Limitations (SOL) kicks in. A couple of weeks ago, I received a letter from Barclaycard, apologising for their their being less than fair on me when I was a customer, and awarding me a couple of hundred
  2. Are PCNs subject to the 6 years (england) statute barred law anyone know?
  3. Hi there, I got a "new" student loan in the year 2000 for my undergrad in UK. I paid some of it off when i worked in London 2006-2008. I moved to Paris in 2008. I think I contacted SLC in writing in 2012 but didn't pay anything back. I just received a nasty letter from SLC saying that a Third Party Debt collection agency is going to be contacting me to get £6,000. My friend says that if after 6 six years if haven't (1) contacted the lenders in writing acknowledging the debt or (2) made any payments to the lenders then the debt is wiped as it's past the limit
  4. I tried to buy a drone back in 2010 before they really took off, if you'll pardon the pun. I paid somebody over £3000 to build me a drone via electronic transfer but it all went horribly wrong. I never received a working drone and he took it away to get it sorted out and I never really heard from him again as far as supplying a working drone. I've contacted him on and off over the years with lots of promises from him that he would pay me back and in my travels found a lot of other people he owed money to. He has also changed addresses a couple of times. I finally tracked him do
  5. Hi, I made a claim against a bank for some charges which had been applied to my mortgage account for the 'cleansing' by their solicitors of my Data following a DSAR in 2008. The finite detail of which is not relevant to this question I pose. The bank employed solicitors to defend my Claim (which I had repaid in full after a battle). 1) The solicitors advised me that the bank had admitted the charges should not have been applied ie. there was a mistake or the fact I was never advised of these charges, they were 'concealed.' However, the solicitors stated on a number of occasions
  6. Hi I am trying to find out what can information retained under the limitations act be used for, I have data held by a university who state in their records retention policy that the information is the be retained for 6 year from end of program with the reason for retention of the data being given is the limitations act 1980. Can data retained under this act be used for any other purpose? the information relates to internal disciplinary hearing in 2009. I left the university in 2010 and returned in 2013 to do a different program. The university now wants
  7. I'm aware that this is a really old chestnut so I apologise in advance. If the last payment in an unsecured loan was in June 2008. Then the account was closed by the bank in October 2008 (I had no and at all in the account being closed). Can someone confirm that the Cause of Action was one month after the last payment and NOT when the account was closed? Replies very much appreciated and any evidence or examples to prove the above would be fantastic. M...
  8. When does the 6 year clock start? At the point the credit company enters a default? At the point of your first failed payment? At the point you made your last payment? Thanks for your help Ivor
  9. ...but I need to know what the statute of limitations is. He finished his shoddy work in December. Main thing he did was drill through the damp course all over the flat to put in new sockets. His wiring was also shocking - pun intended but true. There were sparks coming out of the wall and there was damp all round them. Highly dangerous. That set off a chain reaction and I fired him and got another builder in to fix his work and it cost me £10000. The whole flat needed to be done. I already paid him £6500. Apart from the money I also had the inconvenience of living in a building site
  10. Does anyone happen to know what Limitations there are in the netherlands off hand? Lol, i was going through an ancient email address which I hadn't used in over 10 years and noticed an old bank statement where I owed fl. 6000 (now about €3000) lol!
  11. I have told Lowell's that a debt is statute barred as it has been 6 and half years since last payment and they have replied that it is not statute barred because as a result of ''BMW v Hart'' limitations runs from the default date. This is for a credit card. Is there any truth to this or are they lying?
  12. Hi, This is my first post so thanks for taking the time to read this. To give you a brief overview of my circumstances I was employed by a government organisation who will remain anonymous for fear of reprisals at this time. I resigned from the organisation in 2009 so that I could facilitate a move to New Zealand on a permanent basis. To give you a brief outline I was employed by the organisation initially as a Support member of staff back in September 2003 leaving to take up a new position within the same organisation in August 2008 again with the same organisation. The dispute with
  13. Hi, I have a weird Statute of limitations question: I live in Scotland, had a letter today from Buchanan Clark and Wells about a loan I took out in 1999 and defaulted on. I haven't heard anything about this loan since around 2003. I told them this was statute barred under the statute of limitations, however, they have said a payment was made in 2010. Now this was definitely not made by me. The address for the debt on the letter was my mums address, so I phoned her and she paid someone who came to the door £10 a month for a few months thinking
  14. Quick question, would the 6 year rule of limitations be applicable in regard ro an alleged overpayment of WTCredit? Many thanks
  15. Hi, Does anyone know the limitations of a S7 DPA request when used in the following context. Limited Company in voluntary liquidation. I am a creditor and debtor to the company. The company liquidators have sent a debt collection agency after me, for a £6k preferential payment even though the company owes me nearly 10 times that. I sent a DPA request back in August, and received a bundle of email communication and letters, specifically relating to corespondence between myself and the liquidator. Am I allowed to ask for information relating to me, from communicatio
  16. Overdrawn Directors Loan account on company that was wound up in 2005. Liquidator still wants his money, is it six years even though liquidator states that overdrawn directors loan account was unlawful and therefore a claim for trust property which is not subject to 6 year limitation period.
  17. i need assistance with employment law, and personal injury claims. i would appreciate any advice that fellow CAG's can provided Work Related Breakdown i suffered a work related breakdown a year ago approx, however despite the problems at work i loved the actually job itself and always intended to return to work when i was well enough to do so, however i was pre empted financially and returned October last year and at that point formally started my grievance. like most people i had not idea of how a grievance procedure would work, so it was a massive learning curve. it is so unbeli
  18. Does anyone know if there is a "statute of limitations" regarding retroactive action by a Local Authority (LA) please? As far as I am aware, I have contravened no bylaw. My LA have recently advised that they are about to commence repairs to the footway and what they call crossovers - to you and me that's the drive linking your front garden to the road. It would appear that approximately 40 residents have been asked to either replace the fence/wall to their front garden(usually removed to facilitate offstreet parking) or pay for an extension to the aforementioned crossover - c. £500 and upwa
  19. Hi, has anyone heard of the above company? I had a letter from them today in my last married name saying that I had a debt with G.E. Capital bank, I have been remarried for the last 8 years, the funny thing about the letter is that it says if I pay a certain amount of this debt, they will pay the rest. As far as I know I've never had anything to do with G. E. Capital bank. Anyone any ideas, I don't want to contact them, as I don't want to start any thing up with them, should I just ignore. I have a look round the forum stickies and can see that it woul
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