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Found 13 results

  1. Hello everyone, I have recently issued a small claim against a company, but do not want to go through with it any further. The defendant did issue a defence and requested for Mediation, but subsequently changed their mind. I was wondering if I can still issue a Notice of discontinuance (N279) form before the case being allocated to a track? If yes, which court do I write down? Should I send this via post to the Money Claims centre in Manchester or via email? I have been utilising the new beta Money Claims service, which does not provide information on the matter. I wa
  2. After checking my credit report in March this year i discovered i had a CCJ on my credit report. I knew this could not relate to me as i have never deafulted on any account i have had, next step i took was to pay the fee for trust online to get the details of the CCJ. The details showed that the CCJ had been issued by Volkswagon Finance, i have never had a car on finance i knew it was wrong. My credit file stated it was for another person with the same name and DOB as myself , apart from he has a middle name and i do not. Next step sent a SAR to Volkswagon Finance, a
  3. Hi Just received my credit file and after getting into a bad financial situation I have a total of 19 defaults on my credit file!, 11 are due to drop of this year and 3 next year the rest are around 2022, for the latter do you think my credit file will improve If I pay them of so they are marked as satisfied? or should I just wait, none of them are chasing me for payment at the minute Just edited to add one is for a mobile phone debt that I was paying for 2 years at £35 per month, it says I owe £550.00 now
  4. I got my fuel bill on the 8th Mar with an rather inaccurate estimate i gave them the actual readings and a new bill was issued the same day, arriving in the 13th Mar. On the 14th Mar I got another bill that was an estimate for the fuel used on the 9th mar. Today I have received another estimated bill for the fuel used on the 11th Mar. Talk about payment by instalments!. I spoke to their CS people and guess what they suggested? I give them todays meter reading and they can send me an updated bill for the last week to go with the correct one of earlier or the
  5. Good day all. I've got some on going issues with debts being managed by Lowlifes (via our friends at BW Legal). I've covered most of these elsewhere but in brief over £500 was mysteriously added to the account according to my credit file, they weren't updating my file regularly to reflect payments made and also a default has been recorded unreasonably late (IMO). I raised a complaint and they replied with a derisory compensation offer but a promise that the accounts would be brought up to date within 3 weeks. I decided at this point that if this happened I'd be happy and waited
  6. I have some questions about the correct procedures for County Court summonses. I'd be really grateful if anyone could advise me on any of these queries. I have read the guidance notes for both online and paper forms but still have some uncertainties. Background: I am about to issue a County Court summons for unpaid compensation for use of part of my property by a builder. The basis of the compensation is set out in an agreement and related emails. My questions: 1) When sending in a paper N1 form, is it correct to send supporting paperwork with it? E.g. Copies of agreements, contrac
  7. My issue I received by post two Notice to Owner letters dated 11/11/2014 in different envelopes. These letter refer to the same office '27 Parked in a special enforcement area adjacent to footway, cycle track or verge lowered to meet the level of the carriage way. Both have a unique PCN number on them for a notice I have never seen or been aware of, nor handed to me in person nor left on my vehicle for me to find. Both refer to a contravention date and time, one 8/10/2014 at 10.52 PN11112536 and the other 8/10/2014 at 12.26 PN110-9538A for the same location, a local authorit
  8. Hi guys When you are issuing a court claim against a company using a trading name do you issue the claim against the parent company? Thanks
  9. In the “Sticky” section you will see that I have provided a new Sticky entitled: A Guide to Bringing and Defending a Small Claim in the County Court. In you have a dispute regarding fees charged, it is simply astonishing the number of websites offering to assist debtors in “reclaiming” fees. With the majority of debtors having never been in court, it can be very tempting to accept such services but a word of warning.....anyone tempted to use such services should first make sure that they look at the small print on the site as they will very likely discover that such firms a
  10. I know this is probably really simple and I think I might have an idea of the answer but just wanted some confirmation. My niece has apparently got ticketed for being an ambler gambler but the offence happened back in May and she has only found out today. Just wondering if there is time limit for when the notice should have been issued - three months down the line seems a bit slow and pushing it. Thanks in advance Clare
  11. I need help as I am not sure what is the best plan of action in this case. I have 2 years NCB expired on 06-02-2011. Last year in May 2012 I took out a car insurance policy with Be Wiser Insurance for 12 months and paid higher premium. As you are all know that 99.99% insurance companies accept a NCB valid within 2 years. when I looked around for car insurance lats year I was not aware of that until I spoke to Be Wiser. I told them that having 2 years 2 NCB will help me to low the Premium. They asked when does the policy expires and if i have it handy, which I d
  12. Hi I'm in a sticky situation here. Basically I was sold some t-shirts of a low standard, I sent them back and he said he'd refund me - it's been 3 months of constant lies and rubbish an no refund. I want to issue a CCJ (County court judgement). The only thing is, everything has been done via FaceBook messages with the company page - they're not a registered company LTD, although they do refer to themselves as a company, they havea trading adress but no where on their website or invoices have they said they're apart of any group or trading as a company. Shall I issue the CCJ against
  13. I can't remember seeing anyone recently make a new post saying that they have been issued with a statutory demand on behalf of Lowells ? They are still continuing with bankruptcy petitions according to reports in the London Gazette. Have they stopped doing this, just paused or reduced the number they are issuing ? Going by what is reported via CAG, there does appear to have been a change.
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