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About Me


Found 19 results

  1. Hi Peeps Slowly making my way through Payplan DMP..aiming to obliterate them all at last. Lloyds Current Account O/D £900.00dr sorry been paying them £1 month recently payplan. 10 year old debt - fallen of CRF. obviously being fleeced as debt not really gone down. What letter do I send to Akinika ? unsure of this one as current account. Thanks Peeps
  2. Hi I received a PayPal Working Capital Advance nearly two and a half years ago when running my own business. I folded the business last year (sole trader so everything was unsecured and this is the only thing I was in debt to) and had been maintaining repayments until October last year. between workload, an upcoming employment tribunal and the neighbour from hell I managed to forget all about it. I also missed the three notification emails they sent re: notice of intention to terminate (I get an amazing amount of Paypal [problem] emails so I've not opened any for
  3. Hi, I CCA'd Akinika re a Halifax Credit Card that I took out in 1999 and defaulted on in 2009 for which I have been paying token payments of £1 ever since. Originally the debt went to Iqor. In reply to my CCA request Akinika sent me the visa card application form only - doesnt have terms and conditions or APR rate or how much credit was offered therefore I think it's not a credit agreement. They say "We write further to your recent communication and now enclose copy statement/bill provided by our client for your reference. We confirm that the above balance is
  4. please help. I need to know if for any reason I can get rid of this debt. I owe a working capitol loan - the debt has been passed to akinika. they rang they asked who I was I said they have wrong number. now im worried - as the same company I owe money and are paying them off - will they link this will they come to my house? will I be able to remove this debt following the process set out to send the letter - ?
  5. Today I got a letter from akinika saying tv licensing have past on my debt balance of £28.50. I not sure what to do about This, do I need to contact this company and arrange suitable payments which would include further payments towards tv licence. They say if I don't pay an enforcement officer will visit. That won't be easy as I live in flats and security don't let unauthorised visitors to access flats. I am unemployed. Thanks
  6. I'll keep it short but include all necessary details. I started a foundation degree with the Manchester College in September 2011. I was on the course for 6/7 months and then I dropped out. I never informed Student Finance and I just informed my college that I was dropping out. I am not sure if my college then in turn informed Student Finance or not but I never received any further payments after I dropped out (I know that much). I am not going to lie and say I know all the figures of what I borrowed or how much I was actually paid. upon checking the student loan re
  7. Hi Guys, I sold an item back in November via eBay. Customer then opened a PayPal case for SNAD in February and PayPal informed them that the item should be sent back to me, once it was sent back, they issued a full refund. The item arrived back broken and I called them up, I was then informed to report this to ActionFraud which I did and to provide them with the Ref #. I did this but this was not enough, they want a letter with Ref #, I am chasing Action Fraud for this. Everyone at PayPal says something different, one chap said the Ref # is enough
  8. Hi, I'd like to thank anyone in advance for helping me. I'm looking a bit of advice. Around May time I was selling shoes on eBay. The items were as described and brand new. But I sold one pair through paypal invoice t to a guy in russia. I had since closed the PayPal account. after the account was closed a dispute was opened, and I couldn't do anything. I have since apparently owe PayPal 190.24 but I have never received the shoes back either the buyer gets a win win. Today I received a letter from akinika about paying the debt. I'm wondering if there'
  9. I had some outstanding crisis loans to pay and they sent me a letter last year demanding payment, I think it was for the full amount but I can't remember now. If I hadn't just burned half a tree's worth of letters from them the other day I could dig it out now probably and check. I wrote back to them and asked them if I could pay it back weekly or monthly at a reduced rate, and they never replied, I just assumed they were giving me more time as you can write to them an appeal for more time as well. Today I get a demand from Akinika to the tune of £300 and there is probably s
  10. Hi Please can somebody help me with this. My mum had an ebay debt, which has been paid in full and cleared with ebay. Their dodgy collector 'Akinika' has been harassing her on a daily basis with phonecalls and letters demanding payment. She has contacted ebay who have confirmed the debt was cleared and that she should not be receiving these calls. We have tried emailing the AKINIKA complaints email address but get delivery failure as it does not seem to exist. This also happens with their enquiries email. She has explained the situation on the phone and been told
  11. Hi This is my first time posting on this site as it was recommended by my mom. whilst at uni in 2011 I was given a grant which I didnt have to pay back. I left uni early as I was unhappy and deceided to quit. Now I am receiveing letters that they require this money back 1st from the student loans company whilst I was not in any type of work and now the debt has been passed on to Aninika. I need some advice on how to handle this company and the best way to approach and repay the debt. Many Thanks
  12. I owe about over £200 for ebay fees and I need some advice on what to do. Would Akinika allow me to pay £5 weekly? How long do I have to pay the debt off until things get worse? Can I pay £5 weekly then make a full payment in July? I'm not earning that much as I'm not employed. All advice is welcome. Thanks.
  13. Received a text message from the above 27/11/14 09:05 We have been trying to contact you please call us. Web address and a ref number. No further calls or texts yet Have not received anything from that company in the post or anyone else chasing money recently Am in a debt management plan coming up to 2 years. Had nothing from my creditors to say they were reassigning. I assume i should just ignore until something comes through the post.
  14. TL;DR Akinika calling and sending letters about DWP debt that has been repaid. Should I ignore, write and tell them to jog on, or contact DWP? In 1999 I was temporarily homeless, and got a crisis loan for b&b, food e.t.c. Was paying £10 a week back, then lost my job and was on jsa for ~6 weeks, they were taking a few quid a week out to repay the loan. When I got another job, I started paying back £10 a week like before. Last payment was sometime in early 2000. In late 2005, got a letter from DWP saying I still owed £82 and a bit of change. I did my sums and it seem
  15. Hi hope someone can help or advise me H I'm receiving letters from Akinika they said I owe DWP £1,384 they have already sent me 2 letters and today's one said if I've not paid them this amount in 10 days they will pass this to their solicitors Wright Hassall LLP, but when Dwp first asked me to pay this back I called them and emailed requesting proof of this debt as I do not have any recollection of this debt, I was on income support for a year that was 13 years ago they over paid me and it was all taken back or I presume as I heard no more that's
  16. Hi I'm self employed and have had "sole trader" status since 2012. Prior to that I was in a business partnership. My business partner was responsible for the financial side of things. He "resigned" in 2012 and I discovered he'd left everything in a right mess. He took all the money from our business bank account, hadn't paid suppliers or the VAT. It took me a while but I sorted all of those issues out and now the business is back on an even keel. I also discovered that he hadn't submitted HMRC tax forms. I submitted all the ones that I could, paying 100 fines for lateness etc. One f
  17. I owe HMRC for an alleged overpayment, it is only a small amount originally £240 , I have been paying via standing order £20 a month to DLC since Feb this year som made 6 payments so far totalling £120. I have now just got a letter from Akinika stating I owe them £140 for the same HMRC account?!!. I have no repayment agreement with DLC I have just been paying it, what should I do with the Akinika letter, I have written a letter (not posted yet) to them suggesting their figures are wrong and that I am already paying DLC. Any advice?. Obviously I want
  18. Hi Long story short, in 1999, just before my daughter's birth we have to move to a totally unknown part of the country, chasing a job, and in the process we obtained a social fund loan of £450 or so, to get us some baby clothes/beds etc. I have completely forgotten this debt as I assumed that in those years when we both had recourse to benefits while we were rebuilding our future- anyway I assumed they have taken the money by reducing the benefit etc as that was what I was told by the staff at benefit center at the time of applying, ie that they would do that to recover the money. This
  19. Can anyone help me? A year or so ago I received a letter from DWP dating back to a time when I was on income support saying there had been an overpayment, I had no idea what it was and wrote a letter asking for details. I had no reply but an identical letter last month followed by a phone call from Akinika, I refused to confirm details, said I would write to them. The girl said she would tell DWP that I was refusing to cooperate and put the phone down. I wrote to akina telling the history and asking then to contact client(DWP ) as I had no response. To my horror I arrived home today to
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