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  1. I am seeking some advice on inequitable rates of pay at my place of work. I had to do several vocational qualifications for the post. The first of which was compulsory and a wage increase was payable on qualification. I obtained this pay rise after passing the exam in 2009, and have gone on to do 2 additional certificates, each with a small pay increment applied. It has recently come to light that a colleague, who joined the company a few weeks before me and who failed the first exam was given an equivalent pay rise regardless, and on passing on her second attempt she has received a further raise and is now earning more than me! It appears that I have been penalized for studying and getting it right the first time. My predicament is how to confirm the facts as this is based on 3rd party information (from another colleague) and, if it is confirmed, how to then approach my employer and plead the case for an equivalent raise. Anyone out there with similar experience or advice to offer? Thanks!
  2. Desperately need advice, I can't sleep with worry I was offered a job by a new company around 3 weeks ago, handed my notice in with current company, but my notice period is 3 months. I managed to come to an agreement with them that it'd be 8 weeks which means I'd have left on the 14th Sept. A colleague of mine is pretty disgruntled and said he was looking to move. I sent him an email saying the following to his PERSONAL account from my personal account Anyway, this bloke has grassed me in to the higher ups, and today they've lawyered up and brought me in to a room. First of all, they've threatened me with legal action. The exact words is as follows The question: Where do I stand here? Any help is appreciated. What's the deal regarding my notice period? I've got email confirmation of an earlier end date, is this legally enforceable in any way?
  3. Hi all I have a very similar issue to this thread Bryan Carter Solicitors acting on behalf of Arrow Globel Guernsey Ltd have been chasing me for £679 for some time. I was first contacted regarding this debt around 6 months ago, they were wanting me to confirm who I was. I ignored all these phishing letters. I then received several letters threatening litigation which I also ignored as the wording was always "we may". The next letter I received dated 12/07/12 was a notice of balance reduction. They had reduced what they wanted to £499. On the 28/07/12 I received court papers from Northampton CC for the following; Amount claimed: £499 Court fee: £30 Solicitor's costs: £50 Total amount £579 Particulars of claim. The claimant's claim is for the balance due under an agreement which is now all due and payable. The defendant agreed to pay monthly instalments under account number AGGLXXXXXXXXXXXXX but has failed to do so. And the claimant claims the sum of 499.00. The claimant also claims interest thereon pursuant to S.69 county court act 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to 0.00. I have sent an acknowledgment of service online. I am today sending the following to Bryan Carter via recorded delivery. PLEASE CONFIRM THE CLAIM IS BELOW £5000 Re: (Claimant's name) v (Your name) Case No: CPR 31.14Request On (date) I received the Claim Form in this case issued by you out of the(Name) countycourt. I confirm having returned my acknowledgement of service to the court inwhich I indicate my intention to contest all of your claim. Please treat this letter as my request made under CPR31.14 for the disclosure and the production of averified and legible copy of [each of the following / the] document(s)mentioned in your Particulars of Claim: 1 The agreement. You will appreciate that in an ordinary case and by reasonof the provisions of CPR PD 16 para 7.3, where aclaim is based upon a written agreement, a copy of the contract or documents constitutingthe agreement should be attached to or served with the particulars of claim andthe original(s) should be available at the hearing. Further, that any generalconditions incorporated in the contract should also be attached. 2 The deed of assignment. 3 The notice of assignment including proof of service. 4 The default notice. 5 The termination notice. (not mentioned in the POC but no harm asking just might not get) Although your claim is for a sum which is not more than £5,000.00 and willin all likelihood be allocated to the small claims track for determination uponmy delivering a defence, at this moment in time I have not delivered my defenceand the case has not been allocated to a track. In consequence the provisionsof CPR 27(2) are of no effect and you should not seek to avoid compliance with your CPR 31 dutiesby claiming otherwise You should ensure compliance with your CPR 31duties and ensure that the document(s) I have requested are copied to andreceived by me within 7 days of receiving this letter. Your CPR 31 duties extend to making a reasonable andproportionate search for the originals of the documents I have requested, thebetter for you to be able to verify the document's authenticity and to provideme with a legible copy. Further, where I have requested a copy of a document,the original of which is now in the possession of another person, you will havea right to possession of that document if you have mentioned it in your case.You must take immediate steps to recover and preserve it for the purpose ofthis case. Where I have mentioned a document and there is in your possession more thanone version of that same document owing to a modification, obliteration orother marking or feature, each version will be a separate document and you mustprovide a copy of each version of it to me. Your obligations extend to making areasonable and proportionate search for any version(s) to include an obligationto recover and preserve such version(s) which are now in the possession of athird party. In accordance with CPR 31.15© I undertake tobe responsible for your reasonable copying costs incurred in complying withthis CPR 31.14request. If you require more time in which to comply with this request you must tellme in writing. You must tell me before the time for compliance with thisrequest has expired. In telling me you require more time you must tell me whatsteps you have taken and propose to take in order to comply with this requestand also state a date by when you will comply with this request. In additionyour statement must be accompanied with a statement that you agree to anextension of the time for me to file my defence. Your extension of time must benot less than 14 days from the date when you say you will have complied with myrequest and you must state the new date for filing my defence. If you are unable to comply with this request and believe that you willnever be able to comply with this request you must tell me in writing. Please note that if you should fail to comply with this request, fail torequest more time or fail to agree to an extension of time for the filing of mydefence, I will make an application to the court for an order that theproceedings be struck out or stayed for non-compliance and a summary costsorder. I do hope this will not be necessary and look forward to hearing from you. yours faithfully (print name) I guess its all a waiting game now. So what should I expect to happen?
  4. Hi all, B Carter are acting on behalf of Arrow Global, who have for some time alleged I owe them over £350. a few weeks ago BC sent me an offer saying they will knock £50 if I pay immediately. I have now received court papers from Northampton for this alleged debt and bizzarely the court and solicitors fees add up to the original amount. What is going on here? They are also not claiming statutory interest, why not if they think I owe this debt? This allaged debt is from 2006 and yes, it shows on my credit file (until 2007). I dont really know how to proceed. Its all CC charges and interest on charges (CC is not from Arrow either). Really annoyed by whole situation. Anyone any advice or similar experience?
  5. Hi everyone, This is a great website with tons of info. Love it! This is my first time posting on here. I am trying to deal with a court summons, and could really do with some help with the N9B defence form. ************************************************************* This is the background to the case: I have had a Barclaycard since 2000. The balance at January 2010 was £8,900. Due to various financial problems, I stopped paying them. Also in January 2010, I sent them a CCA request, and they sent me a reconstituted copy of a credit card agreement. I have not paid them or contacted them since then, however now they have sent me a claim form from Northampton county court bulk centre for £9,900 (although MKDP are named as claimants). The particulars of the claim are: " the claimant claims the sum of £9,900 being monies due from the defendant to the claimant under a regulated agreement between the defendant and Barclaycard 4929************ and assigned to the claimant on 10-10-2011, notice of which has been provided to the defendant. The defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served pursuant to the consumer credit act 1974. The claimant claims the sum of £9,900 and costs. The claimant has complied, as far as is necessary, with the pre-action conduct practice direction. " ************************************************************* Can I first be clear that I am not trying to get out of this debt, but I do not have the means to pay. I do not know if MKDP collections are just trying it on at court, or whether they have something solid to back them up. So now I need help with these questions: 1. Barclaycard only sent a reconstituted agreement in response to my CCA request. Is the debt unenforceable in court because of this? 2. Barclaycard only sent a reconstituted agreement in response to my CCA request. Does this mean they don't have the original executed agreement with my signature, and because of this, is the debt unenforceable in court? - Or is this just wishful thinking on my part? 3. What are the prescribed terms and what should I be looking for in the details of the reconstituted agreement that they sent me? 4. Part of the defence form says "if you fail to deny any allegation it may be taken that you admit it". I do not want to admit to anything, in case it is used against me at a later stage. In light of that, how could I word my defence and/or what should I include or leave out? ANY help will be greatly appreciated. Thanks all.
  6. In the early months of 2010, Golden Eye (International) Ltd, a company connected with the Ben Dover porn brand, decided to chance their hand at obtaining settlements from alleged file-sharers in the UK. Although they successfully obtained the identities of alleged file-sharers through the court using the Tilly Bailey & Irvine (TBI) law firm, things quickly went wrong for GoldenEye. TBI pulled out due to bad publicity and the company was eventually fined late 2011 by the Solicitors Regulatory Authority for their mishandling of the cases. In September 2011, Golden Eye were back again, trying to extract money from Internet users via the previously untested route of the small claims court. But in December 2011 it all fell apart following proper scrutiny in the High Court. And now, in March 2012, unbelievably Golden Eye are back again with a third attempt. http://torrentfreak.com/pay-up-or-else-bittorrent-scheme-resurrected-in-uk-high-court-120309/ Posted this here for info, hopefully it wont take people by suprise like acs law. I download nothing, but always expect a letter lol
  7. Got this letter today from the Department of Work and Pensions telling me I owe them £300+. I gave them a call, and apparently this relates to a social fund crisis loan they claim I took out in the early 90s??? (I have no recolection of this)! For some reason the woman said she couldn't access the social fund section on her computer, all she could tell me was it was dated back to the 90s and said she is going to send me some details in writing next week. (After I refused her offer to call me back). Aren't these type of loans statute barred? She made no mention of any court judgement? Any help appreciated! DWP 28082011.pdf
  8. Have there been any recent changes in what cca request we send ie Credit card cca and loan cca? Mr W
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