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Hi All I had an American Express debt passed to SRJ and had a payment arrangement in place. A E have now passed that debt to another debt company vilcollections. I am continuing to pay vilcollections but they are saying that no payment arrgt was agreed with them and i must supply an income and expenditure form which is very detailed. They say my payment is a good will payment. What are my obligations? Many Thanks
It was back in February that I had problems with Vilcollections and their lackeys GPB Solicitors. Vilest Collections simply would not reply to any of my letters after setting GPB on to me despite the fact that I had had a payment plan set up with them and I had already stuck to it for 4 months - I continue (rather stupidly probably) to pay them as previously agreed. Eventually I sent them a CCA request together with the £1 and naturally nothing more was heard from them. When they defaulted on this I was able to inform GPB that the account was in dispute. Nothing further has been heard from either parties. Now all this caused a lot of stress and it is only now that I have made a formal complaint to OFT. However, I wonder now whether I should stop future payments until such time as they get their act and the necessary paperwork together? They surely owe me at least a pound! What do others think?