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Found 2 results

  1. Hi there, I just got a letter about a very old debt account. The original lender was Lloyds TSB, but that was so long ago I cannot remember what year it was. the account was sold to another bank (whose name I didn't recognise on the letter), who then sold it to Allied International Credit. I sent off £10 by way of CCA to AIC and received nothing in return. So there is no original documentation for this debt (which will surely have been written off by now by the original lender). Despite having the account now in dispute (because of no documentation), AIC then sold it on to Apex. (I thought it was illegal under the 1974 CCA for accounts in dispute to be sold on to other debt spivs, er .. . I mean debt purchasing companies AKA Purchasers of Receivables.) I went through the whole CCA process with Apex (another £10) with the same result (no documents were found) and then Apex sold the account to Cabot. (But I thought it was illegal under ... etc.) Cabot wrote to me last week about the account, but then this week I had another letter from Cabot and one in the same envelope from Marlin. It seems that Cabot sold it to Marlin within only a few days. So now Marlin want me to cough up money for an alleged debt for which no documentation can be found. (But I thought it was illegal under ... etc.) It is possible that I will spend the rest of my life sending off CCA letters with £10 postal orders enclosed, while this useless undocumented account does the rounds of debt spivs over and over and over.... Isn't there some way of stopping this insanity?
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