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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

intend

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Everything posted by intend

  1. intend
    Great news
  2. intend
    Letter rec'd - claim rejected. Will post up details when I get sight of the letter. Not surprised from what I have read about TFC. Will need some sound advice on how best to proceed but will not give up without a fight.
  3. intend
    Yep - just stop
  4. intend
    I, for one, would love to live with no bank account. The whole industry from retail banking to investment banking is corrupt and merely fuels a capitalist system that is slowly evolving back to a feudal society. Intend
  5. intend
    Cheers - hope it spurs others into action
  6. intend
    Go for it H
  7. intend
    Cheque banked - daughter over the moon - made her families Xmas. Now on to the rest of the reclaims for them Couls a member of the site team change he title of the thread to Success please? Intend
  8. intend
    Congrats - is it for the amount you expected??
  9. intend
    Would agree with you drob. I personally would not be paying Morecrap but would pay the bank direct - then it is going to the OC.
  10. intend
    subbing as about to start a claim
  11. intend
    Would agree - I am just about to start claim and reckon with the help of CAG would get 100% - 75% 0f f-all is f-all!! Much better to do it yourself. Even if have to go to court, daunting but plenty of good advice available.
  12. intend
    No obligation to send Morecrap an I&E form. Is interest still being added? Why are they involved?? Have you had annual statements??
  13. intend
    Phone call from daughter - complaint upheld!!! Not sure of details but refund in the right ball park and nothing being off-set. Will post more details when I know - cheque due 28 days Intend
  14. intend
    Loan update - Nice of 1st credit to send me an annual statement of all financial transactions for last year - could have saved the printer ink by sending a blank piece of paper. Also a nice reminder of ways I could pay - account remains in dispute and hopefully will be until statue barred - must check date for this. Intend
  15. intend
    Acknowledgement rec'd from TFC so clock ticking - not hopeful of easy claim but prepared to battle with them
  16. intend
    letter of acknowledgement rec'd - clock ticking - in process of starting claim for packaged account - have most details from SAR
  17. intend
    Been down this path - my action was - write to Moorcrap stating you are paying the OC as per a payment plan and will continue to do so and will not communicate with them further. At same time lodge a formal complaint to Lloyds for passing to a DCA when you have an agreed payment plan (they have been accepting payment so implicit agreement) and have stuck by it - tell them you will continue paying them and only them. Intend
  18. intend
    subbing as about to start a claim
  19. intend
    Thanks to oldrouge subbing as about to investigate reclaim. Well done for being successful todate - from £24 to £900 is a result and if you feel confident keep going.
  20. intend
    Good luck - keep an eye on the clock - 40 days to comply.
  21. intend
    Letter and FOS questionnaire finally posted today - now to think about the proposition put forward by Theoldrouge - will start a new thread when I get my brain around it. Any pointers towards threads reclaiming mis-sold packaged current accounts would be welcome. Intend
  22. intend
    Do not give a reason - just ask for all the information they hold on you.
  23. intend
    People SAR for lots of reasons - doubt they will link the request directly to a PPI claim. If you have sufficient info I would crack on with the spreadsheets.
  24. intend
    Another problem - not all covered by FSCS as I found out.
  25. intend
    whilst would reclaim - there could be a danger they buy back the debt. Would be seeking compensation for not reducing balance - at very least the refund would have reduced interest payments. Plus believe they can offset the refund of PPI payments but not the interest - that belongs to you least the taxmans cut

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