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  1. I have received a Letter Before Claim from Gladstones. This is in relation to a windscreen Parking Charge Notice from Euro Parking Services. 1 The date of infringement? 22/4/16 2 Have you yet appealed to the parking company yet? [Y/N?] NO, I HAVE TOTALLY IGNORED SO FAR. if you have then please post up whatever you sent and how you sent it and the date you sent it, suitably redacted. [as a PDF- follow the upload guide has there been a response? please post it up as well, suitably redacted. [as a PDF- follow the upload guide] If you haven't appealed yet - ,......... have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] YES what date is on it 10/6/16 REC'D 13/6/16 Did the NTK provide photographic evidence? YES 3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] NO 4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? [it is well known that parking companies will reject any appeal whatever the circumstances] 5 Who is the parking company? EURO PARKING SERVICES 6. where exactly [Carpark name and town] did you park? HOME BARGAINS, BATHGATE, EH48 2RA The PCN asks me to pay up or to provide them with the name and address of the driver, otherwise they "have the right to recover" from me. I didn't reply, but I wasn't driving.
  2. Hi All, In August 2014 I received a Claim from Northampton CC from Cabot. I wrote to the solicitor asking for a copy of the signed agreement as it would be something they would need to have anyway should the claim go to court. They agreed and I got the 28 days extension after acknowledging the claim. I sent copies of all correspondence to Northampton to attach to the claim but they have never supplied the agreement. here we are almost 1 year later and they have sent another letter, quoting the original claim stating that they sent two letters (both the same day) in April this year, one of which says they attached the documentation originally requested, the other offering a reduced payment, neither of which I can say I received. Is there any argument I can make to close this claim (I did have a look and it is still sat on Northampton with the last action being me acknowledging) as it has been open for almost 12 months. Additionally, the Claim documentation is signed by the solicitors not by the person who wrote the particulars and I am sure that I have read somewhere that it must be signed by a representative of the solicitors, "Mr Joe Blogs" for example and not as "A.N Other Solicitors". Is this true and how terminal is this to their claim, if at all. Any advice or information would be gratefully received. G
  3. Credit card cancelled by LTSB and currently paying £5 per month. Included in SAR (for loan PPI claim) I have found CC statements which show PPI being paid for 19 months from 08/07 til 02/09. Total paid was over £300 so about to reclaim. FOS questionnaire printed off but need help with calculations and spreadsheet to work out value of claim. Intend thanks to SAR I do have all the Credit Card statements relating to the period that PPI was paid.
  4. Hi Have thread in Debt relating to LTSB credit card - sent CCA shows boxes ticke for PPI and Sentinel Card Protection but no terms for either. Is this significant i terms of enforceability Will attempt to put in link to my thread or scan up the agreement. ltsbcct&cs.pdf Copy attached Bumping for any advice Cheers Intend Thanks for help Intend
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