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hillards

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hillards last won the day on February 1 2009

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  1. August 21st: Had another letter full of bluster from Overdales on behalf of Lowells. They say our outstanding balance will start to accrue an interest charge of 8% per month... As already stated, they can't do this and it's just bluster on their part. Not heard anything from the court, and don't expect to.
  2. I sort of worked that out. At present, the only circumstances that would happen are winning the lottery, and then we could pay them off, or death, and we'd not be bothered about it.
  3. We've only that paragraph on the Land Registry. We knew there was an old CCJ, but this is the first we've known of the charge so we don't have any other details. It is a married (relevant) persons ccj on a single owners property. She bought her ex. out, but I'm not named on anything other than phone bills. Goes back to Child Support Agency issues, since cleared.
  4. But they can't do anything with it until the property is sold...
  5. As was said before, until we hear from the court... After all this time, but they're still trying it on.
  6. Checked with the Land Registry, there's an entry (screenshot attached) which goes back to 2011, but does quote the same claim number? Image2.pdf
  7. I think I've blanked anything like that out. Claim number, balance, address, name etc. dk100uk has said earlier that they'd have to apply to the court to enforce this, and we've heard nothing. I knew there was something about them adding interest that smelled funny to me. As said earlier, unless we hear from the court...
  8. Or so I thought... Just had the attached arrive. On it's own, had nothing from the court or Lowells about this, which makes me suspect bluster rather than truth. I'm sure we would have heard something if this really was being taken to the court, after all this time. If a charging order was obtained then they have no means of altering any interest being added, so the claim that they'll not charge anything is what leads me to suspect BS on their part... overdales-jun23.pdf
  9. Only got a letter from Overdales to say they are dealing with it now. Cannot remember when the CCJ was obtained. Sometime between 2010 and 2014. Was by Cohen if my records are correct. It's not my credit file, it's the missus. She didn't want to stir anything up. There is only 1 CCJ. Everything else is well over 6 years. Will talk to her. I get the job of sorting her batsh1t out.
  10. Oh heck, we were dealing with 4 cases with GE Capital/Santander. Seems Drydens have written to say one was cleared, but now we have no less than 3 letters that deal with the case that had a CCJ. I've found files on an old computer that relate. Today we've had one from Hoist to say they've transferred it to Lowells. One from Lowells to say it's been passed to Overdales Legal. One from Overdales Solicitors who've 'been instructed to act for Hoist. - going round in circles? My files are for a claim to Santander. The documents relate to a FOS form re. PPI that was never answered, par for the course with Santander. I also have a letter to Cohens from May 2010, saying the account was put in dispute in November 2009, but again Santander failed to answer. I looks like they got a CCJ some time later, as detailed in the first post of this thread. As nobody has bothered to make any collection on this, bar the occasional reminder letter, I take it they'll have a job on trying to go back to the courts. Then again, it does say there's a CCJ this time. I'm reluctant to look at a credit reference as that opened up a bag of worms last time. We're just sitting tight and will file any more letters.
  11. Sorry, she'd binned the letter as it's settled. Bin's been emptied since...
  12. We have no idea if it's the same account, there were 4 claims for PPI v Santander, none of which were paid. They claimed they were over the limit of six years if I remember right. We've had nothing from the PPI claims company either, since their letter saying they were pursuing court action - months ago.
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