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Baz1994

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About Baz1994

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  1. Cheers dx Do you think if I just give them a call on that number quoting the A & L loan reference, that will be suffice?
  2. OK thanks again stuwebb I only have First National account number but no policy number for Cardif. Do you think it is still worth a call? I looked on the Santander website and there is a online link. With the clock ticking and age of account I wanted to cover all angles, so wanted to take Underwriter complaint option. Cheers
  3. My OH is in the same boat aswell. All we could find was an early settlement figure details with A & L loan that showed rebate of PPI and account number. This was settled when we moved property in 2001. Contacted Santander but as usual they could find nothing apart from confirming the account was closed? They were really not very helpful. No idea who Underwriters are and would be interested to know how we can find out.
  4. Many thanks for that stuwebb. Did you have a policy number? What details did you give to Cardif Pinnacle? What link did they give you for Santander? Cheers
  5. Ok will do and nothing else. Cheers again dx
  6. I have now completed FOS questionnaire. Shall I attach copy of the agreement?
  7. Cheers dx Yep lot clearer now and will keep it minimal. I can still remember it even now and on reading other posts all seems to be the same approach.
  8. Ok sorry a little confused dx. First National Bank now GE Money ? Window sales person sold policy / loan on behalf of FNB? Yes but website requests that you complete FOS form and email it to relevant ppi address. Cheers
  9. Ok lovely dx always much appreciated. I will submit a complaint online as probably be quicker. Also as per my earlier post, is it correct that any data held on me electronicly, I am not privy to? Cheers
  10. Thanks again dx Found their address and website. Is there a standard letter for Underwriters or just send usual PPI Complaints letter with a few extra comments regarding Underwriters involvement? Also is there a website to enquire about their regulation? Cheers for looking.
  11. Cheers again dx, I will have a look and reply anyway. Now if I do go to Underwriters am I still restricted by cut off date even though I have started ppi complaint process? I am not sure who they are but got a feeling it is Cardiff Pinnacle or Aviva.
  12. Cheers dx Even if loan was paid off over six years ago? Maybe getting confused. Where can I found law that states six years from knowledge of claim? I did request paperwork some years ago but got fobbed off with no paperwork available but acknowledged the loan. Found agreement details recently so submitted a ppi claim last week before deadline, whether I need to escalate to Underwriters. I have attached copy of letter response. img20190822_15042339.pdf
  13. Cheers dx Even if loan was paid off over six years ago? Maybe getting confused. Where can I found law that states six years from knowledge of claim? I did request paperwork some years ago but got fobbed off with no paperwork available but acknowledged the loan. Found agreement details recently so submitted a ppi claim last week before deadline, whether I need to escalate to Underwriters.
  14. Further to my earlier post, I submitted a PPI claim to window company to get the ball rolling. I have now recieved a very brief response saying that due to the Statute of Limitations Act, they are closing the claim and thats their final response on the matter? I thought they had to at least respond accordingly if whithin six years from date of discovery? Please correct me if I'm wrong. Cheers
  15. I have located an old loan agreement with First National Bank (Reg No:592986) for 1997 (through a window company) showing upfront PPI payment. I have also found letters from July 2001 from First National Bank stating that they are a member of the Abbey National Group? Loan was paid off and satisfied later on that year. On seaching various websites including Companies House, I have found that G E Money aquired FNB in 1988 - 2003 and also FNB Finance Ltd. I know that the PPI cut-off date is looming but who should I direct my complaint to to get in before PPI deadline? Shall I start with GE Money? Any idea who the Underwriters are as I cannot locate any details on the agreement? Any help would be much appreciated.
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