Mass complaint ;Add your name here if a dca has acted incorrectly with your account.

[scubadiver]

Intrum Justitia - 4 phone calls in 4 hours the man said that this was not harrassment!!

[RedVixen]

Another one for Debt managers -(although I have told Lloyds that I am looking into a harassment case and will be jointly naming them if I take it on)

 

Letter giving me a date that they 'may' take legal action

monkey who tried to tell me that a judge would refuse any offer of payment hat they had refused - called him a liar straight

Letter threatening IMMEDIATE legal action - no use of the word MAY

Two weeks later a slip telling me that Mr something would be calling between certain hours but no date to say when it was sent or when he may be calling - ooo I got all panicky at that one

Letter from Russell Aitken which interestingly had the exact same layout as Debt Managers

Letter form Parkgate Investigations AGAIN same layout as DM - they must have LOADS of different headed paper in their office

Second letter form Parkgate

Letter from Call Serve apparently acting on DMs behalf - now I have no contract with DM so I am thinking Data Protection has been violated here as I thought the DCAs were acting on behalf of the Banks not each other when they don't own the debt and until they own the det surely they don't have the right to process my info to a third party

Now its back with Lloyds

[babydoll0141917]

Hi

 

on a payment plan with ..debt managers ..all of a sudden get a letter from call serve asking for full payment ..CCA on its way .also for debt manager to agreeing a payment plan just to pass it over to any Adam

 

LOWELLs for refusing to give bank details so OH can pay something..And ignoring every email/recorded letter sent

[hackedoff1]

1st credit are the worst and should have their licence taken away

 

Why doesn't OFT take more action?

[MARTIN3030]

Theres a few on their final warnings and others currently under investigation.(in FSA lingo this means "Minded to revoke"

Its essential to keep the complaints going to TS and Consumer direct.....at the end of the day every one counts.

[patrickq1]

ive just sent of my final complaint to the FOS/FSA concerning HFO along with 38 phone calls inside 18 days ,i think mr rutherford is in for an uncomfortable ride methinks?

[Yyates]

Theres a few on their final warnings and others currently under investigation.(in FSA lingo this means "Minded to revoke"

Its essential to keep the complaints going to TS and Consumer direct.....at the end of the day every one counts.

 

I have complained to TS about Phoenix recoverys, Wescot and Moorcroft. They weren't interested and did absolutely nothing. I am still being harassed by Wescot and Halifax phone my number up to 10 times per day even though they have been told in writing to send letters only. Fortunately the phone they are ringing is a virgin media line which we don't use as we have BT, its only there because they gave me it free as part of a deal to keep me as a customer. We cannot plug a phone into it. Once it stops ringing it starts again and when its answered it an automated voice checking sho you are to put you through to an adviser.

[MARTIN3030]

Maybe you will get more joy then to report the others to their home area TS.

I agree theres many trading standards departments who are simply not up to scratch with the laws and frankly cannot be bothered with the types of issues we have seen on the increase.I had this experience with my own-they wanted to send me to the CAB-the CAB wanted me to contact consumer direct.

Consumer direct wanted me to contact my local trading standards.

In the end I wrote a quite strong letter to the manager of my local TS spelling out what I expected them to do-and detailing my rights to have it sorted.

It did the trick-they sorted it in a week (I had been on it for over 2 years !!!)

So shows it can be done.

 

 

In the case of Halifax-are you getting 10 calls a day from them now ?

How long has it been going on ?

[gilliancooke]

Keep it up guys - these dca's are all scumbags - lets take them all down

[gilliancooke]

i love this site it's brilliant!

[LampLighter]

I would like to add Barclays Bank plc T/A Barclaycard,

- for pretending that I had a Barclaycard after taking on an old account from a failed CC firm they had bought out,

- for failing to take proper care of their vital business documents

- for taking absolutely no proper notice whatsoever of the fact that they are in default

- for taking the view that the account is not in dispute when there was no letter of assignment and there is no CCA

- for declaring that, despite the above, "Collection will continue!" (oo I am so scared of the stern lady quiver quake )

- for constantly telephoning me when they have no lawful reason so to do

- for stressing me with their pretense and so causing a past condition to re-appear : my immune system became ineffective once more which totally spoils my life : HOW FVC

- for Mercers

 

Actually, I take that last one back, Mercers are a source of amusement because they give every impression of being a dormant company with no real address - their letters carry a PO Box in Liverpool but they send theor mail in Barclaycard envelopes with a return address that's a PO Box in Northampton. And they seem unable to write a proper DN ...

 

Best wishes to all good citizens of the land reading this

[Neil1980]

Advantage Credit - called and asked me to answer security questions to which i refused and he said "I am from a debt collection agency and we will take you to court if you don't answer my questions" To which i replied that fine take me to court and i will see what the judge says when this call is played in court and they find you have just broken Data Protection Act guidelines by disclosing account details to me without confirming i am the account holder. He promptly hung up!

 

Advantage Credit 0 - Me 1

[suepoo85]

Mackenzie Hall- Still constant calls even though requested by writing only to be contacted by writing, threatening behavior on the phone "i suggest you find a way of coming up with the funds because i cannot possibly accept a payment plan"

[mashmallow]

Hi Guys,

 

Just thought I would add Fredricksons - they are toally stupid and ignore the legalities of obtaining a CA.

 

Mashmallow:|

[Valdez is Coming]

This is great! It's about time we fought back against these lowlifes.Want to mention Arrow Global LLC again, together with their accomplices, Eversheds solicitors. Failed to respond to CCA request over one year ago. No communication or any documentation whatsoever. Then started chasing again recently, with the usual misinformation about legal action and still no documentation.Also Equidebt - they continue to ignore requests to communicate in writing only and are particularly dumb.

[dommcd]

Moorcroft - For trying to recover a debt that was in dispute. Saying they would look into the situation with the OC, but instead fabricated a payment agreement and then told me I had defaulted on it. Then taking the pound I sent with my cca request towards the debt.

 

Lowells - For showing up out of the blue with the debt that Moorcroft had washed their hands of 2 years earlier. Then passing it on to their other department Red who sent a letter with some completly made up information to try and convince me that i owed money and should pay up, despite the fact that i had sent a prove it letter which I got a response to about 2 weeks after the red letter. Still awaiting a response to a letter I sent about the red letter which I am sure is verging on some kind of fraud. Been waiting over a month now

[tofster213]

1st Credit have ignored my request for cca

[sillygirl1]

Anyone on this post please sign my petition to stop these DCAS putting markers on our credit files - accepted by the petitions team!

 

Petition to: state that only the original creditor can place a negative marker on your credit file. | Number10.gov.uk

[theshuffler]

Capquest got a court order against me in an english court which has no juristiction in northern ireland , they also threatened me with bailifs which do not exist in northern ireland,

[magiciansgirl]

Credit Security Ltd for taking two further payments from my bank account after I had settled the debt. And now ignoring a Letter Before Action. They now have 5 days before I start an online claim...

[notty123]

Connaught collectiions who phoned my Mother & threatened her with Baliffs if she didn't tell them my address, this has happened a couple of times, i'm thinking they must be going through the local phone book & contacting anyone who has the same surname as me!!

Edited July 15, 2009 by notty123

[markmarcos]

First Connaught Collection on behalf of 1st Credit! They threatened with a Statutory Demand & i had to go to court to defend & won!

Then a couple of years later, 1st Credit decided to start themselves in January 2009...until i wrote complaining to Barclaycard, who eventually admitted fault!

 

Nevertheless, Connaught/1st Credit threats to bankrupt me via the Statutory Demand and take my belongings, property etc, was well below the belt!!!!

[ben1305]

JBDR debt collection... Making out they had started a bankrupcy case against me, numerous phone calls even though they've been told to stop.

 

Also they are chasing a statute barred debt!!

Edited July 20, 2009 by ben1305
added more info

[jeccapf]

Aktiv Capital chasing debt 12 years old, 1st credit chasing debt 14 years old moorcroft nusiance phone calls and CRA and those damned silly text messages to speak to Sarah (do they only have one employee or what?) for a debt that is 7 years old

[jeccapf]

oops crs even!