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Everything posted by ben1305

  1. Hi sillygirl, I'm paying the council direct. I will inform them that I am leaving the uk and see if I can arrange a repayment plan to suit both parties
  2. Not thought about a forwarding address. I've heard they can have you arrested and put before a judge. the arrears are about 2.5k and I've been paying towards them online but it never seems to go down
  3. Hi all, I have a large amount of CT arrears but am emigrating in a week. any advice on the best way to deal with this? I cant afford to pay it off in one go or I would've done it Thanks in advance
  4. Mind if I pm you? Anyone recommend a personal injuries solicitor?
  5. I would imagine it was the owners of the property who put both the lino and the box there. No I have not been in touch with a solicitor. Do you think it's be a good idea? would I be able to claim even though I'm leaving the uk?
  6. hi papasmurf, I am leaving the uk in just over 1 week so think resigning probably is the best thing for me. I was working in a customers house. I stepped over some lino offcuts left in a doorway. As i stepped over them (right foot 1st) I caught my right foot against a box. After stepping over the lino you needed to turn left to enter the kitchen. as i didnt know my right foot was against the box i turned my body whereby my right foot stayed where it was. The was a loud popping noise (like bubblewrap being screwed up). i fell to the floor n my right knee swelled up. Turns out i damaged the cartilidge in my knee n had to have an op called a microfracture proceedure. Knee is very painful and I take co codamol everyday to help. I have been getting some money through works accident insurance. I do not have a claim against them and do not have a solicitor. Would there be grounds for a claim seeing as they have been paying me insurance? My accident happened in December 2010 and i'm still off sick
  7. Thanks mariefab. do holidays accrue differently for different employers or is there a standard eg 1.5 days per month? Am I entitled to the 1 weeks notice at normal pay even if I'm not receiving any payments from my employer due to being on Employment Support Allowance?
  8. Thanks for the info mariefab. Is it acceptable to send my resignation via email?
  9. I have been on long term sick due to an accident at work. I want to leave due to health reasons. I've checked my contract of employment and it does not mention anything about termination of employment. I have worked for them since July2010. Is 1 weeks notice sufficient? Am I entitled to accrued holiday pay? I am on ESA as I've been off work for more than 28 weeks. Thanks in advance for any help
  10. We were considering sending the keys with a letter terminating the mortgage when we left.
  11. I would have thought so. Our mortgage is currently 126k (on a 120k mortgage). 2.8k made up of arrears and the rest is charges added on by GE. one of our neighbours houses has been up for sale for 2 years at 128k even though it was originally valued at around 132k and they've had 2 people look at it in the 2 years
  12. Hi all, Its been a long time since i've posted on the forum. We are moving to Oz soon. We have a house which we cannot sell as the market is dead where we currently live. Also we cannot rent as GE will not agree to it so we are seriously considering voluntary repossession of the house or just hand the keys back. After reading loads on here I am pretty sure they cannot chase us for any debt. Which would be the most advisable option? Hand the keys back/ voluntary repo OR would we be better letting them go to court to repoossess the house?
  13. Hi guys, I have a ccj from nov 09 which i have since found out was SB. is there anything i can do about this or not? regards Ben
  14. thank you so much for the advice Ell-enn. I will be printing the letter of and sending it on monday. I'll update as soon as i hear anything
  15. i have a mortgage with GE money and fell into arrears due to company going bust. after 2 years of tryin to get GE to help me they finally capitalised my arrears. They also capitalised 3K worth of charges and additional interest. My question is can they include charges and fees when they capitalise? And if they cant how do i go about claiming it all back
  16. i assume agreeing to repay the debt is acknowledging it?? can anyone answer my question regarding the credit agreement please
  17. yes i defo have original copy. it has my name and address on it but it is not signed. around 6 months i believe I did recieve claim for but didnt defend as i didnt know about stat barred and the likes at the time (i not paid anything to the dca only paid the court bailliff, does that mean the dca were wrong to take me to court due to the debt being SB?)
  18. could i get the ccj removed if they cannot supply a cca or if the cca they supply is different to the original that i have?
  19. Thanks for that sidewinder. What exactly does 'where necessary' cover?? I have already emailed my line manager and he rang me to say that the reason they have not paid me yet is because they were waiting for my final timesheets to decide how much they owe me and if they need to pay me any accrued holidays. He also told me that they would proccess my wages on tuesday and they will be in my bank on thursday. Is this legal bearing in mind i have a letter from the technical director stating my wages will be paid on 26th June (he even signed it)?? From what ACAS have told me they need my signed consent to make deductions from my wages. Does this mean that i can chase them for any monies they have deducted??? As it stands i do not owe them anything. I returned everything they supplied to me to enable me to do my job. Ben1305
  20. Hi all, I've recently recieved a CCJ from robinsonway for a next directory debt. I have found the original CCA and believe that they dont have the original. Would it be a good idea for me to CCA request robinsonway? If they come back with a true likeness and its totally different to the original what steps can i take (if any) to get this CCJ removed and get my money back as i've paid a fair amount of money i cant afford to bailliffs.
  21. may i suggest getting in touch with ACAS. In my opinion unions are not what they used to be. Sure you can make some good savings on car insurance and stuff like that but when you work out how much you pay them against how much your saving is it really worth it???
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