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MARTIN3030

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Everything posted by MARTIN3030

  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. Pretty shocking,when it was the Insurance companies themselves who were bleating about referral fees adding to the costs of increased premiums. http://www.dailymail.co.uk/money/news/article-2268765/Admiral-risks-fury-law-firm-tie-save-accident-fee-deals.html
  5. Yes agreed. I dont suppose they have any intention of keeping the coat in the absence of their offer being accepted. No need to muddy the waters then.
  6. You need to get the AQ sent off to the Court within the time scale. Judgment will only be entered by default if you ignore Court directions-or on conclusion of a trial which is some way down the line yet.Do you want help filling the AQ in ? We have had 2 or 3 previous reported cases of pub companies taking legal action. I will see if I can find one that I remember was a lengthly case.
  7. Your reference.;xxxxxxxxxx Dear xxx, Thank you for your letter in response of my claim for damage to my coat on xxxxx With due respect,I find your offer of £49,99,falls short of the cost of replacement,and am disappointed that you are offering this since you were advised of the cost of replacement as being £65. I therefore have to reject the offer,and should you not meet my targets for resolution in full,will have no option than to seek redress in the County Court,which will see costs being added for both issuing the claim,and also time and resources that were used from the incident been brought to your attention. Further action such as a formal complaint to Consumer Regulators,and local HSE officers,are not ruled out,as is a full DSAR request including recorded images and footage from the store in question,under the Data Protection Act 1998. I will give you 14 days from receipt of this letter to offer more realistic proposals. I trust this letter outlines my position and will be dealt with speedily Yours Sincerely/Faithfully. (as app) xxxxxxxxxxx Send recorded and addressed to the contact details with any reference numbers on their offer letter.
  8. Agree. If you hand in anything further,make sure you get a receipt. If you do speak to someone,it needs to be a supervisor-make sure you get a name in any event.
  9. Btw a complaint to the FOS does not affect your rights to make a claim or visa versa. But the FOS is likely to expect you to give them 8 weeks to resolve things or else a final response. If you look on the FOS website you can check the published complaints data for individual motor insurers. These include time taken to resolve the complaint,and also how they figure in the table.
  10. I have had success with these charges from 3 different motor insurers.I took the Court route in one case and they settled before the case progressed.The other 2 caved in after a LBA. You should write to them asking for a breakdown of the £20 fees to show they are a genuine pre estimate of actual loss in dealing with a missed or failed payment. Of course they will not do this. You can also point out that this is well above the threshold of £12 currently employed throughout the industry of Financial Service Providers. Make it clear that you will only deal in writing because they will try calling you and say its in their terms and conditions bla bla bla. If you have had a few of these in the past,it may be worth asking for a refund of the lot with interest and putting them on notice of filing a small claims action under common law if they refuse. Many of the Insurance companies will say that they have 8 weeks to resolve your complaint,but this is more often than not a stalling tactic-and does not affect your rights or entitlement to file a claim inside 8 weeks.
  11. Yes I think she also appeared at Blackpool and Stoke (2 other well attended NS venues) Blackburn is now regarded as the mecca for NS fans and is very well attended.
  12. On the downside-it gives them another 2 months in which to go for a liability order for those in arrears and missing payments. No doubt they will already have rolled up their sleeves in anticipation.
  13. Yes understand this. Just that coverage in my area is brilliant,and I think one reason why Vodafone is so popular. I have never experienced this before even on past new years eve.
  14. Here is just one example; EPL Web Solutions Ltd 7505998 Trading Name(s) (Current): Allukloans Fish4funds Itsmypayday Kindpayday Loans Available PayDayKong Paydayloansukcash Paydayteleport Paydayunlocked Thepaydayloanpeople Topnotchloans Unlockpayday http://Www.Arundelfinance.Co.Uk http://Www.Arundelfinance.Com http://Www.Cashone.Co.Uk http://Www.Easypayday.Net http://Www.Fasterpayday.Co.Uk http://Www.Jump2payday.Co.Uk http://Www.Jump2payday.Com http://Www.Payday-1.Co.Uk http://Www.Payday-1.Com http://Www.Payday-Easyloans.Co.Uk http://Www.Payday-Easyloans.Com http://Www.Paydayknight.Co.Uk http://Www.Paydayknight.Com http://Www.Payday-Loan-Direct.Co.Uk http://Www.Paydaypenguin.Co.Uk http://Www.Paydaypenguin.Com http://Www.Pay-Me-Now.Co.Uk http://Www.Penguinpayday.Co.Uk http://Www.Penguinpayday.Com http://Www.Txt2payday.Co.Uk http://Www.Txt2payday.Com http://Www.Txt4payday.Co.Uk http://Www.Txt4payday.Com
  15. The registered offices at EC1V 4PW reveals a multitude of payday loan companies are using this. Companies domiciled outside the UK are required to have a UK registered office. To get around this requirement,many use the services of providers of these which can be provided from as little as £45 per year. http://www.companiesmadesimple.com/company-services-registered-office.html A check on the Consumer Credit Licence public register for this postcode reveals more than one company who are trading with dozens of different named Payday Loan Companies
  16. Tip of the ice berg though as there are many equally guilty. http://www.dailymail.co.uk/money/news/article-2254634/Watchdog-raps-irresponsible-payday-lender.html
  17. This is a very good move. The rules which required payments to be made in 10 installments have never been fair. http://www.thisismoney.co.uk/news/article-2255514/Council-tax-bills-paid-12-months-10-rules-overhaul.html
  18. http://www.dailymail.co.uk/news/article-2255587/New-Year-celebrations-turn-ugly-cities-country-country-lives-Binge-Britain-reputation.html?ICO=most_read_module
  19. Also was said to have affected Halifax account holders. http://www.dailymail.co.uk/news/article-2255434/Disaster-Lloyds-TSB-customers-New-Years-Eve-technical-glitch-renders-cashpoints-debit-cards-action.html
  20. My initial thoughts is that you might have a case under CPUTR 2008.
  21. Had no signal on my phone from around 12.30 and was still off at 3.30am. Was anyone else affected ?
  22. Thanks thats interesting. I can well imagine that if you get up to 3k credit limit then there has to have been good management,so can see it would be a good marker for a mainstream CC issuer.
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