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elizabeth1

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elizabeth1 last won the day on November 6 2006

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About elizabeth1

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  1. Now that's a shame!! could have had great fun with some peoples that I cabnot mentions
  2. So when any Debt Collection Agency - carries out searches on consumers and use methods like calling neighbours, employer, relatives by telephone, and then uses tools like Land Registry, Electoral Registers and passes info from dept to dept, company to sister company to solicitors etc.. they need a license for this covering themselves and their employees? Or am I reading this wrong?
  3. Taxman 'could owe workers £3bn' Last Updated: Tuesday, 20 July 2010, 12:50 GMT - Search: taxman owes workers The taxman could ower British workers billions of pounds The taxman could owe millions of British workers as much as £3 billion in overpaid taxes dating back to 2007-08 and earlier, according to a report. And a backlog of underpaid taxes from four or more years ago could lead to HM Revenue and Customs demands for an extra £1.4 billion from taxpayers, said spending watchdog the National Audit Office. The problem could affect as many as 15 million people, many of whom may not know that they are facing additional tax demands or due repayments which could run into thousands of pounds. The NAO said the backlog was caused by the troubled introduction of a new computer system which was intended to combine National Insurance and PAYE income tax payments into one record for the first time. By the time of its implementation in June 2009, the system had been delayed twice, leading to a backlog of 18.2 million unreconciled cases involving 15 million people, said the NAO report on HMRC's annual accounts for 2009-10. HMRC's early analysis suggests that around half of these cases - about 9 million - are likely to involve incorrect payments, which could lead to £3 billion in overpayments and £1.4 billion in underpayments. The NAO found that the delays were "justified" as the system was not ready to go live earlier. But the slippage resulted in an additional cost of £33 million and the loss of £55 million in planned efficiency savings. Changes to system requirements added a further £78 million, bringing the total cost of the project - expected to save £532 million over five years - to £389 million. The report said that the task of clearing the backlog remains "a very significant challenge", and it warned that the sums involved are "substantial" and could come as a surprise to the taxpayers affected. The NAO was also critical of HMRC's performance in recovering overpayment of tax credits totalling £4.5 billion.
  4. Can you imagine asking their collectors that LOL I know we all need to earn a living BUT......
  5. They need converting to something pulling tricks like this - they need reporting for antics like this!! Let the authorities deal with them - the fines are huge - high time companies were stopped for antics like this.
  6. So they'll buy a debt of like £200 @ let's say 10p in the £ so it's = £20 They'll give yo a loan of £200 plus their lovely interest makes it a £400 loan for their outlay of £20?? Like we know statute barred debts are just that - shouldn't be collected!! Nice work if you can get it? How low can a company stoop? No wonder their profits rise ???
  7. Is there a link to this McLibel case anywhere - I have searched for it and can't find it. Thank you
  8. I couldn't agre more!!! And we thought Dinosaurs were all gone they still here thumping their feet aren't they? Seems lessons never learnt!!
  9. Now that site is interesting - I just played in there and it brought up Photographs, news articles, 192.COM = addresses all on one page allowing several links to a persons activities... no effort at all.
  10. Yes we've all read about people being tracked with using Facebook, Myspace, bebo, twitter.... thing is those place show your whole network of friends too. The family photos, nights out with your mates, last holiday etc... Then places like friends reunited and other social networking sites - it's amazing where data is these days!!
  11. Couldn't have put it better myself - there are too often no morals in what they do and the way they treat people. It's very much an industry that needs a clear out in a big way - across the whole of the industry. They've responsibilites too? What these companies forgot about in their greed was that this stuff works two ways and not always how they'd like it to be? The sooner they realise this and apply it to their "company models" the better me thinks. Like they say pay peanuts > get monkeys = the mess they dealing with today?
  12. Yes exactly - if any of you have over time applied for planning permission to change your propertiy (extentions, driveway alteration applications, use of parts of your land etc..) the details will be published in local newspapers, on display in local council planning departments and so on. This is where your neighbours and the general public will be allowed to review your plans and object or agree with those plan proposals before the council planning meetings take place. We can get copies of any of the minutes of such meetings from councils if we are interested.
  13. OK - we'll resist the urge shall we? No peeking it's bedtime??????
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