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    • Just a little something for consideration When a card is compromised, the replacements can be set up to automatically allow or manually re-add, old recurring transactions. The card issuer may ask you to confirm legitimate transactions which they would effectively 'migrate' to the new card Some do - some don't. Some staff on some cards seem to be entirely unaware/uncaring about this. Some card issuers expect you to sort it all out manually.   BUT if the leak is an ongoing lyca leakas it seems - as soon as you or your CC supplier give it to lyca/the leak source - compromised again     A note on security DONT use the same email or phone number for your banking as you do for sims etc. Although a bank eg santander leak would compromise this Infp seems to suggest that single/compromised multi factor authentication customers are priority targets, with more robustly secure cards being hit by 0.00 tests first Consider that the email address is one of the OTP recieving options AND one of the OTP security checks prior to sending the OTP - with the phone number being another So if they've got your card and email (same email for banking and end contact) - and you aren't forcing a phone OTP - you are compromised.  
    • Thanks for posting up the back of the NTK. The good news s that as it does not comply with the Protection of Freedoms Act, it means that you are not liable for the charge as the keeper as I explained in a previous post.  The PC fails for two reasons. The first is that it does not specify the period of parking. All it does is list the arrival and departure times of your car. Obviously that does not include the time taken to drive to the car parking space, manoeuvre the car into the space and later drive from the space to the exit. Nor does their times include things like getting kids disabled people out of and into the car as well as things like returning the trolley whilst still being parked. All of which can add a fair bit of time to the parking period which can then be subtracted from their ANPR times and makes your actual parking time a lot shorter than 118 minutes they seem to think it is. The second reason is that they failed to ask the keeper to pay Schedule 4 Section 9 [2][e]  (e)state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges You as keeper are now in the clear which is a good reason for you to contact Sainsbury  stating that you are being pursued as the keeper when you are not liable under the Act as well as the oher things I suggested in my previous post. If you don't get it cancelled with Sainsbury this could drag on for months with endless letters unlawfully pushing the price up to scare you into paying.  
    • Brilliant! That's great to hear and honestly pleased I'm wrong, my advice was out of concern. I checked some of your previous posts last night and you've been giving great advice to others at times. Bringing a claim can be serious (counter-claims etc) and it didn't appear you were knowledgeable based on posts so far. Far from an expert myself, just interested and will try to help. I'll sit on the sidelines, best of luck with the claim!
    • Thank you so much for the advice  I will try and up my savings to £500 for the next 6 months. Although I do still have an uphill battle, I feel more able to deal with it.  I hope my experience with the cifas marker helps someone else who finds themselves in that quite horrible situation. It is a huge weight off my shoulders getting it removed.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mutating Corona Virus


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3 hours ago, cjcregg said:

 

Do what the Government suggests. It's the only option.

 

I total agree with you.

 

Unfortunately, the few are going to ruin it for the masses .

Edited by 45002

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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8 hours ago, cjcregg said:

 

Which is why the restrictions must be enforceable.

 

Problem is how based on the figures from national statistical office I posted at #221

 

 

Government are really going to struggle to enforce !

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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3 hours ago, 45002 said:

 

Problem is how based on the figures from national statistical office I posted at #221

 

 

 

Somehow I doubt that the entire population of 66 million people will need cracking down on, just a tiny proportion.

 

Enforceability is a deterrent. It won't deter some people but clearly it will have a significant effect.

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Interesting and scary times

 

Is johnson doing a good job?

Dunno really depends on whether the focus is saving lives or reducing cost, and a lot of that money the new chancellor has put up would have been needed anyway - but didn't he come across as professional and statemanlike when compared with the bumbling waffler next to him.

 

We'd already commented on Johnson 'approach' here but its repeated:

https://www.theguardian.com/commentisfree/2020/mar/18/coronavirus-uk-expert-advice-wrong?utm_term=RWRpdG9yaWFsX1RoaXNJc0V1cm9wZS0yMDAzMjU%3D&utm_source=esp&utm_medium=Email&CMP=thisiseurope_email&utm_campaign=ThisIsEurope

 

"The scientists advising ministers seemed to believe that this new virus could be treated much like influenza. Graham Medley, one of the government’s expert scientific advisers, was disarmingly explicit. In an interview on Newsnight last week, he explained the UK’s approach: to allow a controlled epidemic of large numbers of people, which would generate “herd immunity”. Our scientists recommended “a situation where the majority of the population are immune to the infection. And the only way of developing that, in the absence of a vaccine, is for the majority of the population to become infected.”

 

Medley suggested that, “ideally”, we might need “a nice big epidemic” among the less vulnerable. “What we are going to have to try and do,” he said, was to “manage this acquisition of herd immunity and minimise the exposure of people who are vulnerable.” Sir Patrick Vallance, the government’s chief scientific adviser, suggested that the target was to infect 60% of the UK’s population.

 

After weeks of inaction, the government announced a sudden U-turn on Monday"

 

Survival of the fittest ...

 

 

 

On another note, having two frontline NHS staff in the immediate family, we went to the Tesco early opening ...

Good intentions - ferkin appalling implementation - we wont be going to another

 

I'm sure everyone has seen images of the queues outside, but the queues inside with rows of NHS staff waiting 30-40 minutes to check out in a mass gathering was dreadful, dangerous and mainly pointless

 

Why 40 minutes waiting - because the shelves were largely empty, and  Tesco hadn't arranged early checkouts to go with the early start.

 

We left and went to aldi to get some essentials - like a container of milk as there was none at Tesco for which in excess of 800 NHS staff spent an hour or more bottled up together

 

 

In my eyes Aldi and Lidl have shone through as the saviours in this crisis, with Tesco and Morrisons being utterly crap.

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Tonight at work is the first time management have mentioned any measures to avoid the virus.

Our union rep was in and all hell let loose, no gloves, masks, hand sanitiser or cleaning wipes.

They say everything is on order and we should have it shortly, they told us all to keep at least 2 meter's apart at all times which is almost impossible in a very busy mail depot.

They finished the meeting by telling us we must wipe down all surfaces we touch in the van, steering wheel, gear stick handles ect

to do this we would have to supply our own wipes.......shocking !!!

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On a very worrying note,

Given that farmers had already been stressing the problems with the Tories 'get lost you EU ****' policy with migrant workers leaving - leaving crops unpicked in the field

 

When are we expecting Pretty awful Patel to demand people flock to the fields for their benefits?

and suggest that they should grow their own food in a window box in their flat if they haven't got a large garden or estate or two?

 

 

We are also seeing countries across the world lock down borders and that IS affecting the flow of food and medicines around the world.

 

I have no idea how that is being addressed.

Anyone?

 

 

On a further worrying note.

Most of our blood plasma comes from Mexican donors (often dangerously often) who cross the border into the US to donate as it pays them more than their wage.

 

Now despite my blood being highly desirable type wise, and prior to a policy change - me being a gold card blood donor in the UK,

for many years now, the NHS would neither accept my blood nor test me

.. as I had needed a blood transfusion after an accident somewhere around the cut-off date.

 

Strange that given the apparent source of the majority of plasma we do use detailed above ...

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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On a more positive note, pollution is rapidly declining and nature would seem to be thriving already during the lock down of the planets main virus - Us.

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Share on other sites

Quote

When are we expecting Pretty awful Patel to demand people flock to the fields for their benefits?

and suggest that they should grow their own food in a window box in their flat if they haven't got a large garden or estate or two?

 

:painkiller: Notice how she has been hidden away since the outbreak....hoping we forget about the bullying and unlawful sackings during Corona.

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3 hours ago, tobyjugg2 said:

On a more positive note, pollution is rapidly declining and nature would seem to be thriving already during the lock down of the planets main virus - Us.

 

 

Yup , to stay positive. The air is so clear now, it's amazing. also the quiet. No more planes overhead, I'm on the take off path to Bristol and the Landing path for Heathrow. It's so peaceful now.

We could do with some help from you.

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It must be very strange for those who live in flight paths to be able to speak to a neighbour, even from 2 metres away and be heard !.  

 

I have just read that the Derbyshire Police are using Drones over the Peak District to ensure people are doing as they are advised.. sadly there are still many who are ignoring the rules to stay inside... 

 

https://www.commercialdroneprofessional.com/derbyshire-police-tweet-drone-footage-to-shame-locals-into-staying-home/

 

Sadly they have been criticised for doing this.. 

https://www.bbc.co.uk/news/uk-england-derbyshire-52055201

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23 minutes ago, honeybee13 said:

Now Matt Hancock and the Chief Medical Officer are self-isolating for a week. Someone pointed out that the recommended time is 14 days...

 

and presumably whoevers been sitting between them on the benches recently

... still, look on the bright side ...

 

I'm sure no cost will go unspent to ensure their wellbeing.

 

 

Johnson mutters

 

Thank God our plans to destroy the NHS have been taking longer than expected eh?

 

2058781606_ThankGodourplansoverthelastdecadetogetridoftheNHSfailed.jpg.3f2cf47b225b1ea09135b3f7f303e84b.jpg

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

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Its not an idea it's probably the only way it will eventually become non transmissible amongst all humans

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Herd immuntity can apparently work. It is how this is done in a controlled way. You don't want too many people to be seriously ill or die at the same time.

 

And Corona virus is apparently not one virus, but one that has slightly different variations. So some scientists think that it is possible that people could fall ill with several strains of the virus.

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7 hours ago, dx100uk said:

Its not an idea it's probably the only way it will eventually become non transmissible amongst all humans

 

 

 

It's an idea and a lousy one. 

 

The jury's still out on whether contracting coronavirus results in immunity to catching it again or whether it mutates and renders an initial immunity obsolete.

 

Moreover the concept of allowing it to spread as, err, a solution to it spreading is self evidently ridiculous.

 

 

 

 

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