can not find any of the original paperwork, probably got lost in the two moves of House since then. I do not think we every claimed back on the ppi.. Yes paying by DD I was taken into Hospital after being taken ill & only came home a couple of days ago, it has not been a priority to check on the thread.

Bit complicated, but here goes. We bought a Car through Yes Car credit back in the late 1990,s.Total payment was approx £5K(£1500 for car rest interest/ppi etc). Payment was over 4 years. After just over 2 years the car developed a major mechanical problem that would have been covered on the warranty(3 years). We contacted the warranty company to be told it no longer dealt with Yes & Welcome car Finance had taken over. This was news to us as never received any correspondence from them. On contacting Welcome we were told the warranty was now only 2 years & therefore we could not claim. We could not afford to have the work done due to reduced income(health issues). Welcome agreed to take the car back & send us a final statement that we could pay by reduced monthly instalments(never received). Shortly afterwards my Wife was diagnosed with mental health issues that stopped her from working & I became her Carer. We contacted Welcome who instead of responding themselves passed the remaining debt to Cabot. who with the help of the CAB arranged payment at £10pm As of now March 2024 we still owe over £8K. Which by my calculations is 70 years left to pay off(I will be 130!!). Question is there anything we can do, as by my reckoning must have paid off the original total & just left with this huge interest/fees?? My Wife will never return to work & I will remain as her carer?