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Found 16 results

  1. Hi All, I'm a newbie to the site and I hope i'm in the correct forum. I would be very grateful for any advice or guidance from those of you with experience of similar issues. We took a loan with Welcome Finance in 2007 secured against our home for £17,000. Over the years they have changed companies and are now known as Prime Credit. We have taken steps to sell our home and have accepted an offer. It is only now that we are in a position where we are looking for a new mortgage that we have realised the secured loan will create difficulties. We have paid £234 per month fo
  2. Hi all, I ordered things yesterday online, I selected next day delivery, but when I have just checked now, they aren't estimated to arrive until Friday? Something I ordered today is also due to arrive Friday and not tomorrow. All were prime eligible products. So I jumped onto their webchat, and spoke to someone. Turns out they have suyspended next day delivery until they can catch up from Xmas and get their drivers back. In fact here is a snip from the web chat. "Ojas: I can truly understand your concern however as you must have been aware that we had loads of deliveries
  3. I have today received a letter from the above mentioned asking me to contact them (letter is addressed to me by name) as i may be the person our client wishes to make contact with. The address is a huddersfield address and the DPA reg number links it to global debt recovery in malden. I am assuming its best to leave it well alone until they come up with more concrete stuff (my credit file is fine , no missed payments defaults etc etc) I have no idea what this might be about , but looking at previous threads seems like they have come up with a different name again to disguise the
  4. Just finished a free trial of amazon prime, only to be offered a free trial of amazon prime. How is this possible ?
  5. Not sure I understand the terms and conditions of Amazon prime. Has any one used the free trial and what does it all mean ?
  6. Ive just been bombarded with inertia selling offers from Amazon - they must be desperate. £72 pa or £1.38pw Its not so much the money as the waste of time its going to expose me to. I already instinctively discount 99.9% Hollywood drivel (although fair play to HBO, they have produced some great stuff I looked through the available movies, and out of 650 I would only watch Sounds like the kind of video pollution I want to keep out of my life, like most of the rubbish on live TV I am appalled at the effect this must have on young minds:mad2:
  7. This is reported tday. David Cameron should have been statesmanlike. Instead he was partisan. His remark to Tory MPs that 'you should not be walking through the lobbies (i.e voting) with Jeremy Corbyn and a bunch of terrorist sympathisers' was unworthy of a British Prime Minister. BTW I think a militant exchange. One quote made it was idiotic and crass to say that. It demeans the reality of war. The insult not just aimed at JC but anybody who expresses doubt about the wisdom of bombing Syria. It applies to John Baron, a former British army officer who served in Northern Ireland whe
  8. Last year I had a repayment plan setup to get rid of a CCJ. I had 2 payments outstanding (totaling around £120) and everything went quiet. The last payments never went out and now it appears the company has simply vanished. All traces of the website has gone, none of the phone numbers or email addresses work and I'm still left with an active CCJ against me and no way to actually pay the thing off. Is anyone dealing them still and if so could you provide either a phone number or email address so I can finally rid myself of this debt. Thanks.
  9. Does anyone have any experience of this? I have a sub-prime mortgage with Accord and since I came off their fixed rate initial special offer my interest rate has gone up three times - this during a period when base rate has been 0.5%. I now pay almost 8% but of course as I have struggled with the repayments, no other lender would touch me. The Financial Conduct Authority have now said they are going to be looking very closely at lenders who do this to 'trapped' borrowers while base rate stays so low. I have long thought how grossly unfair it is to continually put rates up when
  10. ... http://www.independent.co.uk/news/uk/home-news/subprime-lender-swift-group-used-loophole-to-avoid-paying-74m-in-tax-8907683.html[url=http://www.independent.co.uk/news/uk/home-news/subprime-lender-swift-group-used-loophole-to-avoid-paying-74m-in-tax-8907683.html?origin=internalSearch][/url]
  11. ... http://www.independent.co.uk/news/uk/home-news/subprime-lender-swift-group-used-loophole-to-avoid-paying-74m-in-tax-8907683.html[url=http://www.independent.co.uk/news/uk/home-news/subprime-lender-swift-group-used-loophole-to-avoid-paying-74m-in-tax-8907683.html?origin=internalSearch][/url]
  12. Loans designed for borrowers who have 'experienced one-off event resulting in adverse credit record', says lender Sub-prime mortgages, widely blamed as the cause of the financial crisis, have begun to re-emerge with a new lender unveiling a range of loans for borrowers with poor credit histories. Magellan Homeloans will offer mortgages of up to £400,000 to people who have had county court judgments, individual voluntary arrangements (IVA) or even bankruptcy orders against their names. But borrowers will be charged interest rates starting at 8.55% compared to current "best buy" rates of as
  13. Can a secured loan ever be Statute barred?
  14. my debitcard recently got refused when paying for shopping obv on a tight budget, but i knew i had money left got back home looked at my online portal found a payment called Amazon prime for £49 debited 28/1/13 at xmas i got given a £50 amazon gift card/voucher as a thank you by someone i looked back at the emails/order details when i used the giftcard on 2.12.12 it had bit right at the bottom about auto sign-up to amazon prime scheme if i did not cancel in 30days. bit cheeky. but had info to cancel membership etc straight on the website to amazon unticked a
  15. I had something with Amazon where I hadn't realised they had been charging for Amazon Prime from 2004 to 2012 at $71 a year. I knew I had amazon uk but the other one is from when I had an American Boyfriend. I looked and the card they charged was expired in 2007, but they INSIST that is the card that is charged and used every time. For nearly ten years and thats what they refunded to. It hasn't shown up in my account, my mum's account or anything. They refunded only one year
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