Jump to content


  • Tweets

  • Posts

    • This time you do need to reply to them with a snotty letter to show you'd be big trouble for them if they did try court. We will help this evening.  
    • Hi, I just wanted to update the post and ask some further advice  I sent the CCA and CPR request on the 14th May, to date I have had no reply to the CCA but I received a load of paperwork from the CPR request a few days ago. I need to file the defence today and from the information I have read the following seems to be what is required.  I would be grateful if some one could confirm suitability   Claim The claim is for the sum of £255.69 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a PayPal account with an account reference of xxxxxxxxxxxxxxxx)  The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 15-09-21, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £0.00. The Claimant claims the sum of £255.69   Defence  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have had financial dealings with PayPal  in the past but cannot recollect the account number referred to by the Claimant. 2. Paragraph 2 is denied. I am not aware of service of a Default Notice by the original creditor the Claimant refers to within its particulars of claim.  3. Paragraph 3 is noted. On the 14/5/2024 I requested information related to this claim by way of a Section 77 request, which was received and signed for by the claimant on 20/5/2024. As of today, the Claimant has failed to respond to this request, and therefore remains in default of the section 77 request and therefore unable to enforce any alleged agreement until its compliance. 4. Therefore it is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement and: (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. Paypal (Europe) S.A.R.L is out of the juristriction of English Courts. 6. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 7. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • Thanks @dx100ukI followed the advice given on here... then it went very quiet!  The company was creditfix I think then transferred to Knightsbridge (or the other way around) The scammer independent advisor was Roger Wallis-having checked his LinkedIn profile just this morning, it does look like he's still scamming vulnerable people... I know I was stupid for taking his advice, but i do wonder how many others he has done this to over a longer period of time (it came as a  massive shock to him when our IVA suddenly failed). Lowell have our current address (and phone numbers if the rejected calls over the past couple of days is anything to go by!) No point trying the SB because of the correspondence in 2019? Thanks
    • I have received the following letter from BW Legal today.  Also includes form if I admit the debt and wanting my income details.  Do I reply to this LETTER OF CLAIM please?  Looks like they are ready for court now??  Thank You BW Legal - Letter of Claim.pdf
    • According to Wikipedia - yeah, I know - the site is owned by Croydon Council. It's at least worth a try to contact the council and ask for a contact in The Colonnades. You could then lay it on thick about being a genuine customer and ask them to call their dogs off. It's got to be worth a try  https://www.croydon.gov.uk/contact-us/contact-us  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1044 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just now, tobyjugg2 said:

So what do you think about Rees Mogg moving his business to the RoI

.. hardly showing confidence in his own Brexiteering is he?

 

or in his vision Brexit Britain

... perhaps because they are planning to make a killing on asset stripping the collapsing UK companies caused by their antics

 

what do you reckon?

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

 

Don't you think its strange that 'Investment' companies who are reportedly  'betting' on Brexit collapsing UK companies are funding Johnson and Brexit?

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

9 hours ago, Maharg1 said:

"Government have entered into private agreements with the European Community that they will, on completion of remain or whatever it is to be, transfer to the European Union in Brussels the entire control of our entire fighting forces, including all their equipment"

 

Quote

You're the one making the claim that it is garbage, I quoted what was said in the House of Lords.

 

 

Err not quite. Here's the actual (unedited) quote by Lord James of Blackheath as recorded in Hansard:

 

Quote

Is it really true that the Government have entered into private agreements with the European Community that they will, on completion of remain or whatever it is to be, transfer to the European Union in Brussels the entire control of our entire fighting forces, including all their equipment? [Laughter.]

 

https://hansard.parliament.uk/lords/2019-09-06/debates/0C259B8B-7232-4228-BB00-E258510FD926/EuropeanUnion(Withdrawal)(No6)Bill

 

So not only did you edit the quote front & back to make it appear as a some kind of statement of fact, rather than a question, his peers laughed at it.

 

 

 

 

 

  • Like 1
  • Thanks 2
Link to post
Share on other sites

@Maharg1

 

So @Maharg1 were you 'mistaken,  and/or incompetent,  and/or simply trying to deliberately deceive us?

 

Perhaps also consider that 'mistaken' should also encompass grossly incompetent given such a wildly unbelievable claim, even if what was (not) 'quoted had been accurate and honest.

 

Sounds rather like the question that needs to be asked of everything Johnson and Vote Leave as a hole (sic) utter .

 

 

 

 

@Maharg1- In mitigation, perhaps if you just copied that 'doctored' text from some other 'mistaken and/or incompetent and/or simply lying source,

we can accept that you are merely incompetent as an excuse, and not actively seeking to promote lies or deceive us.

Particularly as you do seem to show you have no actual knowledge or understanding of the area you posted on AND are unwilling to properly support your claims..

 

Was that the case? or were you deliberately presenting false statements?

That second final  point in italics does seem to lead us to doubting your sincerity.

Edited by tobyjugg2
  • Like 1

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

Claimed Johnson possibilities re the Benn bill is that he will veto the extension he requests (or perhaps simply not vote FOR it)

I don't know the ins and outs of this.

 

Because despite all the Leave claims that we have no say,

... in LAW each and every nation in the EU has veto's on many things including any new members (eg Turkey) and for the UK's article 50 notification

.. including the UK.

 

 

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

I'm not sure we have a vote on the extension. I found this:

 

An extension can only happen if the UK formally requests it and it is unanimously agreed by the remaining member states. 

 

https://www.telegraph.co.uk/politics/2019/09/02/brussels-will-reluctantly-agree-brexit-extension-rebel-mps-succeed/

  • Thanks 1

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

9 minutes ago, honeybee13 said:

if the UK formally requests it and it is unanimously agreed by the remaining member states. 

 

 

 

 

TY HB. Good find.

 

I wouldn't put it past johnson to look for a veto though..

A veto vote might be a different issue?

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

2 minutes ago, honeybee13 said:

He's denied asking other EU leaders to veto an extension. I can't believe the way no 10 is going about this, very unprofessional.

 

Doesn't need to ask others if he can veto the extension himself ... after asking for the extension

Hopefully the Benn bill caters for Johnsons government kyboshing the extension request via veto or any other means

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

16 hours ago, cjcregg said:

 

The ex Supreme Court Justice Jonathon Sumption (he who represented the banks in the Supreme Court bank charges case and won) was asked about that scenario and he said that if Johnson did anything contrary to genuinely seeking and obtaining an extension after the letter is sent it would have the effect of invalidating the extension request letter and he would thus be in breach of the Benn Act.

 

The act doesn't just require him to seek an extension, he has to accept it if the EU agrees to it.

 

Excellent find there by cjregg which might cater for veto

.. but I'm not certain.

  • Thanks 1

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

I'm not sure if this has been posted before, apologies if it has, but if not I think most who post on this thread would find it especially interesting.

 

I'm not usually one for conspiracy theories but this 12 minute video from Bloomberg does seem raise some genuine questions about the integrity of Nigel Farage, the Leave campaign and their chums in the city.

 

 

 

  • Thanks 1
Link to post
Share on other sites

No way is Boris Johnson going to be able to get around the Benn Act.  

 

My prediction.  Johnson fails to come up with a deal at summit.  More Tories defect to Lib Dems , VONC ensues, Caretaker government set up, everyone settles on Kier Starmer / Ken Clarke deputy .  1 year A50 ext set up. 1922 commitee gives Boris his marching orders (It's the scandals not Brexit), another Tory Leadership contest ensues, followed by a GE, perhaps Javid or Gove as leader.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

It is so true when 'they' say a week is a long time in politics.

 

We have gone from not entertaining a motion of no confidence before an extension is agreed to doing one this week . 

 

I really am not sure- reading the papers today there is talk that a 'secret' deal has been done with the DUP but who knows and in any event how does the maths work out. 

 

Sadly I can not go to the London demo on 19th as I am working but my partner and two friends are. In an ideal world we would just revoke A50 but to be fair, if a deal is on offer that should be put to a public vote with deal or remain as the binary options - anything like a STV and multiple choice would just confuse the electorate in England.

Any opinion I give is from personal experience .

Link to post
Share on other sites

Any of the EU 27, can Veto, as I mentioned, UK HAS to ask, Benn Act cannot compel the EU to grant extension, and they have all misunderstood the Article 50 process, as illustrated by banning Bills and shenanigans., where NO Deal is default a default caused by voting down the only Agreement in town, the May WA.  Barnier cannot negotiate anything else as it would be outside his mandate, which would have to be changed and don't think the EU want to reopen negotiations, as far as they are concerned the only deal in town is the WA.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Correct but the EU will grant an extension, they will not throw Ireland under a bus.

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

It's all pointless anyway. He won't get it through parliament.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

27 minutes ago, Jase1982 said:

It looks to me as though Boris is preparing to cede Northern Ireland to the European Union.  Again, they're just not saying what the proposals actually are and it's being fluffed up.

 

Is that what people voted for?  The price of European Union membership is apparently Northern Ireland.

 

More correctly IMO:

Part of the price of Brexit is the British union.

 

 

1 hour ago, London1971 said:

My prediction.  Johnson fails to come up with a deal at summit.  More Tories defect to Lib Dems , VONC ensues, Caretaker government set up, everyone settles on Kier Starmer / Ken Clarke deputy .  1 year A50 ext set up. 1922 commitee gives Boris his marching orders (It's the scandals not Brexit), another Tory Leadership contest ensues, followed by a GE, perhaps Javid or Gove as leader.

 

 

Just Starmer as PM I think highly unlikely there.

 

Perhaps Ken Clarke PM, Starmer or Thornberry deputy

although the ERG wont like any of that.

Corbyn wont like anyone but himself as PM,

and the Tories wont accept Corbyn as PM

 

 

 

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

2 hours ago, tobyjugg2 said:

 

Doesn't need to ask others if he can veto the extension himself ... after asking for the extension

 

 

He can't do that. Article 50 says that the withdrawing Member State cannot participate in any discussions at the European Council concerning their withdrawal, so Johnson could not veto his own request for an extension. The UK is not allowed to be there when the vote is taken. [Article 50(4)]

  • Thanks 2
Link to post
Share on other sites

 

Great job there from @Ethel Street

the relevant bit

Looks rather watertight - although happy to be corrected.

 

" 4.   For the purposes of paragraphs 2 and 3, the member of the European Council or of the Council representing the withdrawing Member State shall not participate in the discussions of the European Council or Council or in decisions concerning it. "

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

 “Do I want to spend every Friday for the next five years in Clacton?”

Farage, Feb 2024 talking smack about the Peninsula town

.. before he decided he wanted their votes

Link to post
Share on other sites

So Ireland and the EU don't like Boris's final offer and Lord (Peter) Hain says it breaks the Good Friday Agreement. 

 

Boris says the next step is no deal. 

 

Maybe Dominic Cummings was right when he said he saw them spending a lot of time in court over the next few weeks. 

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

The GMB union has been talking about Trump's new trade tariffs on goods from the EU. They're of the opinion that it won't get any better after Brexit and that we can't count on the US.

 

https://www.theguardian.com/business/2019/oct/03/whisky-tariffs-are-glimpse-of-post-brexit-future-says-union

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

No we can't count on the USA, to Trump its America First, so any Trade Deal will be detrimental to our interests.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1044 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...