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Hi all, This is one of the best websites on debt I have seen, and I am hoping you can help. I am a canadian and I live in Germany. I was freelancing and life went into the toilet. I have a debt that isnt huge, but it doesnt matter, it is insurmountable at the moment. They shut off a bank account, but a friend has helped me with this by letting me run my pay through theirs. I am being put on the bad german debt list and a bailiff is involved here. I am presently working towards a payment plan with the bailiff because finally I have a job that pays more than 800€ a month. Oh the Berl