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mrscsmith

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About mrscsmith

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  1. I need an internal CCTV camera that will record any movement and send it to my phone/laptop BUT must be able to view through a glass window as I cant install externally. Can anyone please tell me which camera can do this as I cant find one. I need two of them for back and front of house. Happy with one that takes pictures and doesnt need live recording but if not too expensive can do that also??? Is it possible these days to download an app - I am really not tech aware but someone is messing around outside and need to find out who. I am moving home in 3 months s
  2. I am under treatment but as I also have physical and mental disabilities this type of thing is not something they will treat as you are only allowed 12 sessions in total and they said I need to concentrate on putting myself at the top of the list instead of at the bottom. I only have 2 sessions left then the NHS closes the books on me.
  3. Thank you, I will contact the MP and make sure all police contact is logged. I have an iphone 6 The police do not see any harassment as a so called debt collector can do anything in their eyes and as many visits as he likes can be made.
  4. You're quite right that the debt should expire after six years – but that is from the date that payment was due. You say that there were no arrangements made in respect of it so it is difficult to say when the debt fell due – but the six years would run from that time. I had to call the police in 2013 and 2014 to help me escape my brother so the courts can have proof the debt was demanded of me in those dates by this "litigation friend" said that doesnt count, that the debt only was asked to be repaid in 2017 when I was severly attacked. I am not too far from London as dont want to g
  5. Yes thats totally true and my husband signed a letter to say its his debt. Others are saying as we are married then the debt defaults to me!!
  6. I know this case will sound crazy but nothing in my life has ever been straightforward, the facts are true along with the nightmare I am having over it. 1) In 2010 my brother borrowed my husband £100,000 without paperwork to invest in his business. 2) I found out about the amount in 2011 when the business was not successful. 3) in 2012 all assets were frozen by CPS due to something my husband done and suddenly my brother said to me I had to pay it. 4) All assets remain frozen today. 5) In 2017 my brother found me and tried to kill me as he has not had his money
  7. I was with Solarplicity and everything was fine for a few months, I started getting monthly bills saying I was using £1.30 per month which we all know is rubbish. I was paying around £45 direct debit to them a month and this was the most I had ever paid any company as very economical with usage. Solarplicity said I wasnt paying enough and put the dd up to £75 a month - I know I NEVER EVER use that amount. I said something was wrong but they kept you on the phone line for 45 mins before speaking to you so you would hang up they want £99 a mon
  8. @dx100uk Thank you that is really helpful, will be posting to them tomorrow.
  9. Do I just send the paragraph on Statue Barred Debt? Sorry if its simply but I am confused. In principle, a debt cannot be enforced after 6 years from the date upon which it became due. The 6 years runs from the 'Cause of Action' and the Terms and Conditions of the contract/agreement will have a bearing on this. Once a debt has lapsed, it cannot be revived - even through a subsequent acknowledgement or payment. The relevant law is contained within the Limitation Act 1980. Are the legal rules the same for so called private debts (no paperwork) as they are for official documents d
  10. I wrote a letter and told him its all fake but his litigation friend insists they have proof - a 3rd party witness, obviously someone my brother has told his lies too. They want a official reply to the Stat. Demand but I never had a penny of him. What do I do now as dont understand how to fill the SD form in? I dont have a case number for the court as not been to court yet.
  11. I have never agreed to pay the debt back, there is nothing in writing, we havent spoken since 2012. Reading through this looks like he doesnt have a chance. We cant even agree on the amount, dates and info as I didnt know till long after. The loan was paid by cheque which never went into my account but my husbands business account.
  12. A family member loaned my husband a large amount of money in 2010, my husband was later disabled through intense illness and lost his business and is since in wheelchair. The debt simply cant be repaid as dont have funds due to all the problems arising since 2010 Today I was served a Statutory Declaration demanding I pay the money back stating It was given to me - never was. My brother found someone to work for him for free as a litigation friend. We are on benefits and in council house. He wants to take out bankrupcy proceedings against me in person
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