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    • J&P Credit Solutions are specialists on debt recovery. Either way they seem to be swapping between the JandP and IDR whatever their exact definitions are.
    • Primary and secondary teachers are supporting pupils with their own money, buying food and warm clothing. Eight in 10 primary teachers in England spending own money to help pupils | Education | The Guardian WWW.THEGUARDIAN.COM Increasing numbers of children hungry and lack adequate clothing, with two-thirds of secondary teachers also supporting pupils  
    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
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No CTAX or Water for 2mts - pay your spoof debts now!


dx100uk
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I see the usual begging letters have gone out from Lowells

 

AS you've not got CTAX or Water Rates for 2months..

 

pay us that debt we claim your owe us!!

 

now I know my neighbours got debt

 

but 15 of them on debts dating back to 1982!!

 

Lowells must be short of money

with all these Court Cases they are losing thanks to Andyorch & CAG:lol:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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That has to be the most desperate begging letter I have ever seen!!

Since when did Priority debt, ie council tax, ever get wrapped up in a non priority debt which these clowns chase?

Deluded children, and the biggest kid of all, Andrew Bartle even puts his name to it!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Ooh - I will look forward to getting one of those and telling them that there won't be anything left for them after I have put the money towards a holiday/telly/tablet

 

In fact there won't be anything for them....period :-)

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

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I thought April Fools had come early this year! I'm being serious...

Guess Lowell missed something here... Maybe they decided that the rule book no longer applies to them!

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Dx I'm guessing you must have laughed when you saw this... Or maybe it made your jaw drop? :-P

 

Could I also suggest that case is put forward to the media with the letter in question... Could cause a big problem ;-)

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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This is beyond belief, my post has just arrived with such a letter.

 

 

The only contact I have with DCAs is via helping and advising people in the tight knit community within which I live.

 

 

I do not have problem debts and most certainly none with DCAs.

 

 

What concerns me is the number of vulnerable people who will receive this nonsense, many maybe seriously affected by the awful flooding and maybe facing homelessness or already evacuated from their homes.

 

 

My letter will be in the hands of a national news paper journalist later today I suggest anyone who receives this should take similar action.

 

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Something to look forward to, perhaps?

 

 

"Dear Valued Client

 

 

Congratulations on reaching the age of 65! A wonderful achievement! Now that you are a senior citizen, however, you may have noticed some of your friends have started dying off. We of course sympathise with you for your loss. However, as someone of your mature years and experience will appreciate, every cloud has a silver lining, and I am writing to tell you how you can turn this situation to your advantage.

 

 

Yes, it's true! Now that you are in receipt of the state pension AND having to spend less money on Christmas and birthday presents and cards as more of your family and friends pre-decease you, you find yourself in the fortunate position, unavailable to many younger people, of being able to reduce your debts to us!

 

 

Please phone us today to talk to one of our caring customer services assistants. Don't delay! Who knows, you might die yourself before too long and you wouldn't want to have missed out on this glorious opportunity to give something back!

 

 

Call now! Discounts available for prompt replies!

 

 

Yours, dying to hear from you

 

 

Armand Aleg

 

 

Chief Officer for Ethical Debt Management"

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I'm preying I get one of these, have an old family friend who is a freelance journalist who produces a lot of articles for the Wapping mafia. He'd have a field day!

 

"Preying?" I hope that's not a spelling error - love it!

 

Sam

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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A lot of people have taken the option of paying over 12 months in order to reduce their monthly outlay.. so why would they not realise this ?

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Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Shows just how much out of touch with reality these cretins are.

We could do with some help from you.

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  • 1 year later...

just got this years self same letter for 5 debts this year

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just got this years self same letter for 5 debts this year

 

 

dx

 

Keep them safe with last years:madgrin:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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