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Bazooka Boo

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Everything posted by Bazooka Boo

  1. And you can definitely get the thought of Bailiffs out of your head, you are a million light years away from that even popping up on the horizon. The worst that will happen is a shed load of deforestation will land on your doormat with begging letters from powerless DCA's who think they're bailiffs, but in truth they nave no more legal powers than next doors goldfish. You just need to relax, and communicate with your creditors now about the change in your circumstances.
  2. When you say Vet board, do you mean these guys? https://www.rcvs.org.uk/concerns/
  3. Hi Stu, yes they got back to me to query a name I have used on the request form, it was the name I had during my service, which was changed on discharge which the MOD are aware of, my GP wasn't, and assumed I had made a mistake on the form.....which is unlikely as it's both forename and surname that has been changed. I have asked that they inform me when they receive the documents so I am able to make an appointment to see the Dr and view them. I will confirm if they need this request in writing, tomorrow. Thanks again!
  4. Anything other than the truth. Wasn't the Anthrax Jabs, or Anti Malaria tablets.....
  5. DSL spouting utter nonsense and thinking they're Bailiffs by using big words. IGNORE them, although for their immature response I'd be very inclined to be reporting them to the relevant authorities for their use of certain terminology. As for the Vet, I'd be finding another one, and then starting a dialogue with them and coming to some arrangement, have you gad a second opinion from another vet as to what they would have done in this particular situation with the symptoms your dog presented? That missive from DSL has really got my back up, ''Pre litigation survey'' Absolute twaddle, they wouldn't know litigation if it hit them on the backside, what children.
  6. Response from HMCTS acknowledging receipt of my defence and to wait until they, (HMCTS), inform me of what will happen after they have been instructed by Lowlifes.
  7. Is it these clowns? DSL If it is these fools, DSL in Redditch, then they are most definitely NOT bailiffs. they are a tin pot powerless DCA... Have you scanned and edited what they have sent you?
  8. Who is the DCA please, and most definitely ignore them they are completely powerless to do anything. Their silly missives are spat out by a computer and have no human interaction short of the postie putting it through your letter box. Take a step back, start from the beginning, do you consider the vet carried out unnecessary work. didn't carry out the work a vet would have reasonably have been expected to carry out, inflated the cost?? What's the story? As above scan and post up what you have received, but ENSURE you remove ALL IDENTIFIERS!
  9. IGNORE the DCA who is it? What is the vets complaints procedure and have you exhausted it? Complaining about a vet WWW.CITIZENSADVICE.ORG.UK What to do if you have a complaint against your vet for negligence or misconduct.
  10. GP has requested my Med docs from the email address and has confirmed that my records show that I am a veteran. Currently going through the info I have and filling in a new claim for the principal invaliding condition that I was MD'd for. It's a 50/50 I guess, but I'm like a dog with a bone and more than happy to fight this for years, they taught us some unique skills in those 18 years service, never give up is one of them!
  11. Any steers to my post #85, just so this doesn't get hijacked....
  12. OK, having received a response to the CPR request, I take it I simply delete the relevant paragraphs from the holding defence, and submit an abbreviated version? Particular's of Claim for reference only 1.The claim is for the sum of XXX.XX regulated by the consumer credit act for a Capital One account with an account reference of XXXXXXXXXXXX. 2.The defendant failed to maintain contractual payments required by the agreement and a default notice was served under s.87(1) of the consumer credit act 1974 which has not been complied with. 3.The debt was legally assigned to the claimant on 26-07-18, notice of which has been given to the defendant. 4.The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £20.02 The claimant claims the sum of £270.32 What is the total value of the claim? 355.32 ########Defence####### (1) The Defendant Accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. (2) Paragraph 1 is noted. I have in the past had financial dealings with Capital One, but at the time of receipt of this claim did not recall this account number or recollect any outstanding debt and have therefore requested clarification by way of a CPR 31.14 and section 78 request pursuant to the CCA1974 for a copy of the alleged agreement. (3) Paragraph 2 is noted. I do not recall the precise details of the Default Notice I have requested a further copy from the claimant which they have provided. (4) Paragraph 3 is noted. Although I have not retained a copy of it and I do not recall the precise details of the Notice of Assignment pursuant to the Law and Property Act 1925 Section 136(1) and therefore requested a further copy from the claimant which they have provided. (5) Paragraph 4 is denied. (6) On receipt of the claim form, the Defendant sent a request by way of a section 78 pursuant to the Consumer Credit Act 1974, for a copy of the agreement, the Claimant has complied and provided a copy of the alleged agreement although it is averred that it cannot be an original copy agreement as any credit would have been taken out online and this copy is devoid of my signature or any IP Address or tick box verification pursuant to sec4 The Consumer Credit Act 1974 (Electronic Communications) Order 2004 . Therefore it is not properly executed pursuant to sec61 of the CCA1974. (7) A further request made by via CPR 31.14 to the Claimants solicitor, requesting disclosure of documents on which the Claimant is basing their claim. The Claimant has complied with a copy Default Notice which is invalid pursuant to sec 87/88 of the CCA1974 as it does not contain the correct prescribed terms and the original creditor Capital One failed to ever serve Notice of Sums in Arrears before defaulting the account. (8)Therefore It is not accepted with regards to the Defendant owing any monies to the Claimant and the Claimant is put to strict proof to: (A) Show how the Defendant has entered into an agreement and: (B) Show the nature of the breach and evidence by way of a Default Notice Pursuant to section 87/88 of the Consumer Credit Act 1974. (C) Show how the Claimant has the legal right, either under statute or equity to issue a claim. (9) as per Civil Procedure 16.5 it is expected that the claimants prove the allegation that the money is owed. (10) By reasons of the facts and matters set out above, it is denied that the Claimant at this time is entitled to the relief. .
  13. Good point, I will get onto my GP surgery and request they seek my med docs, funny because there is nothing in the ones I have regarding my 6 month stay on the Peter Long unit at Headley, what an absolutely superb place, I can't sing it's praises high enough, everyone you meet there is an expert in their chosen field, and the nurses are pleasing to the eye! Before I moved up from Pompey, every Wednesday I would go to 'Shore Leave Haslar' a garden for veterans wishing to access therapy through horticulture, they've pulled most of hospital down now, not the old buildings mind they're listed, it was fantastic a great huge garden at the back of the grounds down by the commanders old quarters, very very good for the mind and soul.
  14. You can do one of two things, ignore them until/unless they issue a summons. Or write to them telling them that you were no longer a resident at the address for the billing period, enclosing a copy of you CT bill. Are you still with BG at your new address? They're not he sharpest tool in the box so need it explaining in baby terms, did you take a final meter reading from this property? Did you inform them of the final meter reading? How old is this utility bill? Prove it letters are pointless letter tennis, you want answers to specific questions, have you started their complaints procedure? What evidence do you have that proves you weren't living at the property for the billing period?
  15. Seems we've both had the same issues regarding local authorities. When I was living down in Portsmouth, a chance encounter with a case worker from SSAFA in the street informed me that I should be classed as SMI due to the CPTSD, I applied for SMI with my DR who agreed, after a little pointing in the right direction and further information, I was classed as SMI since the date of my RTA and had 10 years of council tax refunded! Then with the whole debacle of migrating from Incapacity Benefit to ESA, that took another three years of tribunals and pointing out the errors of the DWP before I was successfully placed in the SG of ESA, and I was left alone. I have absolutely no qualms of fighting them (MOD) on this front either, just looking at my med docs, it is clear I wasn't very well long before my suicide attempt. Having served for 18 years and MD'd in '07 with the support network pulled from underneath you, as they wash their hands of you, it's little wonder Veterans feel short changed and used. Surely it shouldn't be this much of a struggle, we're not asking for the Queens silver, just acknowledgement that whilst we were prepared to pay the ultimate sacrifice for Queen and Country, some of us got broken along the way and that sacrifice needs to be reciprocated.
  16. Try emailing them also, fill out the sticky so others can advise you later. DO NOT appeal or correspond with UKPC, the ONLY time you need do anything is ''IF'' they send you a claim form, But this will do the usual rounds of powerless DCA's before they even look at claim forms.
  17. It isn't a fine, it's just an invoice. Unless they have used the word 'fine' on their invoice? Ignore UKPC for the moment, and get in touch with Maccies and have them cancel the ticket. Don't get fobbed off with ''it's nothing to do with us, we can't cancel these tickets'' absolute rubbish, they can and they do cancel these tickets because they lose customers otherwise. Can you scan it up but ensure you redact ALL identifiers, VRN Ref No's etc and fill this in please.
  18. Here is the response back from overdales, nothing I haven't already got albeit they have taken to printing on both sides of the paper, faulty DN and standard template CCA with no IP address, still going to go with the holding defence next week and see where it goes from there. Well that's my plan.... P.S. I see they have been somewhat audacious and have already added the fees and interest to the original figure they claim is outstanding, is this a normal stunt they pull thinking they don't even have to go to court to inflate the balance? CPR Response.pdf
  19. Thank you Stu, all good points taken on board! Just off the phone to Vets UK and they have emailed me a ''Further condition'' form to fill in and send off. As I said to them, I'm not trying to apportion blame, I simply want my SIP changed to a SAP and acknowledgement that my head injury which is what I was MD'd for was due to PTSD which I get a WP for, I simply want them to agree that the undiagnosed PTSD was the cause of my head injury. To be honest it isn't going to make a massive difference in my pocket anyway as I only pay around £20 a month tax on my SIP, but if it were tax free it would take me out of the tax threshold all together. I will have a look at my docs regarding my MD and see what QR's they discharged me under, plus I do have a copy of my med docs which I requested from Glasgow some years back, amazing how inaccurate they are!! So the answer to my own question, ''When does a SIP become a SAP'' is, when the principal invaliding condition matches the condition on your War Pension.
  20. TBH Stu my mental capacity at that time was bad due to the brain injury, I had a social worker from Headley court with me when the med board sat to explain things that I couldn't understand. Time limits for appeal, if they were mentioned which I'm sure they were, didn't register I was only six months out of a coma, so I'm certain I have mitigating circumstances in order to bring about an appeal out of time, I'm just about to give Vets UK a call and see what they advise, but yes, the RBL will be my go to I think. They have a Pop In shop where I can drop in for advice in Newcastle, so I can always drop in and speak to someone face to face. Thank you for your help Stu!
  21. JPA got back to me today with an answer. They say that because my principal invaliding condition on my final med board is different to that on my War Pension that they are unable to change the SIP to a SAP. Not what I was hoping for, but at least I have an answer! I shall either have to appeal the original WP award, although it would be out of time, or start a new claim for the principal invaliding condition...?? Going to mull it over for a few days, do some research and seek advice from others in the know.
  22. The issue needs to be taken up with your HA, they may well have given them a key fob to enter the building? Delivery companies aren't interested in residents complaints, clearly they have been given access to the building by the HA, I'd correspond with them. You need to try and let this go, you've made your feelings known, and they've chosen not to engage, there's not a great deal else you can do or achieve, the security of the building is down to the HA.
  23. You need to remove that upload, it has names and reference numbers all over it, you MUST blank them all out. It's not a FINE, it's simply an invoice. When you say 'made a mistake on the ticket' do you mean simply entered the wrong reg number? Does she still have the receipt for parking? Or at least have proof she paid? These clowns are on a hiding to nowhere, I sincerely hope she didn't appeal using her name? Ignore them for now, plenty of other members with solid advice will be along shortly, but there's absolutely nothing to worry about regarding private parking companies and powerless DCA's especially DR Plus.
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