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puddleboots

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About puddleboots

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  1. Thank you so much for your help, I've made those changes and now submitted my defence. PB
  2. just going to put in this defence...bearing in mind I've only just sent the CCA and CPR in a few days ago so edited slightly to take that into consideration. 1. The claim is for the sum of £3564.00 in respect of monies owing by the defendant on a credit agreement held by the defendant with under account number xxxxx upon which the defendant failed to maintain payments. 2. A default notice was served upon the defendant and has not been complied with 3. The balance owed was assigned from Idem Capital Securities Ltd to the claimant, and the defendant has been notified of the assign
  3. So after filing my defence on the 16th June this arrived in the post today: We have received your defence and acknowledge you request for documentation pursuant to CPR 31.14 In response to your defence stating the particular of the claim are vague and generic, we find that the particulars provide sufficient details to enable you to establish the subject matter of these proceedings. Following your request pursuant to CPR 31.14, this relates to a right to inspect a document and can be distinguished from standard disclosure of evidence during the course of proceedings. We beli
  4. Ah, ok, I got you...letters from our library should not be reproduced on the open forums. If you would like to let people know the wording of your letters simply link to the Letter in question. I don't know how to link to the letter....all I wanted to know was if I needed to keep the third sentence? I'm not sure what it means....is it in ref to sending a CCA request, if so I'll keep it in? Do you not think it's too late to send a CPR, defence on Friday?
  5. Isn't the link you posted what I just posted? CPR 31:14. I send that to the solicitors? And a CCA to the Claimant? What have I missed?
  6. OK, but is it worthwhile sending off a cps if my defence is due Friday? Haven't done a cpr before...this ok? The paragraph I've highlighted in red I'm not sure about, is this in reference to a CCA request? Drydens Limited 4th Floor, Fairfax House Merrion St, Leeds LS2 8BX 2/7/17 [template removed you obv didn't read the top line - dx]
  7. OK, I'll post the CCA first thing in the morning and thanks for the advice as always, it's very much appreciated
  8. Can i use this for my defence in this claim...one credit agreement being used on two accounts.... I guess i can't challenge the recent CCJ that I got... I feel like such a fool
  9. Yes I just had a quick look at my credit score and can see that the Aqua account that I've just got the CCJ for was taken out in 2012 and they sent me the 2007 credit agreement for my other Aqua card. So the current Claim form matches the correct credit agreement. Can this help me in anyway?
  10. I'm so sorry, I'm really confused now. I'm looking at each account number on both court claim forms which of course are different and both made up of just numbers. On each credit agreement there isn't an account number only a personal reference number (made up of letters and numbers) which is the same in both copies but not the same on either court claim form.
  11. OK, I think I've been duped! I have two Aqua accounts. I sent a CCA to both Aqua accounts when they were both with Idem. Both sent me a credit agreement signed by myself. I've just noticed now that they have sent me the exact same signed credit agreement for both accounts! The exact same date of signature and date received! They obviously could only find one of the credit agreements but decided to use it for both accounts! I didn't notice as they sent credit agreement out a year apart. I already have a ccj for one Aqua account (I know......I g
  12. Name of the Claimant ? Arrow Global Date of issue – 6th June Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total What is the claim for – the reason they have issued the claim? 1. The claim is for the sum of £3564.00 in
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