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Everything posted by Blondmusic

  1. Defence has now been filed online. Still no reply from Lowell.
  2. Name of the Claimant ? Lowell Portfolio I Limited Date of issue – 1st October 2019 - Friday 1st November for Defence. Particulars of Claim What is the claim for – the reason they have issued the claim? 1 - The Defendant entered into an agreement with sky uk limited under the account reference REF NUMBER ('the agreement'). 2 - The Defendant failed to maintain the required payments and the service was terminated. 3 - The agreement was later assigned to the Claimant on 23/04/19 and notice given to the Defendant. 4
  3. Thank you. Old sky account. Left them years ago for a better deal elsewhere. Thought he paid the final bill off ages ago. They seem to think not. Have had begging letters from Lowell for a few years, replied asking for proof but nothing provided.
  4. My hubby received a claim form from Northampton from Lowell Solicitors regarding an old Sky account. Particulars are as follows. 1 - The Defendant entered into an agreement with sky uk limited under the account reference REF NUMBER ('the agreement'). 2 - The Defendant failed to maintain the required payments and the service was terminated. 3 - The agreement was later assigned to the Claimant on 23/04/19 and notice given to the Defendant. 4 - Despite repeated requests for payment, the sum of £xxx remains due and outstanding. And the Claimant claims a) The sa
  5. I have still not received a reply regarding my CCA request. I know that it is stayed by the court now. How do I get it discontinued?
  6. Defence is now submitted. I received a letter from Cabot in reply to my CCA request and they state they do not have a copy of the agreement. They are asking me to get in contact with them to make a payment plan.
  7. the defence I have posted in 15 is ok to be submitted? In reply to your question Andyorch yes I have.
  8. I did make a couple of changes. The only difference is that the Particulars of claim are only one paragraph so I will have to change points 3 and 4 for this.
  9. I found this on CAG as a no paperwork defence. Can someone please look this over and tell me if it is ok to submit this? The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. The Claimant has not complied with paragraph 3 of the PAPDC (Pre Action Protocol). Failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st October 2017. It is respectfully req
  10. I would be happy to get it done as soon as possible. I have never done this before and I appreciate your help
  11. Ok. If I do not hear anything from Mortimer Clarke by Saturday the 18th then I will need some help in filing a defence
  12. Ok. After working out the dates I need to have a defence submitted by the 21st of May 2019.
  13. I received a letter from Mortimer Clarke as follows We have received your request for documents under Civil Procedure Rule 31.14. We have sent your request to our client and will come back to you when we have heard back from them. Our client may not have all the documents you have asked for to hand, they may need to ask the original creditor for some of the documents so it may take some time for us to come back to you. In the meantime your account will be placed on hold.
  14. I have acknowledged the claim on mcol as per your instructions. I did that on the 23rd of April. On the 24th I sent off the CCA request to Cabot and the CPR 31:14 to the solicitors. These were both sent 1st class signed for.
  15. Sorry. In reply to the question When did I enter the original agreement before or after April 2007. The answer is after. I shall go onto Mcol and register to sort that out. I will print the CCA request and CPR 31:14 and get them sent ASAP. Thank you very much.
  16. Name of the Claimant ? - Cabot Financial (UK) Limited, 1 Kings Hill Avenue, Kings Hill, West Malling, Kent Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to - 18th April 2019 Particulars of Claim What is the claim for – 1.By an agreement between New Day Ltd Re Aqua & the Defendant on or around 28/10/2016 ('the agreement') New Day Ltd Re Aqua agreed to issue the Defendant with a credit card. 2.The Defendant failed to make the minimum payments due and th
  17. Hi. I have just received a claim form from Mortimer Clarke Solicitors acting for Cabot. I need help in defending this claim. I have attached and blanked personal details.
  18. Keep the car until you have agreed a settlement. Hastings pulled a fast one on my Fiance, they took the car to the salvage yard then offered him much lower than market value for the car.
  19. I ordered a car part from a company called Autodoc.co.uk The part was posted on the 19th of September and was due to be delivered on the 24th of September. As I was going to be out at work I arranged to have the parcel delivered to a local parcel shop so I could collect it later. I used the DPD app on my phone to do this. On the morning of 24th of September I received a notification on my phone from the DPD app that stated I had changed my delivery date to the 30th of September. I used the live chat on the app to ask why this had changed and I was told that a shift manager at the loc
  20. Contact the council directly and they should sort the problem with the minimum of fuss. We had a council bin truck hit the wall on our house as he tried getting around a tight corner, all caught on cctv. Council were dismissive at first but then we called the police in because it was an accident that had not been reported.
  21. Your mail gets sorted as normal. The postie doing the round has a bundle of redirection cards with stickers for his/her round. The name and address is read from the card, pulled out of the sorting frame checked against the redirection card. If the names and address match the redirection card then a sticker is placed on the letter/letters. Anything that is redirected within the same office is taken to the relevant posties sorting frame. Anything going to another office is placed in a tray and sent on it's way. I am a postie!!!!!
  22. First claim was against the other insurer so it should have been paid out. Second claim there was more than just the windscreen damaged. The windscreen, bonnet, grill, bumper and scuttle panel were all replaced.
  23. My Fiancé's son has held a car insurance policy with Zenith insurance for almost a year. He already had at least 2 years no claim discount when he changed to Zenith. He has had to make 2 claims on the policy through no fault of his own. His first claim was in February 2017 when a neighbour ran into his parked car and did not report the incident. He called the police who got the details of the other driver and his insurance details. This was filmed on CCTV which is attached to my Fiancé's house. His second claim was in October 2017. We were out for the day in 2 of our
  24. The pump was only £10. It's not the money it's the principle. If an item breaks down within 6 months then its deemed faulty at point of sale therefore a replacement or a refund should be issued. I've plugged the pump back in and waiting for it to pack up again
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