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About Me


Found 13 results

  1. can bes take over a residential property electric supply as they only do commercial electricity I need to no as been miss sold a contract please help the last few days have been hell bes utilities phoned me saying they were acting on behalf of my hopefully soon to be landlord no lease signed I have ended up in a contract some how I have been bullied and feel forced into this contract really not sure wat to do as I don't have a lease yet or permission to change the electricity supplier still they say I cant get out of it they say they are goin
  2. I have been invaded. This keeps interrupting my business in the Bear Garden. There is this Essex or somewhere in the south east smug little man who is telling me how to make millions in the next few months. A smug little varmit that needs sorting out if you ask me.He and his chums. All sorts of adverts pop up,some asking some rather interesting questions when you are viewing anything. Blocking your computer and seems to sneak in. Any tech minded ones who know or had dealings with these infiltrators before. And of course the easiest way to get rid of them for people with limite
  3. Cabot have been chasing me for a debt on a BOS credit card from 10 years ago. I've been ignoring the letters and they've now said my account has now been "reviewed for legal action". How should I respond to the letter?
  4. I have been at the same company since it started 3 years ago. I have been presented with around three contracts, all of which I refused to sign due to mistakes in the badly written contracts (out of date law references, conflicting information etc). I have heard that if you continue to work more than 30 days and receive regular payments, then you automatically accept the contract. How does this work for someone like me that has expressively and with reason rejected the contract?
  5. Hi, I have recently checked my credit file and I have got 3 defaults. One from Active securities Ltd for £270, date of default April 2013. Another one from Think Finance for £305 in April 2013 and another one from NatWest for £913 default date December 2013. A few years ago I had gambling problems (thankfully I got help and I no longer gamble) which led to me taking out payday loans. I paid some off but the first 2 defaults must be for 2 payday loans I never paid. The NatWest default was from a basic cash account I had with no overdraft feature,
  6. Hi all, Still having problems with work and trying to get my job back. Im still employed, currently on gardening leave pending reports on my knee from Occupational health. Im having major issues with the process. I've been off some time, my operations didn't go to plan,and had subsequent corrective surgery and steroid injections. I've finally been given the 'all clear' but occupational health have said Im not fit to do my old role. I have a letter from the surgeon stating he would put not restrictions on my return to work, I also have a 'fit to work' note from my GP. My work invo
  7. In a bizarre twist today (because last week I illegally had my car repossed, the finance company, Welcome, didn't have a court order and I have paid well over a thord of the HP agreement), I got a letter from Bramber of Steyning who state that I owe MCE Portfolio Ltd. £6325.31, the originating client being British Credit Trust Ltd for a previous car I had (not the one from Welcome Finance) The £6k+ was the balance owing on a HP agreement some years ago after they repossessed the car and sold it at auction. However they did not obtain a court order (not to
  8. In February this year, I called several Double Glazing companies, one of them being Safestyle Windows, to give me a quote for, you guessed it, new windows on the front of my house. Safestyle confirmed an appointment with me for the following weekend, saying that they would call 30 minutes before the appointment to make sure I hadn't changed my mind - a little strange I thought, seeing as when I make an appointment I always keep it. Anyway, the following weekend came and I received a phonecall from Safestyle in Coventry to check that I still wanted to keep my appointment to which I said yes. Te
  9. Evening all, I'm after a bit of guidance on an outstanding balance on an old credit card. Here's a brief history: March '08 - Took out the credit card with £500 limit. Used the card for 2 years, during which time the limit was upped to £1000. June '10 - I stop making payments. Various reasons I shan't bore you with. Oct '10 - Default notice issued and an outstanding balance of £1300 (with a limit of £1000, I'm guessing that's £250 or so of interest and charges). At some point the debt was sold to a debt collection agency, before then being returned to capital one themselves
  10. Hi, I am wanting to change from using prepayment meters for my gas and electric and going onto DD. British Gas have done a credit check on me and it failed, he told me to maybe check with Expedia to see if my credit file is wrong. I know it's right as I have a couple of CCJs. Am I now stuck on prepayment meters for ever, I wouldn't mind but they were already in the house when I moved in and when I asked for them to be removed they said there was a charge for removing them. I refused to pay it as I never had them installed. Topping up my gas is costing me about £40 week
  11. Hi I have been considering saving some cash up in order to pay off my old remaining credit card debts (which are all with debt collectors and have been for around 10 years) I originally owed over £8500, but now it's £4700. I was thinking if I could somehow get £2k together I could offer a full and final settlement to them (the main reason for this is we want to apply for a mortgage in just over a years time hopefully and I want to clear up my credit rating). However, just been reading up on this and it seems this may be not such a great option after all, as this w
  12. Hi All, I just had a Bailiff from Equita turn up on my door demanding £400+ in unpaid council tax and charges. Now, this is the first i've heard of any outstanding council tax from a previous address but it's possible I do owe it. I assume its gone to court etc to get to this stage but again, i've known nothing about this. The Bailiff handed me a removal notice only. I have no copy of any sort of bill or liability order. He read the amounts out but I don't recall them exactly. Approximately £167 in council tax and the rest in court and bailiff fees. I said I couldn't pa
  13. It wont uninstall the normal way, I dont even know how it got there either. I cant find it in my programs but it is there in the repair/change/uninstall folder. So far I know it is a prob to get rid of and its from bandoo. Any one have any solutions.
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