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About Me


Found 14 results

  1. Sunday 3rd September 2017, I forgot to display my Blue Badge when I parked in a Disabled space at Bluewater in Kent, obviously a genuine mistake because elsewhere in the area it is Free parking. Returning to the car I found a ticket, requiring £95 or £57 if paid within 14 days ( a bit steep either way). I appealed on-line at the PCM website at once. getting a letter this morning Thursday 7th, rejecting my appeal. Must I pay?
  2. Hi all I have had enough of stupid calls at all times of the day which are annoying and now a caller chasing something we know nothing about (perceived debt?) Many years ago there was a device talked about on these forums that allowed you to block all sorts of unwanted calls, it could filter out etc and also you could record them to an sdhc memory card, useful for all sorts as you can imagine Does anyone here remember what I am about, I apologize in advance as I did try searching here and also on google but so far I cannot find the exact thing im looking for.
  3. I know many people here is not legal adviser, But The advice as I could get from this website always was more useful instead any lawyers or citizen advice bureau. Thank You My car Insurance payments: I insured my Second car since February 2016 for Premium: £1124.00 Sub Total before credit charge: £1124.00 Motor Premium Tax: £106.78 Total cash price: £1230.78 Total charge for credit: £111.28 Total amount payable for policy term: £1,342.06 In less of 20 days a Car accident happened Tried to get some advice from a legal firm about this case: I gave
  4. Hi, I cancelled my direct debit after the 12 month contract, received a swift letter from harlands stating I need to setup the Direct Debit otherwise I'll face a £25.00 administration fee. I was writing them a letter with the following (template used): I refer to your letter of 09/12/2015. My agreement with Xercise4Less was for a minimum of 12 months. The first payment was for the amount of £34.99 (joining fee + first monthly payment), dated 02/11/2014. The remaining payments were taken on the 2nd of every month up to and including 02/11/2015 with one ad
  5. I am currently registered as a single person living at my address and I get the single person discount. My girlfriend moved in January 1st and I need to update my council tax. I want to check if I would get into trouble for not updating this sooner, can they back date it?
  6. Hello to all. I know it's Christmas eve and you are all busy, but I'm worrying myself sick. I've been an avid reader on here but have never posted myself until now. I received a ccj claim form through the post and sent back the admission form to the creditor. I filled it in fully and honestly and made an offer of monthly instalments. However, I made a copy for my records and somehow, I have just noticed that I dated it but stupidly not signed it. Where do I stand? Am I screwed? As I suppose I haven't completed it correctly. Should I email the creditor?
  7. In short BT did not charge me for broadband for 6 months Feb to July. I did not make anything of it since the payment was made via Direct Debit. Received the bill for this month which included all the charges which I refuse to pay as it was a BT mistake. I asked for a waiver of the charge BT refused so cancelled the service due to be ceased in 6th October. Sent a letter that I will not pay for anything since their customer service was most unhelpful and was told the charge stands and will have to pay. CS agrees that it was their fault but I will still have to pa
  8. In January I had an appointment at our local hospital for back to back sigmoidoscopy and gastrosopy. Understandably I was extremely scared and when parking in a disable bay I forgot to put my blue badge up. It was the last thing on my mind. I was in the hospital from 8.30 to 11.30 and when we came out we pad the parking fee and I found I had a parking ticket from te private parking company I just ignored as a friend of mine did hen she got a parking ticket from them and after she ignored letters they seemed to drop it. I was justified in parking there as I had a
  9. Hi, I am new to the forum, I recently travelled to london for the day, starting my journey from Andover and arriving in london waterloo. However on the return leg of my journey the barrier wouldn't lift and I was told that it was because I had a railcard. I was asked to produce my Railcard, however I had forgotten it. I was told to go have a chat with a guy now aware was a revenue officer. The revenue officer asked for my details which i provided, name, address, DOB, ID etc. The revenue officer made a phone call and then he issued me with an MG11
  10. Hi, We moved in on January 2013, Fixed Term Agreement has a clausue that rent includes Council Tax for the first 12 months of tenancy. 12 moths passed, Tenancy expired and Landlady never contacted us regarding renewal or increase in the rent. A two weeks ago we gave her a notice that we'll be moving out on 12 April. Today she called that we owe her money for two months Council Tax. We never saw the bill, it's in her name, and she never asked us to pay it before. Do we owe the money? I don't think so. Can she deduct this from the deposit? which she hasn't protected by the way. Wha
  11. Today I was travelling on the DLR at Cyprus (going towards Canning Town) and had enough money for my journey. I had completely forgotten to touch in, and lo and behold, a ticket inspector comes round and assigns a £40 penalty! I asked if I could quickly go out and touch in at the next station (all the stations along this bit of the DLR have no barriers) - this would have been like maybe 10 metres away but he outright refused! Is there any chance of an appeal going through? When I was a child (I am a uni student now), something similar happened to me and I was simply allowed to just quickly run
  12. dannyh172

    Forgot to SORN

    Hi Guys, im after a small bit of advice please. I have an old car that was SORN up to 2009, by which time i had put it into storage and forgot about it (out of sight-out of mind) and not renewed the SORN since then. If i re-SORN now am i likely to face a hefty fine, or the usual £80 for not renewing? Thanks in advance for your help. Dan
  13. I went to see a specialist last September over problems with my total jaw replacement I had in 2002, which they said would last me a lifetime... obviously I wasn't supposed to live till I was 46 . Anyway, I seen the guy at the bottom of the ladder who had to go and get the next specialist up, who had no idea what was wrong with the titanium jaw joints as it is a rare op, so they referred me up another level. I got an appointment for 2 weeks later, which was great service. Seen the consultant who decided he didn't know what the problem was and referred me to the head honcho .... whi
  14. Hi about 12 months ago I had "nudged" another car at a roundabout, there was no damage to either vehicle, the other party was clearly not [causing problems]- there has been no claim made. I did however have to inform our company insurance- it policy that even the most minor thing is declared! I renewed my personal policy about 1 month later, and was asked about claims etc, to which I answered non, as I did not really think this warranted a mention. I have now had to claim on my policy and am scared that my insurers find out about this and try to void my insurance or similar.
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