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  1. Hi, Got a letter in today with a demand of £600 for a shortfall in my NI contributions from 2011 - 2015 which was 100% my fault. The letter basically said if it was not paid then they would pass it to a debt collector although no date was given as to when it had to be settled. Called HRMC today and spoke to a guy who was great and advised that i could set up a payment plan but had to transfer me to their debt section to arrange this. Got through to a very arrogant [removed] woman who asked for the full amount to be paid today. I explained that due to the time of the year and
  2. I know this sounds strange, but if to date your NI contributions will give you a full state pension when you retire can you ask to stop your NI contributions up to retirement?
  3. I know contribution based esa in indefinite if your in the support group but how long does it normally take for national insurance credits take to run out so that your'e unlegible and have to claim income related instead? Its happened to me in the past.
  4. I'm on contributions based esa and I've heard that I'm entitled to Income related top ups. Does anyone know what sort of top ups these are?
  5. I'm rapidly approaching retirement age and due to working overseas for a number of years find I'm two years short of contributions in order to claim the full state pension when I do retire. Can I pay the missing two years? If yes to whom? And how? And roughly how much would this cost? I have tried 'Googling' to find out this information and seem to go around in circles!! Any pointers/advice are most welcome.
  6. Hello ladies and gentleman... My mother has a pension of £665 per month and my sister that lives with her earns £16.000 per annum and she has her student loan which is accumulating interest(it is)... The rent is £133 per week and council tax of £73 per month... My mother has £13 per week housing benefit..... So my question is if anyone knows how it is calculated and does the council tax and housing benefit awarded seem correct... A big great thank you if anyone can help..
  7. I have woken up today feeling awful, no energy at all, sore throat, achy and just feeling terrible, can hardly walk around the house. The thing is i'm due to go to a Work Programme appointment on Tuesday and a job fair Thursday and i'm worried because if i'm not better for those things then I won't be able to attend and I'm worried because I know the Work Programme has a habit of sanctioning people, I have only ever been sanctioned once (unfairly) and I won that appeal so technically never had a sanction. Need some advice on this, thank you.
  8. After recent rule changes I was unable to remain as a sole trader self employed LGV driver, I have to become a LTD company. I am an agency driver. So my only other option was to go to an umbrella company and use the PAYE system. I notice on my payslips various deductions from tax, umbrella company margin, holiday pay, NI contribution, bonus?, HMRC NI ERS. It's the last one that troubles me, NI contribution has already been deducted, the HMRC NI ERS I believe refers to the employers NI contribution but it is being taken out of my pay packet directly in addition to my own NI contributio
  9. I am the parent with care. My ex husband worked overseas for a period of two years and the csa could not collect child support payments as he was paid via Jersey and Jersey is not in their jurisdiction. However, he did pay voluntary contributions for child support. I received a phone call from the CSA asking me to confirm that he had paid these voluntary contributions and that he had made an over payment in excess of £8K and he now wants the voluntary contributions back. To say I am flabergasted is an understatement. Surely, if the NRP pays voluntary contributions they are voluntary and t
  10. Hi All I wonder if anyone can help please. I'm on a temp contract and am going to be unemployed soon, so will be signing on, to claim JSA again. I understand we are in the 2014 benefits year, so DWP will look at my contributions for the tax years 2011-2012 & 2012-2013. During 2011-2012 I was credited with 50 Credits from ESA. During 2012-2013 I was credited with 16 Credits from ESA. From my understanding, there are two conditions to be met. The first one being in either tax year, I must have earned or been credited with at least 26 weeks. So that's OK. The s
  11. Hey folks, quick question, when you die, does your estate recieve a refund of your NI contributions? (if you die before retirement?) Also anyway to track assest? any good tracing services? and finally how do you obtain a copy of a deceased persons credit file? THANKS ALL!!
  12. Hey have been in this country for the past 3 years have been working on and off while doing my studies. I just wanted to find out if there is any possibility of claiming some of national insurance contributions since and going back to my home country thereby making my future pension contributions void.
  13. do ni contributions count when on esa and jsa
  14. Hi I'm currently trying to claim JSA (contributions based - i don't qualify for income based jsa because of my wife's earnings) but my claim has been rejected as one of the years used for the assessment (2010-11) i have a shortfall of just over 100 pounds (9 weeks contributions) If i make a voluntary contribution to make up the shortfall, close my existing claim and open a new one, once the voluntary contribution has been processed, will i then be eligible ? 2 seperate people i have spoken to on the benefit centre phonelines have advised me to do this. However on the HMRC site i
  15. Hi All, hopefully this will be a quick question to resolve, but haven't had much luck myself: my partner is Slovakian and as such needs to prove tax paid in the UK at the end of every working year in Slovakia to stop her needing to pay tax there. Normally this has been done through a P60, but as she wasn't working on the cut off date at the end of the last tax year she hasn't received one. We wrote to HMRC requesting proof of tax paid, but received just a really basic letter that just covered the time she did work; the problem being it does not look at all like a summary for the year,
  16. Hi Does anyone know if NI contributions are paid by the benefits agency while claiming conts based benefits or should I phone up and pay them myself? I've googled and can't seem to find any info. Thanks.
  17. Hello all (first time poster), Please could someone offer any advice or similar experience? Towards the tail-end of 2012, I accepted the offer of a position with a certain organisation with a 6 month probationary period. Part of the package was that the employer would pay an extra 10% on top of my salary into a non-contributory pension scheme. Once there, I discovered that my line manager had taken a dislike to my predecessor who lasted under two weeks before resigning as a result. Unfortunately, it soon became clear that the same line manager had also taken a disliki
  18. Hi, could someone give me some advice please? I was made redundant over 6 months ago and my contributions-based JSA has just run out. I still have assets of over £16k - does that mean I am not entitled to any further benefits until my savings are exhausted? I believe if I still sign on anyway I will get my weekly NI contributions paid? Does anyone know how much that is worth each week? £5, £10 etc; Ta for any help
  19. I have just left my employment, not on entirely good terms. In my employment contract it states: You will be entitled to become a member of the Company’s pension scheme and we will pay into an appropriate pension fund on your behalf, on a monthly basis, an amount corresponding to a maximum of 5% of your basic salary (excluding bonus and benefits) subject to any Inland Revenue requirements and overriding legislation. I have been with the company over 2 years, and on many many occasions I have asked for this to be sorted, but they never did. Much was agreed (for all staff, its a s
  20. Hi All, This is my first post to this forum, hope i can explain well enough my predicament.... I have lost my ESA appeal in December, my last Atos assessment was back in January 2012. I believed it was possible to claim ESA again as i had not been assessed for over 6 months, i have sent back the forms and today have been told that i am not able to claim the income related ESA as i have not paid enough contributions. On telephoning them for clarity, as yesterday i was refused a crisis loan, wondering how long i would would have to be without money, i was told i had to live off my par
  21. and I know that I won't get anything means tested - we're not badly off and my wife is a top rate taxpayer. So, lucky us. I have looked at the JSA3 form and I don't wish to fill it in. It's intrusive and being as I know I will get nothing I can't see the point of giving all that information away. So, my questions are. Do I need to keep signing in order to maintain my NI record (or whatever)? I am still looking for a job and so should still appear in the unemployed stats - is this possible without filling in the JSA3? Thanks
  22. My husband is unemployed and can't get JSA because he is about £400 earnings short in one of his years for NI contributions. Do these rules apply if he applies for ESA? I work 24 hours but managing on one wage is hard. He had an operation last year and had titanium put in his neck so is still suffering and could go on ESA but we don't know if he wuld still be turned down. He wants a job he can do but has interviews but as yet no job. Any help would be much appreciated. Thanks
  23. Since March 2010 my wife who is now over 60 has been on SSP and then ESA which stopped in April 2012. In early 2011 she went for an ATOS assessment and moved into the ESA support group. As she has osteoarthritis in her hands, wrists and lower arms there is almost no chance of her working again. When her contribution based ESA finished in April she never applied to move it to income ESA or whatever they call it. As I am on Pension credit I notified the relevant department that she no longer received ESA and they adjusted my Pension credit payment. In essence we get a bit less than when s
  24. I am getting made redundant in the near future. Thankfully I have a personal income protection insurance but to qualify this I need to be in receipt of JSA. Here is where the problem lies. For the past 18 months I have been paying my NICS as any employee does, but prior to that my wages was paid primarily as dividends and I was paid a minimum salary to qualify for my NIC contributions being up to date, even though I did not actually pay anything. I know I won't get IB JSA due to my partner working and savings. I am now being told by various colleagues that I therefore
  25. Hi, i have recently won my appeal at the tribunal and am still waiting for the information from the DWP. my query is basically i have been on esa contributions based since my claim started but dont quite know why because i am 23 now, live alone and only receive this benefit along with housing benefit. ive always been under the impression i am entitled to income based as i haven't worked for 3 years due to my illness. when speaking to the jobcentre back about a year ago i was told i dont qualify for income based but i dont understand why not really. the reason i want clarity on
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