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    • Please see my comments in orange within your post.
    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.   House or Flat? Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Again, points as above. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) Why serve a delapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease. I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to buy the freehold of the property. It's normal, whether it is a "normal" leaseholder or a repossession with a leasehold house, to claim this right of enfranchisement and sell the property with said rights attached and the purchase price of the freehold included in the final completion price. That's likely what the mortgage provider wished to do. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Redact and scan said evidence up for others to look at? Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. So this is dealt with then. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.  You wouldn't vary a lease through a lease extension. You'd need a Deed of Variation for that. This may be done at the same time but the lease has already been extended once and that's all they have a right to. The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved. The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there. Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Default Judgement Against Securitas Security Services (uk) Limited *** Counter Claim Struck Out ***


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Someone claiming to be from them phoned yesterday. They stressed the importance of agreeing to a set aside . They said normal practice is to issue proceedings against claimant and recover total outlay including HCEO costs's etc. So claimant becomes defendant and vice versa. Probably a tactic of some sort.

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Suggest you start to record these calls if you can and create a log sheet.

 

This might not be a one off call and they may keep calling you. If it gets to the stage of it being harassment, you need evidence to support this.

 

You need to simply state to them that as far as you are concerned the matter is closed, they should desist from phoning you and that you will be putting the phone down. DO NOT get into any conversation.

 

I can't see that there can be a set aside of this CCJ, as it is really too late for them.

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I agree that this is bizarre behaviour.

 

I cannot see how they could reasonably get a court to agree a set aside - unless it was by mutual consent. If you don't agree, I don't think there's anything else they can do. Certainly don't be intimidated by any suggestion that they can re-litigate, by making you the defendant in a separate action to recover monies paid under the Court Judgement. That would be kicked out as an abuse f process.

 

In terms of handling, I would tell them a) that you do not agree to a set aside; and b) that any future communication should be in writing, and you reserve the right to share these letters with third parties, including the court. I bet you'll never hear from them again!

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The key question is told by who. If told in a formal letter from a solicitor or from Securitas' legal department, that's one thing. If just told by some debt collector over the thing, its probably a load of tosh.

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No phone call's are from securitas. Not a debt collector. Am awaiting next action if any. As far as i am concerned this matter finished with the hceo's going in. Now if they want to kick a fuss up then its their problem. The question that i cant answer is why did they ignore all previous correspondence and also why did they ignore emails sent to them regarding the judgement and paying up. Once this is sorted out i will put up a letter sent by their solicitor. They knew what would happen but turned a blind eye thinking his bark is worse than his bite.

So whats cooking today ?

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they are just trying to bully you into agreeing with them, they know that they arent going to get a set aside. You should find a method of recording the calls, even if it is a pocket memo machine held to the phone. Once you have r recording of them you can go after them for harassment and breach of the DPA

Have you looked into Dun and Bradstreet credit worthiness yet?

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Personally am not bothered about it. Trouble is they are suffering because of it. Now a days any sort of judgement means major contracts go. Also you cannot renew or tender for contracts as the company and directors have to be free of any judgements. This is a nightmare for them. They should stick their little finger out and sort it. I would not be surprised if there are other people out there who have had serious problems with them and are wandering what to do. Just like what happened with JBW A few years ago. As far as helping i will. It gets to a point when you know a company is taking the peas out of you.

So whats cooking today ?

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I think this has now died down as have received no sort of contact from the other side. Something may kick off later. If i was this entity and had a judgement. I would be desperately tying to get rid of it as government contracts etc require that the contractor does not have a ccj etc. Correct me if i am wrong.

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Received letter from other side stating that if set a side is not voluntarily agreed then hearing will be applied for and call transcripts etc will be provided to the court. Also apparently a barrister is being appointed. This will be be persued strongly and recover any and all costs that fall due.

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Have they said why it is just/reasonable for you to agree a set aside?

 

Bearing in mind they are a large company who:

A) no doubt have a legal team they could have defended the case..... or

B) could have paid the judgment to prevent the CCJ showing on the register and sought an appeal / set aside at that stage prior to the judgment becoming enforceable (& showing on the register)

 

If they are threatening costs, point out that you are happy to have the court decide who is better placed to know the court's procedures & who has followed them .......

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thye are talking utter b******.

let them do their worst, which will cost them a fortune, you nothing and they wont get anywhere. They can apply for a set-aside for £255 if they wish to and get on witrh it rather than ever contacting you so ask yourself, why havent they? Answer? they wont get one so they need you to agree so they can then try and save face.

Sod them, ignore.

Dont enter into any correspondednce witht eh or they will keep going on about this for ever.

Received letter from other side stating that if set a side is not voluntarily agreed then hearing will be applied for and call transcripts etc will be provided to the court. Also apparently a barrister is being appointed. This will be be persued strongly and recover any and all costs that fall due.
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Would it be worth notifying their customers of this ? I have again written to them and told them the matter is closed. If they were to go any further then i will produce their solicitors first letter to confirm claim form was recieved at the correct address. Would it be of any good if the clients were to get wind of this judgement ?

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No. You want to look like you are doing the right thing at all times.

 

Have you thought about asking them, whether they are willing to make you an offer, as it is their fault if they failed to follow the proper process of dealing with the court claim after they received it. As far as you are concerned the matter is closed, but if the CCJ on their records is causing them a problem, perhaps they need to make an offer, that is satisfactory to all parties.

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They dont want to go down that route. They are claiming that they are certain they can have it set aside at a hearing by involving a barrister and so on. Unfortunately i am used to this sort of talk as you may recall me having a run in with jbw and ccs enforcement limited and getting all that off them.

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As the HCEO earned fees from enforcing, i doubt they would want to set aside either, as presumably it would mean refunding their fees ?

 

Do they think that your original court claim can be defended, if there was a hearing ?

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I do not think there is but i am sure this lot will try and think of something. According to their solicitors letter . The claim form was received at the service address and the next few weeks it was passed around from pillar to post. A payment was made to the hceo a day before he turned up. There was no protest etc. It looks like something has happened. change of mind or something. It just shows even though they are a security company providing security services they can arrange a proper P*** up in a brewery. Also from my understanding. Their government contracts state that they should have no ccj's. They have probably realised the severity of it. Trouble is they didnt take it seriously from day one. If they had bothered replying and dealing with everything from the start things may have gone another route. However they decided to ignore everything. Their contracts manager and regional manager couldnt give 2 hoots about it. Hr were non existant but give them a chance now and they will try anything to avoid what has happenned. Still dont think they have learnt anything.

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Let them do their worst. They arent going to get anywhere and they know it and that is why they are harassing you. The only thing you should say is that if they dont stop it you will be suing them for that as well.

They pay the solicitor so he is going to say what they want him to say and dress it up to look like he is the oracle on this matter. Ignore them and if they write again you send a letter saying that thsi is harassment and you will treat their behaviour accordingly and that may include further court action.

If they have worded their letters exactly as you report they know that it is an abuse of process and harassment so will be very wary of then going for a set aside anyway.

I repeat, if they are so sure of their set aside being granted they woulf ahve just done it, not tried to get you to agree to reverse the courst decision and pay them back the money. The fact is they lost and didnt appeal so that is that.

 

They dont want to go down that route. They are claiming that they are certain they can have it set aside at a hearing by involving a barrister and so on. Unfortunately i am used to this sort of talk as you may recall me having a run in with jbw and ccs enforcement limited and getting all that off them.
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Good for them. But acting in what? Unless and until they make an application for a set aside - which they could have done at any time and yet oddly haven't - there's no case. There's nothing in what you've told us that gives obvious ground for a court to agree a set aside and frankly the longer they leave it, having been aware of this for quite some time now, their chances of success become even smaller.

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