Tilly V mortgage express repo

[honey5]

Bloddy nora we have hit a 1000 posts

 

 

congratulations

and who better to post it than the lady herself

honey x

[TideTurner]

Originally Posted by **Tilly**

ok to do list

 

Ring baliff tomorrow

Clarify position with Social (possible interest only payments)

take n224 to court 23/27th may

go see estate agents - make 3 copies of sales literature

ring council again

Contact ME Solicitors - inform them you intend to sell and actively marketing

Contact ME with same - see if they will accept reduced offer until sold

ME - make deal about fixtures and fittings if sold

look at private rentals

storage - get details (tel no's and rates for local) - Van Hire?

alternative accomodation if above not poss - register Council and look private (delay may be possible)

Make note of all to be notified - Gas, Water, Elec, Banks and get contact details

Enquire about mail forwarding

Pray your position changes!!

please feel free to add lol

This is all assuming a plan B may be necessary. Please add if missed - we can get organised then

 

1. Make distress call / take notice of eviction to Council

2. Notify bank of change of address

3. Notify / apply to new school

4. Redirect mail

5. Contact utilities, gas, electricity, telephone, internet, water and close services

6. Take meter readings (photo if possible)

7. Arrange storage

8. Contact Bailiffs, get date of eviction

9. Monitor local EA's for property advertisement

10. Ensure any employee of EA declares an interest in property

 

Any interest by an employee / connected person to the sale of the property must provide details of any interest.

[**Tilly**]

Thanks Tide

oiiiiii you have forgotton 2 things

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Toy boy and yacht

 

[**Tilly**]

Had a visitor about 30 mins ago, scared the living daylights out me muppet was looking through the window :o didn't hear him knocking. he was from DMS from

ME solicitors :o conversation, mrs xxxx who's asking mr xxx from DmS ID ta muchley who are ? d*** M******* S******* do you know there is warrant for eviction from property, no really can i come in, in a word noooooooo do you know you can apply for a suspended eviction do you know you cannot re enter property welllllll der can you sign this ermmmm nope

 

 

 

Tills

[Ell-enn]

:o What did he want you to sign?

[**Tilly**]

:o What did he want you to sign?

 

 

dunno didn't look asked him to send me a copy so i could get it looked at first gave me the look of oh gawd here we go well i was sooooooooo not in the mood but he said he would send a copy and sort of legged it

[caro]

Quick thinking Tilly. Well done.

[**Tilly**]

Quick thinking Tilly. Well done.

 

 

Nope just good training

 

 

 

 

 

 

Tilly

[TideTurner]

dunno didn't look asked him to send me a copy so i could get it looked at first gave me the look of oh gawd here we go well i was sooooooooo not in the mood but he said he would send a copy and sort of legged it

Well done lady, you should have no further dealings with these people on your doorstep. Everything by letter.

Contact ME and ask them how they are considering selling the property, and who they intend to instruct to do so. Inform them you are not prepared to deal with any instructed agent on your doorstep, only those appointed by the Court (then inform the Bailiffs that you have taken on board their comments, and you are making plans to vacate on the 1st September). Tell ME that you wish to be informed about their method of sale. You can get the details of any purchaser from the Land Registry site for £3.00. You have a vested interest (still) and therefore you have an interest with any sale / disposal.

 

Tide

[**Tilly**]

Well i keep writing to them Tide but i don't get any fan mail back maybe they can't afford the ink :grin:

[banker_rhymes_with]

Any interest by an employee / connected person to the sale of the property must provide details of any interest.

 

Absolutely.

 

In my experience, once there is no "Owner" in the picture, Estate Agents somehow feel free of certain restraints.

 

Not much you can do about it, but once Sold, then do as much checking as you can.

 

If the Property has been undersold, that is YOUR money as they will have increased any Shortfall by selling it cheap to themselves or a Mate.

 

Get to work to find out all you can about the new "Owner". If the Property is rented out or tarted up and put straight back on the Market, then smell a rat. Maybe even go back to view your own house to "meet the Vendor or Landlord"!

 

Be prepared that you might find a face you recognise, i.e. one last seen working for one of your own Estate Agents...or the ME!

 

Sorry this has not worked out.

 

Is there no hope now of being able to Sell the house yourself? After all, 1st September is a whole Month away, and a lot can still happen in that Month.

 

Cheers,

BRW

[sillygirl1]

In the current climate they might try renting it out - don't know what rental availability is in your area but where I am there seems to be loads of places for rent if you look in Estate Agents windows, more than for sale....

 

The "No onward chain" and another main agents "Make me an offer" are giveaways that it is likely a repo they've handled (Mann Countrywide did mine in the end - STILL not registered as a sale on the Land Registry site.... so until docs are produced I'm not accepting 'shortfall letters').

 

Good on you for sending the doorstep bloke away - bet he wasn't pleased... the scumbags try every trick, including getting you to sign things saying "Its just a formality." I won't tell you what I told the guy who asked me to sign something like that - he wanted details of my bank account and employer and I smelt a rat - bet it was a backdoor way of getting an attachment of earnings.

[emmaf01]

The really do try everything on, don't they!

 

Perhaps a door sticker "Member of CAG"- and no I won't sign anything.

[**Tilly**]

BTW

 

They have told me i can't sell the house

 

Emma

 

Now theres an idea a door sticker

 

 

 

cheers guys

 

Tilly

[**Tilly**]

Bit off topic but at last some good news, my son has just been housed :Dso thats the kids sorted another weight of my mind

 

 

 

 

 

 

Tilly

[The GodMother]

Tillys i dont think it is off topic as they lived with u so this di affect them.

 

Any way i hope that guy went away and told ME that u are no pushover as we know they will try anything.

[sea-sidelady]

Thats great news Bill. 1 less worry.

[kia]

so glad for u tilly one less thing eh xxkia

[stonedecroze]

So all is "on the move" now Tills,( if you will pardon the pun ). you can now start getting your life back on track, and start kicking some *rse again that thing are getting settled for you. HUGS Stone

[**Tilly**]

I thought that too stone, then something else comes along and kicks you further down i am now without a job :(they say it somes in three's hopefully ive had mine now

[Ell-enn]

What happened with the job Tills? anything I can do?

 

Ellx

[stonedecroze]

Is that a a bad thing Tills, It could be seen as a good thing, no ties, nothing to keep you there. Move away, a completely fresh start, could be the best thing you ever do, a new life. Me and Mrs Stone did it and it has worked for us, we do not regret a thing despite some of the not too good luck that we have had. Take your time and think about it, weigh up the pros and cons, and make your decision and stick to it, oh and remember just because you are some where else you do not lose all your old friends and you make a lot of new wonderful ones, Stone xoxox

[**Tilly**]

Hiya Stone

 

Me thinks you must have a crystal ball there lol ive been thinking a lot about that

lately, move a away fresh start, at the moment i cant do it, my daughter is still at school it wouldn't be fair to her,maybe another year when she starts uni, but saying that it could be taken out my hands anyway have a feeling the council will house me in another town,cross that bridge later, your right about friends though You never know stone you just might bump into me one day again

 

 

 

 

SSl you know i would sooooooooooooo lurvveee to be down there or is it up

[stonedecroze]

Hiya Stone

You never know stone you just might bump into me one day again

quote]

 

Looking forward to that Tills, Not a crystal ball,, NO.........NO......... dont get me going on ball jokes...get enough of that at work LOL:D:D:D

[**Tilly**]

Down??? LMAO. It's up north you loon. You have been enough times. Think you must be due another visit to remind yourself.

 

I think you just might be right there

 

Sounds like Tilly got the same geography qualifications as me

 

Yep dont know me ups from me downs

 

Hiya Stone

You never know stone you just might bump into me one day again

quote]

 

Looking forward to that Tills,

 

 

Yep me too Stone might be sooner than you think, depends if my room is available