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DilysFiller

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About DilysFiller

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  1. Thanks. I am just looking at their form online and it's horrendously invasive. Way more than I think the court form was. They want how many dependents I have (which doesn't take into account a child over 18 but in higher education so we still have them as dependents. It also asks and this I really dislike how much our house was at purchase and now etc. Can I refuse that? I'm also struggling to price things like dentistry, hobbies. Stationery, house repairs, vet bills, hairdressing. What on earth do people put as cost for those? Haircuts aren't a monthly thing for us and h
  2. Yes and I can't quite remember the wording but it was something like having reviewed our I and E Reston wanted it set at the higher amount and the court agreed. Which seemed stupid as we clearly have nothing left to offer and in fact since then our mortgage has gone u too. The court woman said if we didn't think it was acceptable we should tsk t Reston again. Great...
  3. Thank you for your reply. I can't remember the number but it was to suspend the order and arrange a monthly plan. The court suspended the warrant and agreed the monthly figure. Although it was higher than I had asked for. I didn't defend it because they had already obtained it by the time I found out about it.
  4. Hi So long story short - Had a Vanquis credit card on which the credit limit just kept going up. As we were on low incomes the debt gradually went up and up and we ended up owing about 3500. Cabot took over the debt and began chasing, eventually it seems Reston got it and the next thing we knew they had gotten a warrant of execution. We managed to get that suspended by filing in whatever form it was. We offered an amount per month but the court agreed a figure around 20 per month higher. Manageable or only just if I'm honest. I was paying over the phone but a c
  5. No we don't smoke, drink or do anything really so there was no overspending. Because there genuinely is no spare cash with a family of five.
  6. No I didn't want to speak to them until I'd had some advice. I was so shellshocked as it's double what we offered.
  7. Hi I was wondering if you have any ideas what my next step should be? Many thanks
  8. Bumping for support please? What should I do now?
  9. I've heard back and thought the creditor didn't accept My offer the court has suspended the order as long as I pay £56 a month! So double what I offered. Can they just so that? My I & E clearly showed I don't have that kind of money
  10. I'm pretty sure there were lots of charges towards the end. But as its already been ccj'd would I have any comeback?
  11. Yes, I've allowed myself £20 in there under housekeeping. I want to explain to them that I hope this will eventually go up once I'm well enough to find full time work again. Even if they could accept this for the first few months.
  12. Sorry you mean you think there is less than 50% chance they will agree to it? What should I do then?
  13. £29 and that is pretty much taking every spare penny after bills and living. As we are trying to get back on our feet. As my health improves I hope to find more hours of work but now this is it. I'm guessing they will turn it down?
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