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emmaf01

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emmaf01 last won the day on August 26 2008

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  1. She did report it to action fraud about 2 years before when she first got a letter referring to the account. The exact particulars are not immediately to hand. It is for approximately £1500. It has been assigned to the small claims track at Liverpool court. He defence explicitly states the account was fraudulent with a delivery address which she has never resided at and she has never received the goods. I think Lowell have definitely read this by now . She asked for mediation but mediation said it wasn't suitable if she denied she had the account at all.
  2. A dear friend is trying to fight legal action from this catalogue company via Lowell's even though she never opened the account and goods were delivered to a different address. She informed the catalogue company approximately two years ago when she first received a letter about the account. After that she heard nothing til a couple of months ago with a letter from Lowell's. Being inexperienced and knowing this was not her account she rang them and explained the account was fraudulent. She also rang the catalogue company but they couldn't give her any information! She has acknowledged
  3. I just don't understand why they've adjourned twice now. We've supplied everything they've asked for- information, medical records, hospital info. To adjourn again just seems cruel. She's obviously ill, walking on crutches and in constant pain. She gets severe migraines and the stress has increased them to two a week which she has to have special strong wafers otherwise she has similar symptoms to a stroke. It's awful to watch what they are reducing her to. She needs them to make a decision and not leave her constantly worried on the assessment rate. She has involved her MP but
  4. A close friend did not get enough points on an ESA ATOS medical in April 2013. She put in appeal forms on time, along with all the medical evidence she could. She had leg and foot issues causing mobility problems, severe gastric problems and PTSD. She got her first tribunal date on 7th January. She got all worked up, went along and found the DWP hadn't sent anyone. She was told the tribunal would be adjourned. In the intervening months she has had many hospital appointments, started specialist psychotherapy for the PTSD which has mentally made things worse, had a gastroscopy confirmi
  5. We are going to have to buy a new TV straight away anyway. Our son is autistic and if he cannot follow his routine and set pattern- including watching the usual tv programme at 6.30 tonight, he'll be off and will become upset and difficult to manage. That might sound bonkers but he's ill at the moment awaiting help from the mental health teams, we're waiting for a social services assessment and we don't need him getting worse become some people have broken the TV and messed with his comfort zone. This is like the straw that could tip him over and we need him calm right now. Having c
  6. We need some advice and or help. We got our Samsung TV a few years ago. Recently it has become slow coming on. We googled this and found it was a common capacitor(?) problem and when we contacted Samsung they agreed and organised a free repair. So the TV was still able to be watched. It still functioned as a TV. Then today their repair men came round. They took the TV apart and replaced bits. Then fiddled a bit more. Then the picture wouldn't come on at all and the TV started making a horribly dangerous sounding loud crackling noise. They said the repair had blown
  7. Sorry about that. I didn't mean to break rules! I'm just desperate! I've now got 24 hours to find a credible defence or they can get a default judgement. Is there still such a thing as a holding defence or is my memory faulty. Or is there just no hope. I nearly filled in the admission forms last night. At least then it would be over. With my health problems at the moment this is just tipping me over the edge.
  8. I am desperately trying to avoid getting a CCJ from United Utilities for this years water bill, even though this year isn't eve finished yet. Is there no way to defend against this? I tried to get it sorted through UU originally when I realised it wasn't being paid through our Income Support as it had been previously. They said it could not be set up by them to do this again as we had no arrears. They set up a payment plan of about £50 per month which we said was probably not manageable but advised us to try to get the DWP to set up direct payment again. I contacted the DWP and
  9. I spoke to a bloke in the "court" section at UU. Previously I just spoke to a usual customer services person. The thing that annoys me is they know I'm disabled from my previous contacts with them when I tried to get it put back on direct payments. They just said that it wasn't possible to go back on that because we didn't owe enough. Instead we had to make repayments of £50 per month which I told them we couldn't afford in one go. They told us no other option. But we apparently owe enough to be taken to court and now we owe enough to make direct payments? Annoying. I managed to
  10. I tried talking to them- as I have when I found out they weren't being paid as we thought. The man was not helpful at all. Berated me for not talking to them previously, even though I had. When I pointed out I had and that I was getting help from the CAB, he said I still should have talked to them more. I asked them previously to go back on direct payment from IS in July but they said they couldn't. Now they say they can do it- if I accept the CCJ. I asked if there was anything I could do to make an arrangement. He said to either pay the amount immediately or agree to the CCJ.
  11. Any update on this? I am trying to fight UU CCJ myself so I am looking for help.
  12. Did you sort this out, Roleup? I am trying to fight the same thing I would appreciate any advice.
  13. The particulars of claim are: 4**.** is due from the defendant to the claimant for water service charges and any other charges incurred relationg to such at (address). For period to 31/03/2014, full particulars of which have been supplied to the defendant. Is there no way I can fight this? I talked to UU when I got the court claim and they just told me to admit it, get the CCJ and then pay them whatever they want. I have tried the CAB and heard nothing, though they wanted to set us up on a specialist repayment scheme and see if the UU trust could help.
  14. Date of issue- 2nd September- I did the AOS on line as it's the bulk centre issuing. My mistake was expecting the CAB to do anything. I passed them everything they asked for and nothing has been done. I know I'm up against the wire now.
  15. How can I defend a court action with United Utilities for this years water bill? We had always paid direct from our income support for our water but this stopped without us being informed last October. When we got this years bill through I thought it would be paid the same way. We got in touch with them when we found out this wasn't happening but they said we had to pay them direct- no other option. Got in touch with DWP who said they would look at setting it up again. They didn't. Was in touch with United Utilities in July to say we were trying to get this set up. In August got
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