Tilly V mortgage express repo

[**Tilly**]

Thanks Tony gonna stick my reading head on now

 

 

 

 

 

 

 

Tills

[sillygirl1]

If you are unemployed they can only legally accept a token payment of £1 a month (or it might be £5) but as you won't be 'waged' they can't exactly do a lot of damage if they decide to bankrupt you... at least that way they can't chase you for the next 12 years or so for the alleged shortfall.

[caro]

I think it's unlikely that ME would bankrupt Tilly, as it wouldn't be in their interests. TBH I think they'd rather leave it a while for Tilly to get back on her feet, and THEN start chasing for the shortfall.

[tonycee]

I think it's unlikely that ME would bankrupt Tilly, as it wouldn't be in their interests. TBH I think they'd rather leave it a while for Tilly to get back on her feet, and THEN start chasing for the shortfall.

 

Fully agree, which is why Lilly should consider applying to go BR herself.

[caro]

Fully agree, which is why Lilly should consider applying to go BR herself.

 

I think so too Tony. I know it seems desperate, and some people still mistakenly see it as a stigma, but it has to be better than waiting for ME to come after you for the next 12 years. You can put it all behind you much quicker Tills.

[Tawnyowl]

[Tawnyowl]

be strong tilly-i know you will come through this

[**Tilly**]

Fully agree, which is why Lilly should consider applying to go BR herself.

 

Considering it Tony, i suppose it makes sence at the end of the day, just my stubborn streak i guess, had my reasons before but now that has changed.

 

I think so too Tony. I know it seems desperate, and some people still mistakenly see it as a stigma, but it has to be better than waiting for ME to come after you for the next 12 years. You can put it all behind you much quicker Tills.

 

Yep i know your right too caro, like you say you hear the word Bankrupt and think oh my gawd

 

 

Tilly/LILLY xx

[**Tilly**]

Hiya Tawny

 

Thankyou for the vid

 

 

 

I have come close a few times to quiting, ive had good days and bad days, some dragged me down so far, thought right thats it, but i think all this had deffo made

me a stronger person, so when i leave here it will be with my head held high knowing i stuck it out and gave it my best shot, gawd that was deep

 

 

Tilly

[Bona]

Tilly

 

 

Have been away for a week and just cought up on your thread

There is case law stateing that you can sell your house against the mortgage companies will if you have a cash buyer so follow it up if they are seriouse I can help you with the application then the couert makes an order for you to sell it will certainly be better than them selling so go for it girl

Bona XXXX

[**Tilly**]

Hiya Bona

 

Will have a word with estate agent tomorrow, to be honest not really worried if the chance has gone,sort of geared myself for going at the end of the month now, really dont want to have to stay here now any longer than i have too,

 

 

 

 

Tilly

 

 

 

 

[Bona]

You can still leave but keep control of the sale it would be better for u honest

[**Tilly**]

Hiya Bona

 

Have rang estate agents, too late now, the buyer had 2 propertys in mind mine and another, has now gone for the other, so the decision has been made for me.

 

 

 

 

 

 

Tilly

[**Tilly**]

this as good as place to any to ask, now im unemployed what benefits is i entiteld to

never done this before all ways worked

 

 

 

 

 

 

 

Tilly

[**Tilly**]

Doh blonde moment, look online tills or ring

[Ell-enn]

Here you go Tills - here's where you claim if you don't get your redundancy (or other) payments: http://www.insolvency.gov.uk/pdfs/rp1april2003.pdf

 

Ell x

[honey5]

tills ring the welfare officer at your local civic centre

theyll make an apppointment to come out and see you and talk you thru everything, and bring any relevant forms too

 

good luck

honey x

[**Tilly**]

Thanks Ell

Got a feeling gonna need that link

 

Cheers honey

 

here we go again

 

 

 

 

Tills

[caro]

Just look on it as an opportunity to put the past behind you Tilly and make a fresh start. You have lots of choices now, and aren't tied by anything (or anybody) so can make a whole new, and hopefully better, life for yourself. Lots of people would give their eye teeth for the chance to change their life as you are now.

 

I know it's scary, but it could be exciting too.

[**Tilly**]

Hiya Caro

 

I know and im looking forward to doing it, the house and the split ive come to terms with, losing my job and the way i lost is another matter, just so angry and upset at the mo,sorry waffling again.

 

 

 

 

 

Tills xx

[emmaf01]

I can understand the job stuff, Tilly. Sorry about that Tilly- thought I was putting it in PM, not in thread. Brains in backside as usual!

Edited August 7, 2008 by emmaf01

[Bona]

Sorry about the Job Tilly must have missed that bit what happened

 

Keep

[**Tilly**]

Hiya Bona

 

Thanks, i cant actually say anything at the mo on the open forum,

 

 

 

 

 

Tills

[Bona]

pm me when you have the time

Take care

[The GodMother]

Department for Work and Pensions for benefits. u can claim job seekers allowance or Income support if ur hibby claims for u and you can then claim u care for him.

 

Any questions u know how 2 reach me.