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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

tobyjugg2

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Everything posted by tobyjugg2

  1. tobyjugg2
    No you haven't, the way you have presented them appears to be that you have simply used those to accuse others here of prejudice. and since when has baking a cake been a public service you keep shouting about? as I have said 'we are not talking about governmental or major institution policy here, just people passively adhering to their beliefs. Def: A public service is a service which is provided by government to people living within its jurisdiction, either directly (through the public sector) or by financing provision of services.
  2. tobyjugg2
    Battery issues are known issues with samsung tabs, but the length of time makes it problematic. A number are detailed on various android forums. Sometimes they appear dead, but aren't. Plugging in the samsung power supply and pressing the start button while holding the up volume will cause the charging icon to appear and then it will start on a second press of the power button after a few seconds. Using boost chargers will cause issues with any battery. Allowing batteries to go dead, or leaving them on charge for long periods will also cause issues as they do with laptops. What is the precise nature of the problem?
  3. tobyjugg2
    I can understand and even accept the £25 administration charge for changes to policies, even when honest mistakes are made by the customer. Some online accounts do not charge admin fees for changes now. What I can't understand is how a higher number of years no claims can equate to a higher premium (the £152) rather than a lower one with everything else being equal. Especially as HD are only apparently interested in up to 9 years NC so a year extra in those Am I missing something?
  4. tobyjugg2
    Paragraph 1 - I agree. Paragraph 2 - I agree except that there should be no prosecution in the case of personal choices as apposed to major corporate or governmental policy. Paragraph 3 - I would phrase it: I don't believe in any deity but if I worked in a cake shop would I refuse to decorate a card with religious symbolism or words? I would NOT but others, for example those with strong religious convictions may do. I don't understand what you are trying to state in the last paragraph silverfox. Lets be clear that we are NOT talking about people being attacked here. Anyone arguing that the refusal is an attack should ALSO consider that the refusers moral beliefs are being attacked, something I consider far more important than any desire for a cake, whether I believe in those morals or not.
  5. tobyjugg2
    With due respect silverfox, that wasn't my question, although its an excellent point that in this particular case they should not be forced, but in the case of the cake they can. I wasn't looking for interpretations on the law, but to peoples beliefs on whether it was right. It seems to me that sabresheep, despite TALKING about peoples rights, is only interested in gay rights no matter the impact to others. Now to me, that seems to be the exact opposite of what is actually right. NOT because it is gay people, but because it is a minority enforcing their wishes on others. I would feel the same way no matter who the 'group was' (and to clarify I would have baked a cake for them and wished them all happiness in their future - UNTIL they tried to force their wishes on others, at which stage I would appose them with my best endeavours)
  6. tobyjugg2
    Marriage in a church was exactly the moral question I raised, which you have twisted into something else. You even quoted me in post 20 here before ranting off at a tangent. I'll copy again the exact words for you (no doubt to squirm away from again) "So who would think it right for a Christian or Muslim or whatever church, with strong beliefs on the sanctity of marriage between a man and a woman, to be forced to hold a marriage ceremony for a same sex couple?"
  7. tobyjugg2
    As you have created the repair/install discs The windows install generally makes a backup of your current install in a folder. You can select repair from the install as a first try, which will attempt to repair any broken files on the install.
  8. tobyjugg2
    That will be why your key press on starup recovery does not work unclebulgaria67. Creating the discs always (to my knowledge) removes the recovery image from the machine as required by MS so as not to have two copies,. Silly I know as you can, and should then copy the created disc in case of damage.
  9. tobyjugg2
    That also goes both ways How can marriage in a church predate the church? I'm not saying they shouldn't celebrate or mark their partnership, just that they should not be able to force others to celebrate it against their beliefs. Where would that end? I don't believe the same sex couples' rights should be impacted, but neither should that of the church (in this example) else the same sex couple (or their pressure groups) is imposing the same sort of forced behavior that they have MOSTLY rightly complained about for so long. To use your words - where does it end. YOU sabresheep are demonstrating the ones sided fanatical thinking and twisting of speech which causes these problems in all areas, not resolves them.
  10. tobyjugg2
    Did Spock say 'The needs of the few outweigh the needs of the many...? Now we know bankers and politicians adhere to that belief, do we really want the list to grow? Live and let live is a philosophy which can only come from within, and does need to be mutual.
  11. tobyjugg2
    Would it be worth while copying the letter (just) to popla as further evidence of misconduct?
  12. tobyjugg2
    As I am starting to realise. If it wasn't for the fact that fully comp is only a few quid more than third party for me I wouldn't bother with what i have seen happen here. Mind you, the one claim I have had in the last 20 years was a major disappointment. It got AA insurance added to my very short 'never use these bar-stewards again' list. Its likely I was living in blissful ignorance of what would really happen. A sucker to the sales spiels. (( Mind you if I had had more accidents, the list would likely be longer it would seem. add addendum unclebulgaria67 Is there a list of companies who do 'do it the old way' internally without selling you to companies like Albany who reportedly mainly muck you about to increase the costs and profit?
  13. tobyjugg2
    So who would think it right for a Christian or Muslim or whatever church, with strong beliefs on the sanctity of marriage between a man and a woman, to be forced to hold a marriage ceremony for a same sex couple? Now I think that same sex couple, like everyone else, have the right to make their own lives however they see fit .... as long as it doesn't negatively impact others lives, and gay, straight or whatever, no-one should be forced to serve others in ways that offend their own sensibilities. We can all take our business elsewhere. Forcing service makes resentment, not compassion. (LOL I just noticed that my spell checker flagged muslim (without capitalisation) as an error, but not christian)
  14. tobyjugg2
    LOL Please don't do that, if it does anything it will be destructive. The graphics chips need to be desoldered and resoldered with a proper rig, which applies heat very locally to the chip. No idea what the aluminum tape is suppressed to do other than short everything out. :/ Some chips do have an aluminium foil and heat sink compound between the chip and heatsink to make a better connection. (Its better with decent heatsink compound and no foil, but the foil is easier on manufacturing assembly) The power jacks are often a simple fix, and many are on a cable which plugs into the mainboards. Even if not a plug in, a competent electronics solderer should find little to challenge them.
  15. tobyjugg2
    If you look in 'event viewer' for the red items it may give you an idea what was happening. Resoldering the graphics chips, quite common with a number of nvidea graphics chips, can be relatively expensive given that new laptops half in price every 2 godzillabits of nanoparsecs, and second hand laptops sometimes seem to half in price with every keypress :/
  16. tobyjugg2
    Did you try moneysaving at all? A number of quotes on moneysaving were far cheaper than any on gocompare or the meerkat for me. The latter two were much the same.
  17. tobyjugg2
    It seems a little unclear to me who you are dealing with James. HD? or Albany on HD's behalf? From the other folks experiences with no fault accidents under HD (managed by Albany) reported here and elsewhere, it would seem it *might* be worth your contacting the other parties insurance directly and considering dropping Hastings/Albany out of the picture as much as possible if the contact goes well. I know that you are probably like me and think that when you pay for fully comp insurance you shouldn't have to deal with this sort of crap, but it would seem with HD a personal approach to the other insurer should be considered.
  18. tobyjugg2
    Rather rich given that HD reduce their customers over 10 years NCD on a regular basis per reports here and all over.
  19. tobyjugg2
    Thank you for those clear responses
  20. tobyjugg2
    Thank you for that response. From reports here, it would appear that at least some of your contact representatives are misrepresenting your organisations relationship with Hastings on contacting Hastings customers. Are you addressing this issue? Can you also confirm whether there is a choice in using you, or whether Hastings uses you exclusively in any circumstances? And from Hastings (despite what they reportedly claimed in the first post in this thread) http://www.hastingsdirect.com/car-insurance/accident-etiquette.html Making a claim The main priority is to settle the claim and repair the vehicle. If you were not at fault for the accident then your insurance company will try to retrieve the costs from those responsible. If that proves successful then your no claims discount will not be affected.
  21. tobyjugg2
    So you do have a formal relationship with Hastings, rather than Hastings simply selling you their customers information, and you ARE a representative of Hastings despite your contacts first words to customers reported claiming you are nothing to do with Hastings?
  22. tobyjugg2
    It should not include generic "we will pass your data on to third parties", it usually does say something like we may notify you of other services you may be interested in from selected partners if you have notified us this is OK, they do and should include 'used for fraud prevention etc Lets not forget Albany would seem to be saying that they have nothing to do with HD, yet HD would appear to be telling customers they have to use Albany. There would perhaps seem to be some potentially regulation breaches there at the least. Beware the difference between approved 3rd parties eg approved repairers, paid for insurance add-ons to policies, and an insurer not just fobbing you off when they get away with it, but breaching data regulations and duties. I still want to know what is Hastings official stance regarding Official statement of their Relationship with Albany given the contradictory statements reported by customers The disclosure of customer confidential data to an external company I'm building up to an ICO complaint, or worse - trying to get it on a TV program.
  23. tobyjugg2
    If I only used the meerkat comparison site, I would probably be able to get cheaper direct quotes somewhere, but using multiple comparison sites has always been the best options from what I have experienced. Even the 'beat any quote (by a penny)' direct companiesc would not go anywhere like as low without the comparison sites driving the competition up and the prices down. There will always be exceptions, but consider how many sites you could realistically ring and how many you would miss without the comparison sites. You can be certain those exceptional deals would not be there, or findable without the higher competition. I remember the days when you used to ring around a dozen companies to get quotes, and then 3 months after you had bought one, hearing someone say they got a better deal elsewhere, which wasn't there next time your renewal came up. Even with the fiddling going on, I have absolutely zero doubts that getting good insurance quotes is far easier and better since multiple comparison sites started up.
  24. tobyjugg2
    Congratulations, Thats got to be the widest % margin I have ever seen between a cheapest and the next cheapest for car insurance based on them all having the same information. I thought my recent 40% difference between the (poor) best on the meerkat and the best on moneysaving (although there were lots of others near the price on moneysaving) was epic. You hammered it.
  25. tobyjugg2
    [/url]unclebulgaria67 Just be careful with that standard windows install as you can easily overwrite the ASUS recovery partition in doing a standard install permanently losing it.

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