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  1. Hi I have been involved in very minor car incident where I slightly touched the bumper of the car before me. This was on traffic lights and no damage was done at all (not even a scratch). But the other driver registered this incident with his insurance company and there is a claim case created with my insurance company as a result. The other driver didn’t actually claim any damage and my insurer advised that if there is still no damage claimed after 6 months I can keep my No Claim Bonus intact (the incident happened 11 months ago). Now, I received a renewal quote, which is much higher than
  2. I left lloyds in June 2017, I was made aware that I may not receive my bonus and expected not to. I however did get paid my bonus for 2016 which I worked in full, worked my notice period in 2017 and thankfully left the bank. No one mentioned about this being paid back. Over 2 months after I left I then started receiving letters explaining I now had to pay back my bonus and that lloyds had paid it in error. Am I legally bound to pay it back seeing as they have paid it in error. As it's taken them 2 months to let me know I have now spent the money and am therefore not
  3. Where to start! We have had our car insurance with GoGirl. Someone made a fraudulent claim against us saying we'd hit them with our car, when we hadn't. Their investigators came out to inspect the car, found nothing and left. That was the last we heard of it. Until last month. Our car insurance is due for renewal, and to cut an horrendously long story short, we can't renew our insurance with our 2 years no claims bonus because of this claim. I've told GoGirl the claim was fraudulent, but they just said that because the claim wasn't followed up it was 'settled as no-fault'. Howev
  4. Posted on behalf of a family friend who is employed as a wagon driver and normally receives a monthly bonus of £500 which is due this Friday. He has been handed a letter today which he was told he had to sign to continue receiving the bonus. The letter contains conditions which he feels are unreasonable and he feels are an attempt to avoid having to pay the bonus. These conditions include: The vehicle must be in immaculate condition inside and out at all times. (The role includes delivering blocks and concrete to building sites.) Your attendance during the month must be 100
  5. Hi all, I'd be really grateful for some advice on the following please.. Email 'Subject to Contract' from July 2015 gist as follows: 1. Annual basic salary of £XX,XXX 2. Annual performance related bonus of £XX,XXX (providing OTE of £XX,XXX). As discussed, your first quarter's OTE of £X,XXX will be paid to you regardless of the sales achieved during this period subject to satisfactory completion of the three month probationary period. 3. Statutory holidays plus 20 days per annum vacation. Official working base XX, formally confirm acceptance of this post and a full contr
  6. Hello Caggers Does anyone know if the Christmas Bonus of £10 has been withdrawn this year or subject to some DWP messing about with the dates it is paid? I am currently receiving Contribution Based ESA (SG) & DLA LRC & LRM I have checked back through the year and the only variant in payment was in April when the annual uprating happened of £1 per fortnight. I asked at the Post Office last week and they knew nothing about it. Last year it was paid on 1st December. I keep all the receipts. I am reticent to call the DWP as my 2 year deferra
  7. Just a quick question, probably a simple answer. I get paid a yearly bonus, this year it was close to £3000, but I've only ended up with £1800 home. My pay is in the region of 30k. Why am I taxed so heavily? I know I'll get taxed on all of the bonus, but it seems way more than the 20% tax rate. Is it because the system is assuming I'll get paid at that rate for the remainder of the tax year, and I'll get some back next month? or what's going on??
  8. Is it true that translation is needed as with translation the stamp of certification by the french insurer is not included, which is required for authenticity. Does anyone know the method of transference procedure or had this experience?
  9. Hi Was just wondering if anyone has had a letter from DWP saying that they haven't paid the Christmas bonus between 2009-2013. I thought you only got one £10 per year no matter how many benefits you were on. My husband gets PIP (DLA from 2009 - 2015) and CB ESA and I'm sure we got this added into his DLA each Xmas.
  10. I am very upset after reading the email from Hastings Direct Smartmiles, threatening to take £152 from my credit card and if I don't pay up, they will ruin my perfect credit history. I made the mistake of putting 8 years No Claim Bonus instead of 9 and the woman operative told me that according to the live rate this moment, I will have to pay £159.53 (£25 admin fee) on top of the £800 plus I paid last month (my son is 19). I was very shaken. I kept telling the woman that I did not inflate the figure with a view to lowering the premium. I made a genuine mistake of giving 8 years instead of
  11. Hi all can anyone tell me if an employer can stop a bonus for a period complete. I get a 3 monthly bonus paid for attendance and figures . my employer has written to me today and told me i will not get paid for the period oct-dec 2014 or the period jan-mar 2015 . I can tell you the bonus is not linked to my contract. They claim that their budget has not been achieved in this period .
  12. Does anyone know anything about the £10 Christmas Bonus, as one or two people I have spoken to have not received it. I read somwhere that it had been scrapped as long ago as 2011.
  13. I worked for the Halifax then Lloyds Bank for over 6 years. To clarify, I work in IT earning an average wage, I am not a banker crying about a 7 figure bonus or anything out of the ordinary... In 2013 my performance was such that I was awarded an annual bonus, part of it paid in March and the remainder in May 2014. Knowing that they (the bank) lack morals of any sort I specifically called HR and checked that I was still due my bonus, all I was told was that if I handed my notice in before the bonus was paid I would forfeit the award.. .. I also checked the HR bon
  14. On the 30th of June. I handed in my two week notice at work. To my surprise I was asked not to come back (after further questioning I was told it was because I was a system administrator for their database) and to also hand it my ID and door key. I was told I would be paid for the 10 days of my notice. When negotiating my salary I was told by my manager that they could not increase my salary but will offer me 2 bonuses. First installment, on the 1st of July and the second next year January. Quote from a written e-mail from my boss "Please be aware that from July 1-2014, after yo
  15. I've just applied for DLA for my three year old son due to his developmental problems. I'm not sure he'll qualify but my Health Visitor and his Social Worker seem confident he will be awarded something. I'm a single mum on full benefits. I get Income Support as a Lone Parent, Child Tax Credits, Child Benefit and CSA off his dad. Do I need to inform any of these that I have applied for the DLA or do I just wait to see if he is awarded anything? (His dad is aware of the application so no doubt has already informed the CSA in the hope it will reduce his payments)
  16. Was chatting to someone online who mentioned they had not received a letter saying they would be getting the christmas bonus, I had not got that letter either, just hoping it had gone in anyway, got round to phoning the Benefits office today and yes I had not been given the bonus and they dont kbnow why, so if you think you are entitled to the £10 bonus and not received a letter saying you are getting it you should phone them up and check, i know at least 2 and maybe more who have not got it when they should have
  17. Sorry I know this is only a minor thing, but have those entitled to this £10 received it? I get high rate DLA and in ESA Support Group but had no letter or payment.
  18. I work for a large company in the UK. I recently discovered that most of my departmental colleagues are part of a bonus scheme, which is part of their contract. On reviewing my own contract, there is no mention of the bonus scheme and it was never communicated to me on commencement of employment or during my 18 months with the company. It seems that the bonus scheme was excluded from my offer of employment but was included in many people in similar roles employed before and after me. Although everyone has different jobs, we all work for the same department and I don't think the
  19. Hi Hope someone can answer my question. My current insurer is asking for proof of my No Claims Bonus from my previous insurer along with Claims History for last 5 years. I am about to send off proof from my previous insurer but it only confirms number of years no claims, nothing else. I have never had a claim with any insurer so I'm hoping this is all they need! Could someone just put my mind at rest as I don't want my insurance cancelled. Thank you.
  20. hello all, the company i work for give its employees 1 service days bonus for every 5 years worked. in my renumeration package letter in october 2012 it stated that i would now be entitled to a service bonus of 3 days pay as i have been there over 15 years. which is worth approx £360. however due to the retail downturn , the company informed all its employees in november 2012 that this would be suspended for 12 months. have i any grounds for complaint , as its regarded as a service bonus , even though it stated the bonus as part of my annual remuneration package.
  21. This has made me:mad2: to say the least http://www.independent.co.uk/voices/comment/how-can-the-atos-boss-get-a-bonus-of-1million-while-disabled-people-suffer-8374083.html
  22. Hi all, I'm wondering if any of you can provide any advice. I started my new job in July as a manager for a financial services group and was told I was on a 3 month probationary period. This was fine by me and I got to work, having no issues or anything since then. One senior manager however, has made my job really difficult in that he's extremely lazy and incompetent (this is the general view of him across the office) and has used me as a crutch to get the silly jobs he doesn't want to do, done. This has affected my productivity, however nothing has ever been said to me so I as
  23. I am hoping to resign from my current position in the New Year to move to a new job. I get paid a bonus almost every quarter and have done for the last 10 years. The next one is due in January. This is not in my contract and depends upon how successful sales have been. Notification is via email in the form of a one liner: I’m pleased to advise that you will receive a bonus of xxx this month. If things follow previous quarters I will receive an email on the 10th of the month and the payment reaches my bank account on or before the 21st although contractually our salary do
  24. Hi everyone, good morning. Wondering if anyone can explain if no claims are transferable from overseas? I have a friend who has just bought a car and wants to start driving but the insurance companies are being difficult. She has been driving for 7 years in Spain and has 7yrs NCB, therefore can this be transfered and recoginised by English insurance companies? I would have assumed so because of EURO UNION? Look forwards to any advice Best wishes BB
  25. when i accepted my bonus, i signed an agreement saying i would pay it back if i left the company within 3 years, (pro-rata per month). my now ex-employer has sent me an angry letter, vaguely threatening me if i don't repay the sum within 14 days. question: what can they do? can they send it direct to a collection agency, or does it have to be judged by a judge first? in my opinion, (and the reason i haven't repaid it) just because i signed the agreement (i had to or they wouldn't give me the money) doesn't mean they can reclaim it. that's my bonus - i earned it by working hard.
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