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    • Hello I am a resident of a communal block of flats owned by a Housing Association and since Tuesday 14th May 2024 Matthews and Tannert had put up scaffolding for a job on the roof last week, which was up for the best part of nine days. They had removed the scaffolding on Thursday 23rd May 2024 but my Sky box is still not working because of the satellite dish outside, and I was wondering whether the scaffolders had touched the dish while it was there and as a result had probably knocked the dish and probably made the dish go out of signal or whatever. I needed someone to check this out as well as to see my Sky box to see what could be the problem, and hopefully sort this out. I have had my Sky Digibox for many years and I have got recordings saved on them that I have had a long time - it would break my heart if I had lost them forever.       I contacted Sky but I almost made the mistake of accepting an offer where I would have to pay £31.50 and wait a whole month without television in my front room for it. I am in debt at the moment and I don't want all this on top of everything else - thankfully I have since cancelled it two weeks later when I told the person on the phone that it is the dish which is at fault as well as the fact that I live in a communal Housing Association property, and so that is one of very few weights off my mind. I emailed the Housing Association's Repairs department and they said that they will contact an electrical company to come out and see to the dish outside. I received a telephone call on Friday 24th May from the man to say that he will arrive on Wednesday 29th May 2024 to do the job. He arrived at around 9.40 am on Wednesday as promised; he went into my flat and had a look at the Sky box and saw the blue screen on my front room TV set, indicating no signal. He also looked outside as to where the dish was.  The main problem was that the ladders that he had with him were not enough to reach the dish outside as the dish was towards the top of the building - obviously the Health and Safety aspect of the job didn't allow him to do this. He then mentioned that whether he could do the job as a result of getting onto the roof and doing it like that as the dish is closer to the top. He said that he needed the key to enter the loft part of the building in order to reach this, and he needed to contact the Housing Officer at the Housing Association who had key to this, but lo and behold, he came on the Wednesday to do the job, and guess what? Wednesday was the Housing Officer's day off and so therefore he was unable to contact him for the key so that he could do the job! I just couldn't believe it myself. I am personally annoyed because this has not been sorted, and the man who came to do this is also annoyed because he came all the way to Nottingham from Peterborough, and he said to me that he won't get paid if he cannot do the job, so you see, we are both angry about this for different reasons. We are both in the same boat with regards to frustration, and we both want to see a conclusion to this, once and for all. Sometimes I wish that I didn't live in a flat which is in a communal building and I am thinking of getting a transfer to a one bedroom flat that isn't in that sort of place. I pay around £85 a month in a Direct Debit to Sky to receive their TV services which I cannot use at the moment, and I don't have much money in my bank account as it is due to one thing and another. I also pay nearly £14 a month to TV Licensing so that I can legally watch TV in my front room. I pay for Sky hence the fact that I want the Sky service in my front room and not Freeview. Also, as the General Election is coming up in five weeks' time, I want the satellite TV to be working properly so that I can catch up with what is on the news channels, and I feel rather "cut off" from that at the moment, and I want it working in time for Thursday 4th July 2024 for ovbious reasons . I have Freeview in my bedroom, but that is not the point  - I don't want to be limited to my bedroom every time I want to watch TV. I have tried putting the Freeview in te front room but it doesn't seem compatable for the same uses that I usually have Sky for.  Sunday 9th June 2024 is Day 27 of the satellite TV not working in my flat, and I feel that something needs to be done about this. You can take this message as a complaint if you like, but nevertheless, I want this message to be acknowledged and also something to be done about what has happened. I have enough on my plate with regards to health problems and depression without things like this making things worse. I would appreciate it if something was done.  I don't like naming and shaming but it is Matthews and Tannert's fault that I am in this situation in the first place, and sometimes I wish that I could sue them. In a nutshell, I have had more than enough after being without TV in the my front room for nearly four weeks. Also, at a time like this, I am missing so much of interest on TV what with the General Election comning up in just a few weeks.
    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
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VCS ANPR PCN claimform - berkeley precinct sheffield


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hi,

i sent letter as mrs o'frog suggested and blocked their emails.

i have now received a detailed  letter from them which in brief states.

 

wont accept appeal

will continue to pursue assuming  i was driver on date until evidence/info to contrary is provided

signs on site meet requirements of ipc

unable to provide machine details, due to data protection

vcs member of ipc, and not bpa

reviewed case and satisfied charge notice correctly issued

rejected appeal so charge will stand

 

options given:-

pay by 29/03/2019

or

appeal to ias

 

please advise as to next  step to take

 

thank you

 

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ignore now

until/unless one of their favourite paperwork only fake/tame solicitors send a 'letter before/of claim'

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ignore everything until you get a letter before claim/action (whatever wording they use). Expect some scary letters from debt collectors with lots of red ink, but just laugh and file - they have zero powers to do anything. In the meantime it's wasting VCS's money for being so silly.

 

Under no circumstances do you appeal to IAS. They are not independent and will reject, simply handing VCS a piece of paper to wave in court as proof that the "independent" IAS agreed with them that the charge was due.

 

When (if) you get a LBA you throw everything at them.

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hi,

i keep taking out their letter and pondering over it, i have read other posts , some of them win and some lose at court.

 

i dont know if  i will have enough evidence to back me up at court, as my only defence is

late receipt of original letter ( as there was no date stamp on envelope). dont know how i will be able to prove this.

and not driver at time of  incident.

i am not very good at talking and panic, i already have high bp and heart related illness.

should i just ask driver at time of incident to pay,  (if they agree to do so ).?

Edited by rabialioness
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No!

  • Haha 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Put the letter away and get on with your life.  

 

Follow the advice of ericsbrother and Mrs O'Frog. You have a complete answer to any potention court claim if they pursue you as you were not the driver and they have not complied with POFA2012 to create Registered Keeper liability.

 

These lowlife PPC's rely on 'worrier' victims such as yourself who read their letters without seeing the errors that they make. dx100 can be a bit brusque in his replies but is nonetheless correct. 😡

 

 

My time as a Police Officer and subsequently time working within the Motor Trade gives me certain insights into the problems that consumers may encounter.

I have no legal qualifications.

If you have found my post helpful, please enhance my reputation by clicking on the Heart. Thank you

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1 hour ago, rabialioness said:

hi,

i keep taking out their letter and pondering over it, i have read other posts , some of them win and some lose at court.

 

i dont know if  i will have enough evidence to back me up at court, as my only defence is

late receipt of original letter ( as there was no date stamp on envelope). dont know how i will be able to prove this.

and not driver at time of  incident.

i am not very good at talking and panic, i already have high bp and heart related illness.

should i just ask driver at time of incident to pay,  (if they agree to do so ).?

 

To add to what Gick just said. Well, we would say not to pay. Ericsbrother told you that they can't take you to court if you weren't the driver on the day and you don't have to tell them who was.

 

It's up to you to decide if you want to fight this if it ever gets to court or fold as the PPC would like you to.

 

HB

Illegitimi non carborundum

 

 

 

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understand that these bandits can only make money by making mosleading statements and bullying. You know they are in the wrong but you also knwo that they wont make any money of they do the honest thing so unfortunatley they may very well take you to court in the hope that you wet yourself and pay up. You also know that the amount they are demanding isnt a lawful sum because the POFA limits that and as you werent the driver they cant lawfully pursue you but again that wont stop them.

 

This does mean that they may take you to court and then what? well they wil have to pay for that pleaseure, follow certyain procedures and then turn up at your local court on the day and present a case to a judge that is wholly compelling. We already knwo that they dont ahve a compelling case so doing all of this will just cost them more money for no return on their investment. It would also strengthen your case should you decide to sue them for breach of the GDPR (telling lies to get your keeper details) but that is some distance away as far as this goes.

What you must do is understand it is all for them to prove their claim, you have your answers and it wont cost you anything.

 

You dotn need to be good at talking, you will submit your evidence and statements beforehand and all you have to do is be able to read from it. You can also take along a friend or lay representative if you wish, there are people that do that for next to nothing and they get their travel costs back from the claimant anyway along with yours. We will support and advise you shoudl they decide to try and look tough and start a fight they cnat win. You just need some self belief.

 

the only time we have recommended anyone to name the driver is when the driver has wanted to take on the fight or when the driver has died and thus all liability with them (only 1 case!) Other than that,  we advise peopel to stick to their guns as the more peopel do the right thing then the less likely the parking cowboys are going to continue to do the wrong thing and lose money by doing so. They only act the way they do is beacuse peopel do pay them whether they actually have a claim or not.

 

If I sent you a demand for £2000 for no reason you would certainly fight it but because the amount is say £100, most people can afford to pay that and do so and whine about it afterwards. we want the parking co's to behave properly, if they do that then we dont need to exist as helpers and commentators or their activities.

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The crew is right do not pay, if you had been a copper in a police car parked up on a call in the precinct and it overstayed, VCS would send the police an invoice and they would likely tell VCS to Foxtrot Oscar.  they will do their best to make you pay, if an LBA arrives one of ericsbrother's acidic responses should discourage them from trying to sue you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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thanks for all the support to everyone who has replied, you have boosted my confidence and i will take your advice.

 

brassneck, - your Foxtrot Oscar made me chuckle and brought a smile to my face. - thank you, first time i've come across this.

 

i did not mind dx100's reply at all, in fact i was rather amused by his/her brusqueness. (think thats right word).

 

think i've been watching too much of ---'can't pay , we'll take it away'--- and didn't want bailiffs landing on doorstep.

 

 

 

 

 

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stop watching silly tv progs

they are nothing to do with speculative invoices...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The muppets DCBL on can't Pay will be having some issues of their own shortly, and a  PPC is unlikelyto get a judgnment that they can push through High Court as it needs to be over £600.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • 4 weeks later...

I have received demand for payment letter  for £160

stating if payment not made by deadline for action, legal proceedings through county court will commence and solicitors fees and court costs will be added. 

 

They have also made ref to case of parking eye ltd vs beavis 2015

 

Feeling nervous now

Please advise

Thanks

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So youve nor been reading up then.??

unless its a letter of claim from one of their favourite fake/tame paperwork only solicitors..you ignore them.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so you have read the entire transcript of the Beavis decision then?

 

nor have they. Beat them at their own game and read it and you will see that there is little that is relevant as far as current advice goes. Basically it says that parking co's dont have to show a schedule of loss to claim their money for breach of contract as long as the (what was a penalty) charge is not unconscionable and that was originally said to be £80.

 

Nowhwere does it say they can break the law by adding  another £60 unicorn food tax just because you didnt pay up when they first said you should.

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  • 4 weeks later...

again....have you not been reading up in the downtime?

cag is self help too.…..

 

plenty of the short sharp snotty/insulting EB letters already here to choose from for your situation.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i have been reading some posts relating to this matter, however, none of the situations seem similar to mine.

 

i have not received request for a letter, but there are some income/expenditure forms and a 'reply form'

 

what does 'cag'  and EB mean?

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CAG is Consumer Action Group, this Forum, EB is ericsbrother who has posted many letters that rebut the PPC's ground for claim.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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how about this as a response.

Dear Simple Simon,

you know damned well that you have no cause for action but your recorded and ridiculed belief that you know better than judges do will no doubt cloud your judgement on this matter and you will be likely to start a civil claim against me anyway. Tht is fine by me, I look forward to a day out at your expense and am minded to counterclaim for breach of the GDPR just to ensure you dont drop the claim when it becomes obvious that I am not going to wet myself and pay up. I will remind you that VCS v Phillip is the persuasive case for quantum of damages  and Vidal Hall and others v Google for the case law to allow me to bite you back in the first place.

I look forward to common sense overriding your avarice and that this is now the last that will ever needed to be said on the matter

 

 

 

stop hiding in fear and come out into the sunshine

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next step?

do i leave the LBC to one side and not reply to it, or reply using above script and fill in the income/expenditure form,

 

or as i have read on another thread

go to moneyclaim website and do the AOC

 

i have not received any court documentation as yet

 

received LBC,   standard financial statement,    and a reply form, which asks,

do you owe debt

 

owe some debt

 

dont know wether i   owe  debt

 

i dispute debt.

 

 

 

 

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