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    • Please see my comments in orange within your post.
    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.   House or Flat? Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Again, points as above. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) Why serve a delapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease. I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to buy the freehold of the property. It's normal, whether it is a "normal" leaseholder or a repossession with a leasehold house, to claim this right of enfranchisement and sell the property with said rights attached and the purchase price of the freehold included in the final completion price. That's likely what the mortgage provider wished to do. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Redact and scan said evidence up for others to look at? Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. So this is dealt with then. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.  You wouldn't vary a lease through a lease extension. You'd need a Deed of Variation for that. This may be done at the same time but the lease has already been extended once and that's all they have a right to. The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved. The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there. Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Euro parking Services/Gladstones Claimform - for PCN


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That sign on its own has no effect. If the terms/conditions were viewable nearby then both might form an offer.

 

But you would need to post up the other signage.

 

No expert on this. Others on here will be of more help, if more information is provided.

We could do with some help from you.

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The other signs are on walls around the car park, they are claiming no permit although the driver has a permit.

 

Was the permit displayed ?

 

Is this a car park they normally use ?

 

What is the story ?

 

Who owns the land ?

We could do with some help from you.

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I understand they didn't display the permit.

 

They use the car park every weekday as it is at the rear of their office, its used by all the office staff.

 

They got a ticket for failing to display permit even though the warden knows they are allowed to park there,

then came ntk,

they ignored this

 

 

Gladstones got involved,

they wrote back to Gladstones denying the debt claiming 'no keeper liability' due to defective ntk,

then came court papers.

 

The land owner changed recently and they don't know who now owns it but still have a permit.

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The notice shown in your first post doesn't establish a contract.

It says that there are vehicles allowed (pre-authorised or with a permit), and thus others are not allowed. It also refers to the full T's & C's.

 

The 2nd sign in your 2nd post is the one creating an offer to treat, which if accepted (by parking : other than preauthorised or displaying the permit correctly / within their parking rules) creates the contract.

 

One might argue that with no permit the first sign means the car driver had committed a trespass to land, preventing a later contract being able to be formed as the trespass is unlawful. However, this won't help the person who had a permit.

 

With a permit, the 2nd sign can create a contract, once their offer is accepted (by parking and remaining parked if the signage was adequate).

 

Was there a NTD? (Ticket left on the car - rereading it seems likely there was)

What were the dates of parking / the dates of the NtK? The NtK may be noncompliant if sent in the wrong time frame.

 

Do they make any mention of an appeal service?

 

Even if they might establish a contract, their NtK would have to be compliant with POFA if they want to pursue the Registered Keeper.

Will they be able to identify the driver? (DON'T identify the driver!)

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I understand they didn't display the permit.

They use the car park every weekday as it is at the rear of their office, its used by all the office staff.

They got a ticket for failing to display permit even though the warden knows they are allowed to park there, then came ntk, they ignored this and Gladstones got involved, they wrote back to Gladstones denying the debt claiming 'no keeper liability' due to defective ntk, then came court papers.

The land owner changed recently and they don't know who now owns it but still have a permit.

 

So they defend the claim on the basis of having a valid permit to park on the land and that even if the permit was not displayed, the warden who checks on cars would know the car has a permit as the parking space is used on a daily basis.

 

Can you post up the particulars of claim and those more knowledgeable will respond further.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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And after all this, theres the whole supremacy of contract thing too. You work there, You are allowed a space.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I've spoken to the person concerned and it turns out they didn't have a permit at the time the ticket was issued, apparently the warden said he was fed up with ticketing them all and so gave them a permit.

The NTK said quite clearly that the time to appeal had passed so would not hear an appeal.

 

Dx I will fill that in when I get home this evening.

At no point has the driver been disclosed to them

 

I can post up the ntk also when I get in.

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SO hes admitted that he falsely gave everyone a ticket?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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the signage is prohibitive so there is no contractual consideration so no breach of contract.

 

 

This means that without a permit the motorist is a trespasser and only the landowner may sue for damages. not some mickey mouse parking co.

 

So, a skeleton defence should include the points that

1/ there is a supremacy of contract,

2/there is no keeper liability as the protocols of the POFA have not been adhered to and

3/ there was no contract to consider or breach so there is no cause for action by the plaintiff.

 

They know they will lose because there are bags of cases on the same point where the parking co got spanked, including several of Gladdys clients.

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Many thanks ericsbrother. The person with the claim form gave me this after I asked them to fill in dx100uk form...

Date description amount-due date

08/04/16 Fj63Eto/21015 £150 6/5/16

Total due - £150

Claimant claims

The claimant claims the sum of £152.73 for parking charges and indemnity costs if applicable including £2.73 interest pursuant to S.69 of the county courts act 1984 rate 8% pa from dates above to 28/07/2016 same rate to judgement or sooner payment daily rate to judgement 0.03%

Total debt and interest £152.73

 

When does the defence have to be in by please?

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whats the issue date of the Claimform [top right]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so 33 days from that date

whereby that is count one of the 33

 

 

has the claim been ack'd on mcol website

defend all yet?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well you should be able to pop back on to mcol

and select defend all

and leave jurisdiction unticked to

couple of screen to click thru then confirm.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the other signs say that terms and conditions apply.

 

 

These are not offers of a contract but "invitations to treat" so makes the claim even easier to defend.

 

so, if you want a couple of bullet points to use now then the following will do.

 

There is no contract offered so no cause for action by the plaintiff.

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no...by 4pm 30th..read post 18

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Is this ok to send?

 

 

 

 

DEFENCE

1.The terms at the car park do not for a contract, there is no contract offered so no cause for action by the plaintiff. The defendant refers to the

Consumer Rights Act 2015 which supports a consumers position in

that the signage failed to make any obligation and/or risk of

penalty prominent.

 

2. A clear sign stating the terms and conditions at the entrance

to the car park is a specific requirement that the claimant is

required to follow. This was absent therefore there was no contract to consider or breach so there is no cause for action by the plaintiff

 

3. The claimant is put to proof that it has sufficient interest in

the land or that there are specific terms in its contract to bring

an action on its own behalf. As a third party agent, the

claimant may not pursue any charge. It follows therefore that if a

debt exists it is owed to the landowner not the claimant.

 

4. I have reasonable belief that the claimants intention was not

to offer a genuine contract to park and that the main purpose was

to deter to enforce a penalty.

 

5. The defendant neither admits or denies that he was the driver,

the claimant has failed to meet the conditions of The Protection

of Freedoms Act to pursue her as the registered keeper of the

vehicle.

 

6. Even if a contract had been formed it would be void due to the

claimant not acting in good faith.

 

7. The defendant disputes that the claimant has incurred £50

solicitors costs to prepare the claim. The defendant has

reasonable belief that Gladstone solicitor did not prepare the

claim and did not therefore charge the stated amount.

 

8. The defendant has the reasonable belief that the claimant is

abusing the court process by using the threat of action to alarm

the defendant into making a payment that is not owed.

 

9. The claimant has at no time provided an explanation how the sum

has been calculated , the conduct that gave rise to it or how the

amount has climbed from £100 to £150.

 

10. The claimant has not complied with the pre-court protocol. The

particulars of claim contain no detail and divulge no cause of

action. The defendant has no idea what the claim is about , why

the charge arose or what the alleged contract was . There is

nothing that provides a basis for understanding why the claimant

has asked the court to order the payment. The defendant invites

the court to use its case management powers to strike out the case

as having disclosed no cause of action.

 

11. If the claimant is intending to pursue this claim against the

defendant on the basis that the defendant is the registered keeper

then the claimant has failed to show that the conditions for

recovering the charge under Schedule 4 of the Protection of

Freedoms Act 2012 have been met.

 

12. No evidence has been provided to show a valid Notice to Driver

was given to the driver in accordance with paragraph 7 Schedule 4

of the Protection of Freedoms Act 2012. Where a notice to driver

was given no evidence has been provided to show that a valid

notice to keeper was served in accordance with paragraph 8.

 

13. There is no evidence of any contravention at all.

 

I deny any liability for any sum being due at all to this claimant

and confirm that where stated facts are given within this defence,

I hereby confirm that they are true.

 

 

 


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