Jump to content


  • Tweets

  • Posts

    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2878 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

If they do go back to your works, which as said i doubt, and they gain entry to your property, they do not have to leave until they have conducted their business.

 

Did they enter the premises when the letter was delivered ?

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

  • Replies 208
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

If you can show that no other notices have been received before the visit, the fees are not chargeable in any case.

 

This is why I am asking about the previous notices, have you perhaps moved house or is there some other reason you did not receive them ?

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

I thought the letter you received was the first stage notice, but it seems not, as that would have to have the ammount needed to pay the debt on it, it would also mention the £75 fee.

 

So I am working under the subsumption it is a final letter from the EA at the end of the enforcment cycle. A last ditch attempt to get the cash before they send it back.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

How much do you think your tools are worth, that is how much would the raise at auction ?

 

Do you have any of them listed as assets on your annual accounts.

 

My tools are mostly plant and machinery and moulds. No other company would buy moulds. Kilns, plant and machinery would be difficult to find a buyer for as they are bespoke. Removal of most of these items though would require extensive changes to the building, which would not be allowed due to the listing of the building. Please understand this building is 150 years old, so you can't just go around knocking down walls to remove equipment. All original equipment was either built on site or the walls were taken down, which was the norm for this type of manufacture at the time. However this was all before it became listed. What could be removed is things like chairs, benches, racking could be taken down, and the usually stuff like screwdrivers, spanners just general tools, I wouldn't have thought would fetch much. The one thing that is worth the most is the huge extractor fan that once was used for all the building, that I use now. It would probably fetch around 3/4k at auction, however it was orignally installed in the 90's in the high ceiling of one of the stair wells just under the 3rd floor, it sits on 2 huge RSJ's. The owners would have taken it out himself and sold it if he could but the quotes to remove it were rediculous. If this was taken it would be impossible to run the business with no extraction, until it was replaced, but this would cover the bill. I specialist company could remove this without making any alterations to the building.

Link to post
Share on other sites

I thought the letter you received was the first stage notice, but it seems not, as that would have to have the ammount needed to pay the debt on it, it would also mention the £75 fee.

 

So I am working under the subsumption it is a final letter from the EA at the end of the enforcment cycle. A last ditch attempt to get the cash before they send it back.

 

Yes, I think this was established some time ago.

 

You can find out whether or not the warrant has been returned by phoning both the enforcement company and the council (I'd do both). You really do not want to throw money down the drain. Make it clear to the council you want to pay once the warrant is returned, an option I outlined briefly in my first response in post 2 which was dismissed as debt avoidance, but now appears the favourable option.

Link to post
Share on other sites

My tools are mostly plant and machinery and moulds. No other company would buy moulds. Kilns, plant and machinery would be difficult to find a buyer for as they are bespoke. Removal of most of these items though would require extensive changes to the building, which would not be allowed due to the listing of the building. Please understand this building is 150 years old, so you can't just go around knocking down walls to remove equipment. All original equipment was either built on site or the walls were taken down, which was the norm for this type of manufacture at the time. However this was all before it became listed. What could be removed is things like chairs, benches, racking could be taken down, and the usually stuff like screwdrivers, spanners just general tools, I wouldn't have thought would fetch much. They one thing that is worth the most is the huge extractor fan that once was used for all the building, that I use now. It would probably fetch around 3/4k at auction, however it was orignally installed in the 90's in the high ceiling of one of the stair wells just under the 3rd floor, it sits on 2 huge RSJ's. The owners would have taken it out himself and sold it if he could but the quotes to remove it were rediculous. If this was taken it would be impossible to run the business with no extraction, until it was replaced, but this would cover the bill. I specialist company could remove this without making any alterations to the building.

 

Soo there i nothing, they cannot remove fixtures. Did they have a look around and ascertain this on their first visit with the letter do you think ?

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

Yes, I think this was established some time ago.

 

You can find out whether or not the warrant has been returned by phoning both the enforcement company and the council (I'd do both). You really do not want to throw money down the drain. Make it clear to the council you want to pay once the warrant is returned, an option I outlined briefly in my first response in post 2 which was dismissed as debt avoidance, but now appears the favourable option.

 

Providing they tell you and you ring at the right time.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

Yes, I think this was established some time ago.

 

You can find out whether or not the warrant has been returned by phoning both the enforcement company and the council (I'd do both). You really do not want to throw money down the drain. Make it clear to the council you want to pay once the warrant is returned, an option I outlined briefly in my first response in post 2 which was dismissed as debt avoidance, but now appears the favourable option.

 

Why do yo not start another post,"what is debt avoidance", and leave this one alone.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

True, but not rocket science to keep phoning. It is Whitsend's right to know the status of her account.

 

So she does what phones both the bailf and authority every 5 mins and asks the same question in the hope that they tell her the truth.

No not rocket science, unless it was for a zeppelin.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

Why do yo not start another post,"what is debt avoidance", and leave this one alone.

 

I neither need nor want to. I mention it only because both you and Bailiff Advice mentioned it on this thread earlier on, otherwise it would not be an issue.

Link to post
Share on other sites

Would a bailiff really go the lengths of removing equipment using specialist contactors and lifting equipment, for a council tax debt. Obviously I can't prove this extractor fan belongs to my business as it belonged to the building when I moved in. The bailiff would need to know his stuff and follow the ducting to find it.

Link to post
Share on other sites

So she does what phones both the bailf and authority every 5 mins and asks the same question in the hope that they tell her the truth.

No not rocket science, unless it was for a zeppelin.

 

I think if both the enforcement company and the council deliberately misled their clients / residents, they would be in trouble. If calls are recorded, as many are nowadays, there would be solid evidence of this.

 

Sorry, Whitsend, but will be offline for a little while now. Will be back later

Link to post
Share on other sites

Soo there i nothing, they cannot remove fixtures. Did they have a look around and ascertain this on their first visit with the letter do you think ?

 

My employee was just inside one of the entrances when the bailiff came and didn't look around. However I have been told by the mechanic next door that he went in our other entrance first and wandered around first, before coming out and trying the second entrance, he also asked him if he knew me. He told him I would be around somewhere.

Link to post
Share on other sites

Ok

So the idea is that, both the EA and the authority are contacted, they are told that you were unaware of the enforcment being with the bailiff until the last notice.

However the bailff said that the account will be coming back to them in the next few days and she would then like to start a repayment arrangment with them.

Ask them to advise.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

I will be phoning both the bailiff and the council, and I will not make any payments until i have confirmation that the debt is returned to the council.

 

You really should not make any threats to them of further withholding payment , it is not a good idea. Dot forget it is you that owe the money to them not the other way arround despite what some may think.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

I will be phoning both the bailiff and the council, and I will not make any payments until i have confirmation that the debt is returned to the council.

 

Good as i thought , so they are unlikely to come back.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

I think if both the enforcement company and the council deliberately misled their clients / residents, they would be in trouble. If calls are recorded, as many are nowadays, there would be solid evidence of this.

 

Sorry, Whitsend, but will be offline for a little while now. Will be back later

 

Yes we know how scumbags record thing for later use.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

WARNING: Either assist the OP with there issue or stay off this thread, this is not a discussion area but an advice area.

 

Sorry to interrupt your thread whitsend

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

Yes we know how scumbags record thing for later use.

 

I of course use the word in its general sense not pointed at anyone in particular.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

Would a bailiff really go the lengths of removing equipment using specialist contactors and lifting equipment, for a council tax debt. Obviously I can't prove this extractor fan belongs to my business as it belonged to the building when I moved in.

 

The bailiff would need to know his stuff and follow the ducting to find it.

 

It is very clear that there are no real assets that can be recovered from the business so I really do think that you should not be worrying unduly on this point.

 

Commital will not be an option either.

 

I initially considered that an attachment against earnings could be an option and even more so when you stated that you are a Director of the Limited Company. I was then confused when you stated that despite being a Director, that you are instead 'self employed'. Accordingly, an Attachment of Earnings will not be an option either.

 

In 2014, bailiff regulations were completely overhauled and the position now, is that once an account is in the hands of an enforcement company, the amount of the debt owed includes bailiff fees. An enforcement company will typically keep an account for anything from 4-6 months. If they are unable to obtain payment, the account could get returned. If this happens, then bailiff fees are removed and the amount of the debt reverts to the amount stated on the Liability Order.

 

Contrary to internet advice, most local authorities receiving a returned account, will look at sending the account to their second choice enforcement company. Bailiff fees would then apply once again. Your account may be returned in a few days time or even in a month's time.

 

There is absolutely no need in your case to consider the rights of entry into your property and whether the enforcement agent has gained legal entry into the premises or whether you can demand that he leave. As you have stated, the building is vast and entry can be gained very easily in any event.

 

You have stated that you do not intend paying whilst the account is with the enforcement company. That must be your choice.

 

You really do need to ensure that you address the 2nd Liability Order with the council as you do not want to find yourself in a similar situation in a few weeks time.

Link to post
Share on other sites

I will be phoning both the bailiff and the council, and I will not make any payments until i have confirmation that the debt is returned to the council.

 

Good as i thought , so they are unlikely to come back.

 

Glad it is agreed this is the best way. There's no harm in any visit to your business premises as you have no assets which can be seized.

 

 

In 2014, bailiff regulations were completely overhauled and the position now, is that once an account is in the hands of an enforcement company, the amount of the debt owed includes bailiff fees. An enforcement company will typically keep an account for anything from 4-6 months. If they are unable to obtain payment, the account could get returned. If this happens, then bailiff fees are removed and the amount of the debt reverts to the amount stated on the Liability Order.

Given the letter you received, this is not insignificant in your case. In fact, t is highly significant.

Contrary to internet advice, most local authorities receiving a returned account, will look at sending the account to their second choice enforcement company. Bailiff fees would then apply once again. Your account may be returned in a few days time or even in a month's time.

 

"Internet advice" being advice received over the internet, such as this forum. This is a very strange comment.

 

It would be highly unusual for a case to be passed to a third enforcement company given the account has already failed to be collected by two as mentioned in post 30. If you are proactive in pursuing a realistic repayment plan with the council, and make an initial payment (as substantial as possible) once you are sure the account has been returned, then there is every chance it could be accepted without bailiff fees.

 

You can prepare for this by completing an Income and Expenditure form (there is a good one on National Debtline), and showing you would be paying what you can afford realistically. Ideally they would want you to clear the amount within four months, but the council cannot have what you have not got. Any correspondence with the council should be addressed to the Head of Revenues, copied to the CEO. An email with a hard copy in the post making a firm offer of payment stands a fair chance of being accepted.

 

You owe the money - they want it. They have tried twice with bailiffs and failed, other options are unlikely, especially if there is a very realistic repayment proposal from you on the table. Just be very careful to ensure the warrant has been returned and not redistributed. Check also the amount of the Liability Order(s).

 

 

You really do need to ensure that you address the 2nd Liability Order with the council as you do not want to find yourself in a similar situation in a few weeks time.

 

Yes, if there is a second LO, something which still appears unclear, then do address it asap and agree a repayment plan before it is passed for enforcement.

Link to post
Share on other sites

Hi

 

First of all this is definately for council tax arrears, not business rates, my premises is exempt.

 

I have contacted the council this morning, and they say that this enforcement went out to another company August 2015!!!!!!!!!!!!!!!!!!. However they sent it back to the council last month saying they could not contact me. How is this possible I have had cars parked outside my house, I have been living in the house, but have heard nothing at all from any bailiff company before. Wouldn't they have taken my cars? Anyway they then instructed Dukes to make an attempt at my place of work. They admit the business address error, but don't know why it happened.

 

.

 

Yes this is interesting because it shows a few things we have been saying. First that accounts can be transferred between enforcement companies(it is not a rarity).

 

Secondly that the fees may not die if the order is returned, it in fact occurs when the enforcment power ceases, which may not be the same thing.

 

The authority may not decide to terminate the active enforcment when it returns as here. This further complicate the, wait it out idea.

 

In addition it should be made clear to the OP, that although it is correct that her first payments will go straight to the bailiff, this is only intill the £75 is discharged.

After that, out of her £50 payment, only £8 will be deducted to pay fees the rest £42 will go towards repaying the debt.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

This is not assisting the OP Cougdrop......if you wish to help the poster ...post your advice to the poster and do not direct it at other posters advice.This is not a discussion thread (yet its 7 pages long now and no further on).

 

I will let the above stand...anymore and Im afraid they will just be unapproved...no warning.

 

The same applies to other posters aiming their post at you !!!!

 

Andyorch

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...