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    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
    • Steam is still needed in many industries, but much of it is still made with fossil fuels.View the full article
    • Less than 1% of Japan's top companies are led by women despite years of efforts to address the issue.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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It's not often that TV inspires me to do anything but the bullying antics of the two thugs who are the focus of this program have had me shouting at the TV set so much that the better half has actually turned it off and hid the remote.

 

How dare this bully boy lays his hands on bewildered women to snatch their car keys away not caring they have house keys on the same bunch or with any care for their personal safety.

 

Not often I'm made angry but this has left me apoplectic.

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Evening all hope all are well

 

hope im posting in the right place

 

so im watching the "repo man" on channel 4

 

can this "company"/guy do what his doing??

in one part ive seen them taking car keys while the owner is in the car, to my knowledge isn't that robbery?

ive seen him fight with people..

 

is this around in the UK??

can finance company let this happen and hire these type of people??

 

i thought bailiffs were the worst people on the earth but these people take the mick

 

really would like to read others views

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It's not often that TV inspires me to do anything but the bullying antics of the two thugs who are the focus of this program have had me shouting at the TV set so much that the better half has actually turned it off and hid the remote.

 

How dare this bully boy lays his hands on bewildered women to snatch their car keys away not caring they have house keys on the same bunch or with any care for their personal safety.

 

Not often I'm made angry but this has left me apoplectic.

 

Couldn't agree more! I'm shouting at the TV too

 

Are we just to assume that these people whose cars these thugs are snatching back haven't paid more than 1/3 of the finance agreement ???

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I'm watching it and getting angrier by the minute !

 

Are we going to be told what the legal status of these repossessions are ? Have any of those people whose cars have been snatched paid more than 1/3 of the finance agreement?? some finance companies instruct repo men in the hope that people don't know their rights and will be bullied into handing over the keys...

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I have just seen a clip

 

http://www.channel4.com/programmes/the-repo-man/video/series-1/episode-1/s1-ep1-the-repo-man

 

I think the finance companies should be taken to task for hiring these thugs. This is no different to the old loan sharks and I thought that had been stopped.

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Just watched them tell a Chinese family a debt over 6 years old had to be paid - fuming.

 

Turned it back off now, can't allow this to annoy me this much!

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Am going to catch it on +1, perhaps we should write to Channel 4 and educate them on the illegalities their "hero" perpetrates

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Am going to catch it on +1, perhaps we should write to Channel 4 and educate them on the illegalities their "hero" perpetrates

 

That's exactly what I intend to do

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Oddly enough I have just done that, mentioned illegal searches, statute barred debts, racist comments, intimidation and violent acts employed etc. Followedd it up with a complaint to Ofcom - all done on line.

 

Also advised them I would be complaining to Ofcom so let's see what they have to say.

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That's exactly what I intend to do

I shall no doubt be joining you in that action, the case referred to by Homer 67 about the Statute barred debt is very naughty.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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i don't think we are getting the whole story here

it seems that he is a bailiff?

or so reviews of the program state

so must be acting upon court orders?

anyone searched the register yet?

http://www.donegalinvestigations.co.uk/

is this the same lot?

say dissolved as of today?

http://www.companiesintheuk.co.uk/ltd/donegal-investigations

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Companies House gives data on that company as Status: Dissolved 12/06/2012 Date of Incorporation: 28/10/2010, with no accounts ever filed. I'd have thought it is a different company.

 

the linked website is odd. It is almost certainly there only for the C4 programme : tehre are no proper contact details, and it is centred around the C4 broadcast . Is the company a television fiction or put-up?

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I don't think they are certificated bailiffs they act on the instructions of finance companies, don't know whether they have court orders for recovery, or whether the paperwork is form the finance company and I'm sure the programme itself is prima facie evidence of assault, and other offences, by Sean and his crew.

 

addendum: have complained to Channel 4 and OFCOM.

Edited by brassnecked

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I watched this programme, and couldn't quite believe what I was seeing - assault, bullying and general thuggery, absolutely disgusting!

 

I have also complained to C4!

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Watched it myself and couldn't believe the whole "Hard man" image being portrayed, reinforced by the hiring of an ex pro boxer who "is prepared if it kicks off". :evil:

 

Anyone who grapples a man from his car and then physically assaults him without even identifying himself as shown on this program is guilty of assault and should be arrested.

 

Turned it off half way through as I started to think it was a complete fabrication engineered to stimulate the kind of outrage that is being displayed on here

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I don't watch programmes such as this, as they are just annoying. There are a couple of US programmes which follow US repo firms and over there when they go out, they are at risk of getting shot.

We could do with some help from you.

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channel 4od website

 

or their own one carried above holds all the episodes

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I too was disgusted and felt for his son to be honest who seemed the complete opposite to his thug of a dad! I said to dh that I could imagine him being a real bully at home ...funny how we never saw his wife! It was just so wrong in every aspect ....I just hope one day he gets to feel what its like to be in debt through no fault of your own and have to deal with all these people. They tried to make him out to be such a hero when he was only in service for a couple of years and left at 21 hardly service must of been too much for him! Sorry don't rant that often but he really got me going!

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http://www.channel4.com/programmes/the-repo-man

 

They have sunk to a new low where someone has set up a spoof where Repo man snatches a monitor, and the victim dies from a heart attack, Appalling, as someone with a heart complaint could actually die as a result of the manner of enforcement.

 

News reports on it here

http://www.telegraph.co.uk/culture/tvandradio/10034081/Repo-Man-Channel-4-review.html

 

and:

 

http://www.independent.co.uk/arts-entertainment/tv/reviews/last-nights-viewing-the-repo-man-channel-412yearold-lifer-channel-4-8601542.html

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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My complaint

 

Your message :

This programme is disgusting, the Repo Man is engaging in possible illegal actions, is he actually a certificated bailiff? If so he is guilty of assaulting debtors and acting in a thoughroughly unprofessional manner, if he is a Certificated bailiff and the judge at the court of issue sees this he may well revoke it on the evidence of the programme. I will also be contacting OFCOM regarding the content and the actions of the REPO MAN.

 

CH4 reply:

 

Dear Mr Brassnecked,

 

Thank you for contacting Channel 4 Viewer Enquiries regarding THE REPO MAN.

 

We are sorry to hear that you found this programme to be disgusting and you found the baliff in question to be unprofessional.

Please be assured your complaint has been logged and noted for the information of those responsible for our programming.

Thank you again for taking the time to contact us. We appreciate all feedback from our viewers; complimentary or otherwise.

 

Regards,

 

Alex Chase

 

Hope the muppets pay attention

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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