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    • I've had to hide two of your posts.  Anyone clicking on your links gets sent to external sites.  On top of that your real name is showing on one screenshot.  Fellow Site Team member dx100uk has already politely asked - Anyway, jk2054 wants to see the communication you got from your local court which will have told you about the hearing date of 17 June, and will have mentioned a deadline for filing your Witness Statement.
    • I believe it is helpful to seek guidance from a range of places and decide on the validity of the sources and frequency of responses which are most helpful. A single voice can be a dangerous thing. As, of course, can groupthink. Scott, it feels like £4k on a solicitor for a £1.5k bill is overkill. Were we back in time I'd suggest small claims court as your claim sounds like it may be straightforward? By all means add that phrase on. I also suggest you contact the court and go and sit in on a couple of similar cases to get a better understanding before you shell out.
    • a card should be 16 digits...urm... note your dates above please. do not miss them no matter what happens  ......................... pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Which Court have you received the claim from ? Northamton, civil national business centre Name of the Claimant ? PRA Group Uk Portfolios ltd. How many defendant's  joint or self ? self Date of issue –  21 May 24 date of AOS - 07-06-2024 date for filing defence by - 21-06-2024 Particulars of Claim 1. The claimant claims the sum of £5600 for an outstanding debt owed. 2. On Mar 2000 the Defendant entered into an agreement with Barclays Bank Uk PLC for a credit card under reference ( 11 digit ref ). 3. on Mar 21 the defendant defaulted on the agreement  with an outstanding balance of £5600. 4. On Aug 21 the debt £5600 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on Dec 23. 5. Notices of assignment were sent to the defendant in accordance with S136 Law of Property act 1925. 6. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND THE CLAIMANT CLAIMS 1. The sum of £5600 What is the total value of the claim? £6100  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No - just emails threatening action   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes   Did you inform the claimant of your change of address? no Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? credit card   When did you enter into the original agreement before or after April 2007 ? before - in 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't recall - I suspect post / online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? am awaiting access - but I suspect it is    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned - debt purchaser has issued the claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Pretty certain - Yes   Did you receive a Default Notice from the original creditor? pretty certain - Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? there's been gaps - they went very quiet  Why did you cease payments? Covid lockdowns  What was the date of your last payment? i thought it was 2020 - they say 2021 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no
    • no go to OCMC and download the transfer order and post it here.   be quick we dont have a lot of time
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Man sent to jail for none payment of CT!


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This is a scandal

 

Gaol is for criminals, not paying your council tax is hardly a danger to the public.

 

What has happened to attachment of earnings or direct payment from a state benefit instead of gaol

 

Yes he has a duty to pay council tax like the rest of us, but gaol is not the answer, debtors prisons went out with dickens

 

have we really rescinded to an all time low now

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I was going to say was it a Conservative run council,No it's Labour run, but then you can't tell any difference with the main 3 parties nowadays.... :evil:

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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This is a scandal

 

Gaol is for criminals, not paying your council tax is hardly a danger to the public.

 

What has happened to attachment of earnings or direct payment from a state benefit instead of gaol

 

Yes he has a duty to pay council tax like the rest of us, but gaol is not the answer, debtors prisons went out with dickens

 

have we really rescinded to an all time low now

 

 

Yes!!!!!! patheitic they have got, yet the xankers are free

:mad2::-x:jaw::sad:
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We're not getting the full picture here. The only time a custodial sentence is considered is if you completely refuse to pay, which is what sounds like happened here.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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A custodial sentence is only ever considered if you stand in front of the judge and state "i will not pay". Even then the judge will try and get an AOE going but a lot of people manage to get around this.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Thanks for the response but clarity is needed

 

If it has got to the stage of a justice of the peace making a decision as to send a person to gaol or not for non payment.,The local authority will already have a liability order from a previous court appearance awarded to the council.

 

so why is the council not using that power contained withing the liability order to sanction wages, bank account, state benefits, or even bailiffs

 

An individual cannot live on thin air and has to have some sort of income

 

How much has it cost the tax payer to send an individual to gaol and when released, still has a liability to the council tax demand

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so why is the council not using that power contained withing the liability order to sanction wages, bank account, state benefits, or even bailiffs

 

The Council would have tried recovering the CT debt through those other powers before the case would have gotten to committal stage. As others have indicated prison is the final option when all others have failed.

If you have found my post useful, please click on the star at the bottom of my post and add some reputation points.

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I agree on what you are saying and as we do not know the facts of this case, we can only give our opinions

 

I just think it is abhorrent that the criminal justice system is being used as sledge hammer to send someone to Gaol over a civil matter, not criminal

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That's how i see it

 

Does this government really want to turn the clock back 200 years with what are debtors prisons for debt

 

Yet people like professional footballers who are apprehended for driving while disqualified or Drink Driving while disqualified get let off with an insulting fine

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That's how i see it

 

Does this government really want to turn the clock back 200 years with what are debtors prisons for debt

 

Yet people like professional footballers who are apprehended for driving while disqualified or Drink Driving while disqualified get let off with an insulting fine

 

 

Makes you wonder!

 

Like the MPs etc who pay a fleeting visit to Troops on active service and get a medal for it, we had to be operational for 30 days to get one in the 1960s. The government etc seem to be in a lost world of non reality.

:mad2::-x:jaw::sad:
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Does this government really want to turn the clock back 200 years

Pre-industrial revolution and manufacturing, pre-welfare state, pre-social housing (apart from almshouses), pre-workers rights, and the ruling classes keeping the surfs in their place?

 

Surely not?!?!!

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Master and Servant Act brought back into statute next if by a miracle this lot get in again.

 

No need to send all of our infrastructure to India or Sri Lanka, we will be on the same equivalent wage.

 

They have already stated they will be looking into the national minimum wage saying it is holding back growth.

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Putting someone in jail for this, is a waste of taxpayers money, as it costs about £200 a day for short terms sentences. They will in there for a month at least with a minimum cost of £6k. The CT tax outstanding was less than £500 and there were other ways of enforcing.

 

Think this has been done, as a warning to others. Perhaps they have a number of people in the area who are just refusing to pay and frustrating enforcement.

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From my own investigations into this it does seem that magistrates up and down the country are getting rather annoyed at people who deliberately refuse to make any payment

 

I am talking FMOTL rubbish

 

and the courts are making examples as a deterrent

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And so they should squaddie. Hopefully it will stamp that rubbish out of peoples heads.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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