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  1. Ok - thank you for confirming it's ok. I'll print it today and send recorded post tomorrow morning.
  2. For the CPR request is the case no. the claim no ?
  3. Thank you both. Apologies for posting template above. Ok it looks like the address for sending documents or payment is acting on behalf of the claimant. So do I send the CCA request to the claimant and the CPR request to the address for sending documents. For example: https://www.loom.com/share/9a414beeb0fd4eca98552e6cc99b3b69?sid=c519220c-53a3-41b5-a262-2f29b036428d
  4. AndyOrch they have given the claimants address And a different address for sending documents and payments. Just wondering which one is to be used in this instance.
  5. Thank you so much dx100uk AOS is completed and done. I have a claimant address and an address for sending documents and payments. No Solicitor is listed. Which address do I use for the CCA request and the CPR 31:14 request ? Many thanks.
  6. Which Court have you received the claim from ? Northamton, civil national business centre Name of the Claimant ? PRA Group Uk Portfolios ltd. How many defendant's joint or self ? self Date of issue – 21 May 24 date of AOS - 07-06-2024 date for filing defence by - 21-06-2024 Particulars of Claim 1. The claimant claims the sum of £5600 for an outstanding debt owed. 2. On Mar 2000 the Defendant entered into an agreement with Barclays Bank Uk PLC for a credit card under reference ( 11 digit ref ). 3. on Mar 21 the defendant defaulted on the agreement with an outstanding balance of £5600. 4. On Aug 21 the debt £5600 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on Dec 23. 5. Notices of assignment were sent to the defendant in accordance with S136 Law of Property act 1925. 6. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND THE CLAIMANT CLAIMS 1. The sum of £5600 What is the total value of the claim? £6100 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No - just emails threatening action Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes Did you inform the claimant of your change of address? no Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? credit card When did you enter into the original agreement before or after April 2007 ? before - in 2000 Do you recall how you entered into the agreement...On line /In branch/By post ? I don't recall - I suspect post / online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? am awaiting access - but I suspect it is Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned - debt purchaser has issued the claim Were you aware the account had been assigned – did you receive a Notice of Assignment? Pretty certain - Yes Did you receive a Default Notice from the original creditor? pretty certain - Yes Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? there's been gaps - they went very quiet Why did you cease payments? Covid lockdowns What was the date of your last payment? i thought it was 2020 - they say 2021 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no
  7. Hi all, Okay, just received a claim form from PRA. The Court is Northamton. The claim is over 5k. They state the original agreement for the credit card was in 2000. What do you advise is the best next steps ?
  8. Thanks Andy, reading through all of that now. Very helpful.
  9. Hi All, PRA Group are chasing an old Barclaycard unpaid from 4 years ago. They are threatening court action - CCJ unless I respond before last Saturday. Which I did not. I'm unsure but reckon the Barclaycard was applied for about 30 years ago. What's the best next step approach ? Best, P.
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