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    • don't get too hung up on the real meaning of 'fake' in terms of the documents a claimant might produce relating to a potential court claim. by fake we typically mean, they are not obviously the 'real McCoy' ,100% associated with whatever credit they are trying to pin on punters. they are often of the right 'version' that an OC would have used for that particular take out date, but with details inserted in a diff font where they should be for say your name address DOB etc. All DCA's typically  have filing cabinets covering each year for most creditor, whip 'em out, scan and copy n paste your details onto them, even easier now with online sign ups. no hard copies ever sent cause 90% of mugs have lost them..... one of our most powerful tools is the fact any docs they produce, unless they state they are 'a reconstruction'  MUST come from the original creditor noty some hidden pile the claimants have. Link are absolute masters at this so dont stick to lowell threads. dx    
    • Driving home last night I contacted wing mirrors with a car coming the opposite way. The wing mirror folded in and the glass popped out. Very minor damage.  I stopped at the next layby (A road) to repair the mirror. A passerby stopped and said they saw the other car stopped behind me in another layby - they went back and passed over details so we could get in touch.  The conversation started cordially, but quickly got heated when I said I was well on my side and they drifted over (which is what happened).  I wasn't going to bother filing a claim as there isn't enough damage to justify it. So I've said to the other party lets just call it quits as there are no witnesses and we both think we are innocent.   they said they are contacting the police and insurance and that they have witnesses. But a quick facebook search found a post by the other person saying they were in a crash, and were 'spun' off the road. Picture of a broken wing mirror and a slight scuff on the front and rear wheel arch. they are asking for witnesses. I have screenshots of the post, and sent them another message saying I can see you dont have witnesses as you are appealing for them. I'd really not drag this out. Lets call it quits and move on. this was followed by a couple of messages that didn't really make much sense. e.g. 'do the right thing'. What should I do now?  Contact police?  Contact my insurance? - Can I tell them about this incident but say I dont want to claim? Will that affect my premium?  
    • So this is the crux of the argument. The scrappage contribution should have also been counted as a deposit. It was literally a part exchange in return for a cash deduction so there is no reason it wouldn't be treated the same way.  I did not request a VT, I was struggling to pay after a separation from my partner at the time. However had the figures been reflected correctly, the VT cost would have been 2k not 9k and I may have considered it as an option. Instead, the car was marked stolen and removed from my possession by the police
    • LOL - old one the fiver theory - although with the poops its take a fiver now, promise 10p  sometime in the future while claiming the reverse theory   So when is jenrick, an apparent slam dunk as referenced higher in the thread, being referred to the police? These poops need to know that anything they throw will be returned .. with interest  
    • Yup, it isn't a criminal case, it's hard to prove, but take a detailed look at my thread to see how many holes there are in what they have sent me, there is a picture building.
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Do ASDA use a different calender to us?


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As already reported in the media over the past couple of weeks a lot of ASDA stores have already got Santa's grotto in place ready for Xmas & have been selling Xmas lines for ages. SWMBO has just come in from work and told me that they are now expecting their delivery of the Easter eggs on Boxing day.

 

She was also given her 'Xmas stocking' from work which contained party packs, nuts etc.

 

:madgrin:

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It's flipping everywhere! My local bargain card shop has their Christmas range out, as does my local newsagent and chemist. One of the bookshops has all their Christmas Annuals out as well! One of my Facebook friends has started her Christmas countdown (status update every day saying how many days are left) and changed her name to something like "Santa's Little Helper" or "Christmas Pixie" or something equally depressing.

 

Wake me up on the 20th of December, please...I don't want to hear about any of it until then!

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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Do ASDA use a different calender to us?

 

 

 

For manufacturing/supply purposes, YES they do.

 

Its called profitability.

 

Nothing you buy from them will have been made in the U.K. to enable a constant supply on the run up to Xmas.

 

Its been imported. Its here. Its in the warehouse. Its probably been paid for a year ago.

 

So, get it out on the shelves and sell, sell, sell.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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I've already been doing some Xmas cards, I make my own and in the crafting world there is 'Xmas in July' where you dig out the unfinished stuff from last year, start on long term projects (so you might finish them in time for THIS year) and generally see what you might need to get to continue feeding the crafting habit!

 

Yes, Xmas stuff sighted in Poundland and other shops - apparently they had such a bad time with the garden stuff this year they are hoping people might buy early for Xmas this year.

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We went to JTF warehouse yesterday, and they were packed out with Christmas lights, decorations, cards etc - it was quite surreal to see tinsel and sparkling Christmas light next to BBQ's and patio sets :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Never use ASDA as found them to be more expensive than Morrisons and lower quality!

 

I'm not a lover of Asdas quality, but I think the quality of most supermarkets has gone down hill, with the exception of Waitrose, but we all know how expensive that place is :lol:

 

I only use supermarkets now for items such as toiletries etc, I use my Butchers for meat, the market or greengrocers for fruit and veg, and I go to the Asian shop when I visit my friend for my spices etc.

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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I'm not a lover of Asdas quality, but I think the quality of most supermarkets has gone down hill, with the exception of Waitrose, but we all know how expensive that place is :lol:

 

I only use supermarkets now for items such as toiletries etc, I use my Butchers for meat, the market or greengrocers for fruit and veg, and I go to the Asian shop when I visit my friend for my spices etc.

Good attitude but the problem is the supermarket is convenient so you buy all your stuff there. Many times we have gone in to make a few purchases and walk out with a trolly load of stuff! :x

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As a shop owner I can tell you we had to place most of our Xmas orders for this year in December last year....usual chaos when come October you can't find the bl**dy pre-orders and don't remember whats been ordered or when its going to arrive, I also sell the craft lines for card making and they start arriving in March!!!!

 

WD

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I've already been doing some Xmas cards, I make my own and in the crafting world there is 'Xmas in July' where you dig out the unfinished stuff from last year, start on long term projects (so you might finish them in time for THIS year) and generally see what you might need to get to continue feeding the crafting habit!

 

I've managed 3 so far :ohwell: I hope you are doing better than me :-)

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planning for christmas? bah

 

im already planning for next years christmas eat your heart out asda

 

just kidding btw

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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After getting tickets to be in the audience of a very well known TV show recording a few months back, we arrived on one of the few hot days of this year to find out they were recording the xmas special. the whole audience was sweltering, fanning themselves, shedding as many clothes as they could and the poor panel were dressed up in santa padded outfits, woollen scarves and hats and other winter paraphernalia! :madgrin:

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After getting tickets to be in the audience of a very well known TV show recording a few months back, we arrived on one of the few hot days of this year to find out they were recording the xmas special. the whole audience was sweltering, fanning themselves, shedding as many clothes as they could and the poor panel were dressed up in santa padded outfits, woollen scarves and hats and other winter paraphernalia! :madgrin:

 

Ohhhhh, what did you see?

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Tis the seaside to be Jolly tra la la la la etc

 

*sticks pencils in ears*

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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bit posh arent you? most of us just use our fingers1

 

Oh God, I just hyperventilated at this :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Riff raff shop in Asda

 

got me to a tee :-)

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got me to a tee :-)

 

Me too, even though I don't buy meat or veg in ASDA or any other supermarket anymore, it's as good as any for the things I do need! And their kitchen stuff is great!

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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