Hoist Now Lowells Chasing 2 old debts - Possible Statute Barred

[sxam]

Lowell sent me a letter telling me that they acquired hoist finance and are now managing couple of my debts from 2003, defaulted around 2005.

 

I was in token payment with Eurodebt until 2013. With help from this site, I sent CCA request to both DCA which they failed to produce. Then they sold the debt to Robinson Way and then to Hoist and now to Lowell. The last payment was probably around the end of 2013.

 

Now I get at least a text message from Lowell every day and a letter through the post once every forthnight. I am pretty sure this debt is statute-barred. How should I handle this or should I ignore it completely? One thing I don't want is to go to court as I recently lost a case.

 

Thank you. 

 

 

[dx100uk]

well you didn't lose ....you suffered judge lottery, nothing you could ever have done would have prevented that.

 

if you've not paid these debts to anyone in +6yrs

send separately our sb letter for each debt to lowell

 

the reason this is happening is because lowell recently bought hoist uk and all their debts.

 

that can be found in the debt collection section of our library.

 

dx

 

[London1971]

Lowell have brought a ton of ancient debts, probably for a few pence in the pound, the idea being to find people who are no longer at the same address and to obtain an undefended back door CCJ.  However, if you send the Statute Barred letter with your current address on it, there is zero chance they can do anything. All that peace of mind for the price of 2 first class stamps! You get the best advice here!

[sxam]

Letters are on the way. Thanks

[sxam]

Never heard from Lowell since my SB letter.

should they have confirmed receipt of my letter and confirmed when my last payment was?

On separate debt, the last payment was Sept 2017

should I send them a SB letter or request CCA?

I sent the previous collector CCA in Sept 2017 but they never sent me one.

 

[dx100uk]

they dont have to reply no.

as for this other debt, as long as the debt OWNER has had your correct address informed in writing from you or you've not moved...do nothing until unless you get a letter of claim.

once it passes SB date then SB letter time.