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    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
    • Right, my friend has just called me. He has indeed had to cancel bookings in the past from his end. There is a specific number for Booking.com that he calls.   After that Booking.com jump into action and contact you re refund and/or alternative accommodation. I suppose it's all logical - the party cancelling the booking has to inform Booking.com. So the gite owner needs to contact Booking.com on the cancellation number.
    • they are not FINES. you totally ignore all the silly fake civil restorative letters. they are totally powerless just the same as any DCA on any old debt. might be an idea to go have a chat with your GP in confidence as you recognise whats going on. dx  
    • pinging @Man in the middle looks to me you are on the correct track, you shouldn't need a sols. Programmable Search Engine (google.com) clickme^^ thread title updated dx  
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Channel 4 Dispatches to air debt collection exposé


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You are right we need to keep this legal and not stoop to the low level approach of these cockroaches. If someone experienced can advise of the most appropriate way forward with this I will give my wholehearted support.

Maybe a sticky?

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People, please... It is understandable feelings are running high.

 

However, by suggesting "accidents" for Marlin's employees and encouraging harassment of the company is not good news.

 

Please do not put the future and effectiveness of CAG in jeopardy.

 

Thank you.

 

You can be more effective by contacting (by email/letter) your MP, the OFT, your local Trading Standards, the SRA.

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Hear hear HAK, but newcomers please be aware we don't advocate debt avoidance on here.

What we do advocate is empowering yourselves to deal with your debts, and debt collectors, according to the law. If whoever is chasing you goes by the book, and all your documentation from the bank is in order, we can point you in the right direction to get free, managed help from a debt management organisation.

If your documentation, eg loan agreement, is missing or faulty, if you have had unfair penalty charges added to your account, or if DCA's break the rules..we can advise, but ultimately it's your decision how to proceed.

Most of all, though, whatever your circumstances, on here you will get NON JUDGEMENTAL support, a warm welcome and new friends who understand your problems...because they're in the same boat.:)

 

Elsa xx

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People, please... It is understandable feelings are running high.

 

However, by suggesting "accidents" for Marlin's employees and encouraging harassment of the company is not good news.

 

Please do not put the future and effectiveness of CAG in jeopardy.

 

Thank you.

 

You can be more effective by contacting (by email/letter) your MP, the OFT, your local Trading Standards, the SRA.

 

Quite right..... this should be outside of CAG ....so i'll help

 

letsringmarlin : Lets ring Marlin

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Might I suggest another course of action other than the ringing because the point has been made by now I am quite sure about telephone harrasment. As an observer of the documentary last night you are quite at liberty, to write to Marlins expressing your feelings about the way Marlins appears to be administered. As I understand it, they have to deal with complaints. Maybe they are better with their complaints proceedure than other DCA's and you may be lucky enough to get a reply that you can share with all of us. It will give them some work to do.

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Hi all,

 

I missed this program last night - need to play catch up I think.

It certainly seems to have struck a chord:lol:

 

This site is so supportive and helpful to those who need it and equally I suspect its a pain in the rear for the DCAs and others who try to exploit us.:grin:

 

Off to dust off my CD collection oh yes, and must buy a Truecall.

I wonder if I can get it on my Credit Card:lol:

 

Cloggy.

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Might I suggest another course of action other than the ringing because the point has been made by now I am quite sure about telephone harrasment. As an observer of the documentary last night you are quite at liberty, to write to Marlins expressing your feelings about the way Marlins appears to be administered. As I understand it, they have to deal with complaints. Maybe they are better with their complaints proceedure than other DCA's and you may be lucky enough to get a reply that you can share with all of us. It will give them some work to do.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/210506-dispatches-letter-my-mp.html

 

This might remind you of some of the points to make.

If my post helped you feel better, click my scales.

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I'm glad to see so many here - including P1 and TT, who I haven't seen for a while :)

 

Hi Sosumi.... I pop in from time to time, but life's been too hectic (with work) to give CAG the time that I once used to.

 

Glad to see you're still fighting the good fight... :D

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There are 30 "guests" on here guys.... It needs to stay constructve on here, don't you think?

 

Shall we ask the moderators to make this a members only thread?:lol:

 

Wife and I watched that, last night. I was horrified about the 'agent' getting excited when he was talking about getting his hands on a debtors property.

 

As an aside, but wholly related, I was at a conference last year and overheard the guest speaker - afterwards - talking to a select band of sychophants that he was promoting the idea of re-opening debtors' prisons. I kid ye not.

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Shall we ask the moderators to make this a members only thread?:lol:

 

Wife and I watched that, last night. I was horrified about the 'agent' getting excited when he was talking about getting his hands on a debtors property.

 

As an aside, but wholly related, I was at a conference last year and overheard the guest speaker - afterwards - talking to a select band of sychophants that he was promoting the idea of re-opening debtors' prisons. I kid ye not.

 

Scrooge once asked charity collectors at his office

"Are there no prisons?"

"Are there no poor houses?"

[sIGPIC][/sIGPIC]

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Personally, I felt let down by Dispatches.... why didn't Jane Moore mention CAG? In fact, why is CAG never mentioned on any programmes of this kind? If it's down to advertising, then it should have been insinuated at, at least.... debt management companies were and most of them are useless... or are already connected to the debt collection industry anyway...

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Personally, I felt let down by Dispatches.... why didn't Jane Moore mention CAG? In fact, why is CAG never mentioned on any programmes of this kind? If it's down to advertising, then it should have been insinuated at, at least.... debt management companies were and most of them are useless... or are already connected to the debt collection industry anyway...

 

I don't believe JM or the Dipatches production team do not know about CAG. They refrained from mentioning for reasons unknown.

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Hot off of the press :

 

Official .... 'Mark is not expected back at work for the rest of the week'

 

 

I wonder if he'll ever be back at their workplace ?

 

 

:grin::-)8)

 

 

Were you getting this info?

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I don't believe JM or the Dipatches production team do not know about CAG. They refrained from mentioning for reasons unknown.

 

 

The producer approached me via this site through a PM to chat about my experiences with Marlin. We had several long chats and I was invited to appear on the programme. As a lot of my family and friends do not know of my problems, I eventually declined.

 

I also know that several others over on the Legal Issues board who had dealings with Marlin were also approached

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I once overheard a traffic warden in a cafe telling someone that he didn't live locally - they don't issue tickets close to where they live for security reasons.

 

I wonder if DCA's are the same - maybe they have some sort of swap deal with other DCA's for each of their own areas so they don't bump into people they have been threatening. If that is the case then Mark should be safe enough.

 

But I agree that we should refrain from any sort of threats, even if they are only made in fun they can be taken out of context and come back to bite you.

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