There is a god, 1st Credit gets a SERIOUS slap from OFT - Re Stat Demands etc

[mr.ton]

So Mr Nathoo is also president of the credit services association?

[sosumi]

So Mr Nathoo is also president of the credit services association?

Yes he is.

Though I imagine a lot's going on 'behind the scenes' just now.

[fuzzybobble]

Maybe we should send them some sugared doughnuts to help them get through these difficult times?

[sosumi]

Speaking of doughnuts, weren't there a baker's dozen DCAs that the OFT issued warnings to last year?

So, are we down to 12 now?

[Pinky69]

I send all breaches of consumer law to the OFT and hhave felt for a while that they are finally getting to grips with the law breakers and bad practice DCAs. I think there will be more of that this year as the credit crunch bites deeper and I wouldn't be surprised if a major player loses its licence in due course.

[ScarletPimpernel]

Herr Obermaier is right, of course - it can happen to any company. It doesn’t mean to say the president is a bad president, in the same way that Saddam Hussein wasn't a bad president, and Robert Mugabe isn't a bad president.

 

No doubt if he does go, it will be like that pansy Mandelson - with his ontegrity intact and poised to come back again.

[Von Greenbach]

I send all breaches of consumer law to the OFT and hhave felt for a while that they are finally getting to grips with the law breakers and bad practice DCAs

I think it's the mass iinflux of complaints they're receiving that's forcing them to act.

[fuzzybobble]

Herr Obermaier is right, of course - it can happen to any company. It doesn’t mean to say the president is a bad president, in the same way that Saddam Hussein wasn't a bad president, and Robert Mugabe isn't a bad president.

 

No doubt if he does go, it will be like that pansy Mandelson - with his ontegrity intact and poised to come back again.

 

 

And George W' kr Bush wasn't a bad president. Tony blair wasn't a bad...erm....president. And they think Obama will be better because he happens to be a different colour to all the others. They're all tarred with the same brush. Pigs in a trough. Once they smell the cash they all sell out. Always have, always will.

 

 

I was never confused. All Hail to the Ale. A cheer for the beer.

 

And a fruit based drink or wine for the ladies......

 

Damn these useless hands.........

 

/Al murray mode.

[Mrs_Ryan]

I cant believe what fantastic news this is. I havent heard from them in over a year now since I threatened them with hell and damnation (account is supposedly on hold until the date Lloyds find the original documents of a 8-year-old account - like thats going to happen!!!) Part of me is tempted to give them a poke so I can grab them by the short and curlies cos mine is a 'sensitive case!'

[fuzzybobble]

I cant believe what fantastic news this is. I havent heard from them in over a year now since I threatened them with hell and damnation (account is supposedly on hold until the date Lloyds find the original documents of a 8-year-old account - like thats going to happen!!!) Part of me is tempted to give them a poke so I can grab them by the short and curlies cos mine is a 'sensitive case!'

 

You know you want to really.

Go for it. What harm can it do? Apart from harm to those who really deserve it.

[Mrs_Ryan]

Unfortunately I have bigger fish to fry at the minute. Cant say much but hopefully there will be a baby_r on the scene soon

 

Its statute barred soon. Then Im going to have some REAL fun with them

[Rhia]

I send all breaches of consumer law to the OFT and hhave felt for a while that they are finally getting to grips with the law breakers and bad practice DCAs. I think there will be more of that this year as the credit crunch bites deeper and I wouldn't be surprised if a major player loses its licence in due course.

That's exactly what I do and I tell everyone else too. I am sure all this tsunami of complaints to everyone OFT, FSA, FOS, ICO, local MPs and just our general DCA baiting is making them act.

By the way that Nathoo chap's pic has now gone. Posting this at 11 past midnight.

[cerberusalert]

Najib Nathoo - Pipl

 

CAG is top of the list of the links connected to gunga din Najib Nathoo - Pipl

[fuzzybobble]

That's exactly what I do and I tell everyone else too. I am sure all this tsunami of complaints to everyone OFT, FSA, FOS, ICO, local MPs and just our general DCA baiting is making them act.

By the way that Nathoo chap's pic has now gone. Posting this at 11 past midnight.

 

 

Too late lol.

 

I aready saved it at around 9pm. He will appear in a fuzzybobble video soon, along with the rest of the guilty parasites on society.

 

I treat making fools out of DCA's the same way I do bargains in the pound shop. If you don't get one the day you're in there, tomorrow there will be none left and you miss out.

 

When I see a pic of a DCA twonker posted I right click and save it. Then at a later date, It's there to use and abuse.

[cerberusalert]

I had to laugh when I did a google picture search because amongst them is ODC's sig:) Najib Nathoo - Google Image Search

[foolishgirl]

Najib Nathoo - Pipl

 

So two pics for the price of one.

 

Slightly puzzled though as this looks like 2 different people masquerading under one name

 

Could this be because Mr Nathoo is two-faced or was one taken on return from a week in the Bahamas? And did he gain a toupee whilst he was there?

[lickthewallfatboy]

Nathoo said-

 

"underlying debt has gone through the roof and lenders increasingly want to move any bad debt off their books"

 

translated into real world english-

 

"banks have a load of unenforceable crap on their books,and they've sold off all the crap to the frozen brains in the DCA's and left them with a pig in a poke"

 

LOL

[angel_1]

ah yes, thats why bcard are just sending out terms and conditions and not the cca, they hope they can sell ours off to some poor unsuspecting dca

 

i often wonder are we really living in the 21st century?

 

i want to live on the moon, anyone coming, lol

 

laters angel x

[tendogs]

I'd come with you but I suspect that they're there already, waiting, lurking, building small nests and reproducing.

[ODC]

ah yes, thats why bcard are just sending out terms and conditions and not the cca, they hope they can sell ours off to some poor unsuspecting dca

 

i often wonder are we really living in the 21st century?

 

i want to live on the moon, anyone coming, lol

 

laters angel x

 

You could always move to Reigate. It seems that they are on a different planet to everyone else.

[smarties21]

This is fantastic news! I can only hope that this is the first of many.

 

Couldn't happen to a nicer DCA.

[angel_1]

thanks guys for brigtening up my morning from your posts since i last posted

 

have a fun weekend laters angel x

[sillygirl1]

I'm pleased to see 1st Credit may be getting themselves 'investigated' properly, but they shouldn't be making people bankrupt 'just because they CAN'. I always thought bankruptcy was supposed to stop people who had assets selling them off cheaply but I seem to be mistaken - according to one DCA I can be made bankrupt and NEVER have a job again - GREAT was my reply to that one - please go ahead...

[cashins]

but I seem to be mistaken - according to one DCA I can be made bankrupt and NEVER have a job again

 

Of course you can, you can be exiled to Siberia to work in the mines for the rest of your days.

 

david

[Richard Spud]

PUBLIC INFORMATION

 

Online Search of the OFT Consumer Credit License Register

 

LINK: http://www2.crw.gov.uk/pr/default.aspx

 

Check if DCAs have current Consumer Credit Licences!

 

INTERESTING NOTES:

 

Check if the Trading Names used are covered under the licence (and the dates declared)

 

Check that any Company Officer changes are notified

 

Check the history

 

HINTS:

 

Metropolitan Collection Services Ltd (in-house HSBC) did not have a CCL for 3 months

 

Close Assistance was not a registered Trading Name of Close Credit Management Ltd

 

NB: Both the above HINTS are verifiable by information contained in the OFT CCL Public Register.