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Everything posted by ODC

  1. I wonder how they react to the doorstep letter or are they exempt from it
  2. You could or you could write to them and inform them that the alleged debt has not been legally assigned in accordance wit S 136 of the Law of Property Act 1925
  3. Dell Finance CIT seemed to have sold a shed load of the alleged debts to GO DEBT. Slight problem is that CIT never sent anyone a notice that the debt was being assigned to these clowns
  4. At first read GPB seem to be pedalling backwards at a rate of knots. Obviously you were not expected to contest anything they said or supplied
  5. Typical Clownells BS Full of IFS, Maybes and what they May do
  6. It would appear that Royal Irish is not foolish enough to fall for James' ploys Quis Seperabit
  7. James I suggest you answer sone of the question put to you about the outfit you work for before offering '"help" to anyone else. For instance why do Lowells need to use three different sets of headed paper to chase people for the same debt. Lowell Financial, Red Debt and the hilarious Hampton Legal. What is the point if not designed to intimidate.
  8. Lowells autodialler dials upwards of a hundred numbers at a time. If anyone is foolish enough to answer them then the call is passed to one of their free call centre monkeys. If however all highly skilled professional sympathetic operators are busy helping other alleged debtors then you receive the dead line. They have numerous numbers available including 0800 numbers and the only effective way of blocking them is by the purchase of a truecall telephone answering system
  9. Did you ever receive any notice of assignment from the original creditor
  10. As far as I am aware the CCJ must be granted in the jurisdiction in which you live
  11. The only time Muckhall will see the inside of a court will be as defendants
  12. Get in touch with your Bank immediatly. Tell them the payment was unauthorised. Under the Direct Debit Guarantee they are obliged to reverse the transaction immediatly as you did not authorise it. If you paid by debit card get it cancelled forthwith and ask the bank for a new one
  13. Like everyone who arrived on CAG I believed all the threats that were contained in the DCA letters and WAS very worried about them. With the knowledge I picked up on CAG I soon discovered that the threats were like the heads of the people posting them EMPTY. Thanks to CAG I learnt all about the Limitation Act 1980 and in particular S5. I am also very conversant with the CCA and the CUPTR as well as the OFT Guidelines. If I had been treated with the slighteste bit of respect by the DCAs I would have probably worked with them and cleared my debts. As it was they got my back up I used the law and as a result saved myself many thousands of pounds. Im not proud of owing money but I am extremely proud of defeating greedy parasites (sorry CAGBOT alleged parasites) who prey upon people who befall hard times through many different reasons. For that I will be eternally grateful to CAG and the many friends I made along the way, some of whom are no longer posting. Debt and DCAs are emotional subjects and the misery that these telephone jockeys cause is immeasurable. They really serve no useful place in decent society. The original Creditor has written the debt off and claimed tax relief on it so why should a DCA make huge profits on something that they purchase for peanuts. The government should be the people trying to claim the money back and not some greedy DCA
  14. Well I am glad to see that at long last a reasonable explanation has been forthcoming although I suspect because of some of my heated comments this post will not see the light of day. I for one was more than confident of being able to counter anything put forward by our friends from Leeds. I too was confident that the majority of Caggers could have 'put them in their box' and saw off their feeble attempts at justifying their 'procedures' Next thing I know all hell breaks loose, the cagbot blows a fuse, people disappear, posts disappear, I become moderated and all because of an apparent lack of information from the top. Im sure if Bookies statements had appeared earlier a lot of nastiness could have been avoided. I hope I am not classed as one of the above as the thanks I have received from so many different people I have helped along the way speaks volumes
  15. Bookworm whilst I appreciate your two posts above. I feel that had you posted them earlier you may well have saved a lot of the problems on here. With so many posts cagbotted those remaiuning on here are not really getting a true picture of the depth of feeling in allowing Lowell to post. Simple questions that were even asked of ''James'' were deleted, not that he or she was ever going to answer them or ideed be able to justify them.
  16. This would be the same Lowell who persistently phoned me whilst I was waiting for a hospital to phone me concerning my wife who was undergoing treatment for cancer and would not clear the line when this was explained to them.
  17. I( would love to believe you but my dealings with this shower tell me differerent. They invented imaginary payments on a Statute Barred debt that could not possibly have been made by me. Hardly strikes me as an ethical firm operating within the rules does it.
  18. Oh dear it looks like the Cagbot has been busy again. Lowells added to the list of people we are not allowed to mention. Enjoy your pieces of silver
  19. Can our Lowells spokesperson explain why they find the need to use three different types of notepaper. Firstly they issue 'threats' from Lowell Financial, when they see you dont bite they use the Red Debt notepaper in an effort to intimidate. If that fails then they stick in the Hampton Legal notepaper. What is the purpose of these split personalities if not to intimidate
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