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myusername

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  1. Well the phone calls stopped after the harrassment letter was sent and today have got what appears to be a final letter or so they claim
  2. Update - I have missed three calls today and somehow lowell's now have my home phone number, I have never given this to them in the past. How do you deal with a DCA who constantly tries ringing you.
  3. Some one has been busy with their crayons at Lowell's, but I have recieved another useless letter.
  4. So a month has passed and they have sent my account to another debt collector. This letter was sent to Pastdue on 2nd August 2010 This Letter has been recieved today from Scotcall Debt So much for a DCA to pay any attention to the letters they recieve, shall I just send the first letter above to the new DCA. On a seperate note they are sending letters to a Ms and I am a Mr does this have any effect.
  5. Well, the letter has gone today by recorded delivery. I await there next load of dribble. By the way it was printed in a larger print than normal and spanned 3 pages
  6. For the purposes of clarity and the avoidance of doubt, please take careful note of the following: This letter does not acknowledge any debt owed to you or your affiliates, agents, owners or otherwise. Dear Sam Barnard, I refer to the above account number which you insist is attributable to me. I have no knowledge of any such debt, and in any case any debt I may have had, is statute barred under the limitations act, something which again, you choose to ignore. In your letter dated the 28th August 2010, you incorrectly state that you recei
  7. Slightly rewording sections of the letters and will repost it here
  8. Have edited post 33 images, why can't you edit posts on here. Bazooka Boo tried to pm you with a new revised letter but seems you dont accept them
  9. This is what I have come up with so far For the purposes of clarity and the avoidance of doubt, please take careful note of the following: This letter does not acknowledge any debt owed to you or your affiliates, agents, owners or otherwise. As you are more than aware the letter sent to you dated 3rd February 2006 was a request under the CCA and the £1 was the statutory fee as required by law. It is very strange that you never replied to that letter but have waited 4 years to try and use this to your advantage i.e. fraudulently trying to obta
  10. Bazooka Boo - Would you be able to help write a letter to them in regards to this.
  11. I am getting fed up with DCA's simply ignoring peoples letters, they claim that in February 2006 that I made a payment of £1.00 towards the account. Back in February 2006 a letter was sent to them requesting a copy of the credit agreement and a £1 Postal Order was enclosed to cover the statutory charge, So now 4 years down the line they are deciding that this letter even with "I do not acknowledge any debt to you or any other company or organisation that you claim to represent" is my acknowledgement of the debt. I need some help on how to get a copy of this so called letter they cla
  12. Edited this letters sections and will send to Hamptons Letter to DCA persistant after statute barred
  13. Will be something new for them to ignore
  14. Now I have the following letter, they have theusual may take court action but want to add £245 Interest Charges (50% of amount outstanding), £80 Court Fee's, £70 Solictors Fee's. They have had the Statue Barred Letter many times in the past, convienetly ignored and have been reported via consumer direct who have told me not to call them as they will take this as acknowledging the debt. Can someone give me a link to the letter to send it a final time. Like others they have searched my file frequently, its in the region of one a month.
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