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    • I have just received a PCN from Euro Car Parks for exceeding allowed parking time. I have not replied, appealed or contacted anyone from Euro Car Parks but would appreciate any advice before deciding on my next course of action. I have attached letter of correspondence    Euro Car Parks PCN.docx
    • It's better to keep advice on the open forum for everyone's benefit. Maybe you could post up the correspondence in a single pdf document and cover up your personal details, reference numbers and so on? HB
    • Hi on the notice of disqualification it lists the 2 speed offences and marks offence withdrawn? This is for both offences and then the other 2 is the MS90s which I’m fined for and the additional costs. R
    • Hi,    It has taken a while, but I have received an email from Auxillis -  hello, we are not dealing with this claim all we do is log accident for you isnurance - the claim has been passed to your underwriter markerstudy 0344 873 8183 as they are deal with fault cliams ion behalf of adrian flux. thankyou auxillis   I have made repeated attempts to phone Markerstudy in between working from home, struggling for energy and trying to find a cheap car so that I can keep my job (community support worker). Thankfully I have a supportive team and I am being given phone calls to make but it cant last too long. I had a severe migraine over the weekend and also have quite bad whiplash in my neck and back.    I found this in my insurance policy booklet -    Protection and Recovery If the insured vehicle cannot be driven following an incident leading to a valid claim under this section, we will pay: • the cost of its protection and removal to the nearest approved repairer, competent repairer or nearest place of safety; and • the cost of re-delivery after repairs to your home address; and • the cost of storage of the insured vehicle incurred with our written consent. If the insured vehicle is damaged beyond economical repair we will arrange for it to be stored safely at premises of our choosing. You should remove your personal belongings from the insured vehicle before it is collected from you. In the event of a claim being made under the policy we have the right to remove the insured vehicle to an alternative repairer, place of safety or make our own arrangments for re-delivery at any time in order to keep the cost of the claim to a minimum     I do about 20-25000 miles a year with the work I do, I have been getting quotes and putting that I have now have one accident and no no claims bonus and the cheap quotes from similar companies to markerstudy are more than double what i paid last year at 8-900 and aviva is offering 2600 which is simply out of my price range and more than the car i am looking at.  I am starting to wonder if it is even worth going ahead with the claim as i have no one to claim from. I have had no information from any of the enquiries I have made.  I have a full tank of vpower diesel in the car in the impound, i can strip it for parts and probably make what I will be offered by the insurance payout and get the money quicker.  As I have made contact and started the process can I back out, still keep my NCB and a claim free history? Also what happens with my injuries? I don't think there is any permanent damage but my dr refused to see me and just gave me a boat load of naproxen and codeine. What happens in the future if things don't get better and I cancelled this claim? Can you claim injuries off your own insurance because the other guy ran and you cant find him? I have tried to ask these questions off markerstudy but they keep me waiting for nearly an hour then end the call.    Thank you for your time and help.  It is really appreciated.  I am quite honestly on the floor, I have been really ill, in hospital, had nearly 6 months off work and only been back full time a few weeks and now this.  The fact the company you pay large sums of money to look after you in a time of need is also behaving criminally just makes you want to give up.    
    • Thanks for the response. Am I able to send you the documents I’ve received or can you message via instant message and I’ll send these? Reece
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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There is a god, 1st Credit gets a SERIOUS slap from OFT - Re Stat Demands etc


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So Mr Nathoo is also president of the credit services association? :cool:

Yes he is.

Though I imagine a lot's going on 'behind the scenes' just now.:cool:;)

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Maybe we should send them some sugared doughnuts to help them get through these difficult times? ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I send all breaches of consumer law to the OFT and hhave felt for a while that they are finally getting to grips with the law breakers and bad practice DCAs. I think there will be more of that this year as the credit crunch bites deeper and I wouldn't be surprised if a major player loses its licence in due course.

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Herr Obermaier is right, of course - it can happen to any company. It doesn’t mean to say the president is a bad president, in the same way that Saddam Hussein wasn't a bad president, and Robert Mugabe isn't a bad president.

 

No doubt if he does go, it will be like that pansy Mandelson - with his ontegrity intact and poised to come back again.

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Herr Obermaier is right, of course - it can happen to any company. It doesn’t mean to say the president is a bad president, in the same way that Saddam Hussein wasn't a bad president, and Robert Mugabe isn't a bad president.

 

No doubt if he does go, it will be like that pansy Mandelson - with his ontegrity intact and poised to come back again.

 

 

And George W' kr Bush wasn't a bad president. Tony blair wasn't a bad...erm....president. And they think Obama will be better because he happens to be a different colour to all the others. They're all tarred with the same brush. Pigs in a trough. Once they smell the cash they all sell out. Always have, always will.

 

 

I was never confused. All Hail to the Ale. A cheer for the beer.

 

And a fruit based drink or wine for the ladies......

 

Damn these useless hands.........

 

/Al murray mode. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I cant believe what fantastic news this is. I havent heard from them in over a year now since I threatened them with hell and damnation (account is supposedly on hold until the date Lloyds find the original documents of a 8-year-old account - like thats going to happen!!!) Part of me is tempted to give them a poke so I can grab them by the short and curlies cos mine is a 'sensitive case!' :D

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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I cant believe what fantastic news this is. I havent heard from them in over a year now since I threatened them with hell and damnation (account is supposedly on hold until the date Lloyds find the original documents of a 8-year-old account - like thats going to happen!!!) Part of me is tempted to give them a poke so I can grab them by the short and curlies cos mine is a 'sensitive case!' :D

 

You know you want to really.

Go for it. What harm can it do? Apart from harm to those who really deserve it. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Unfortunately I have bigger fish to fry at the minute. Cant say much but hopefully there will be a baby_r on the scene soon :p

 

Its statute barred soon. Then Im going to have some REAL fun with them :D

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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I send all breaches of consumer law to the OFT and hhave felt for a while that they are finally getting to grips with the law breakers and bad practice DCAs. I think there will be more of that this year as the credit crunch bites deeper and I wouldn't be surprised if a major player loses its licence in due course.

That's exactly what I do and I tell everyone else too. I am sure all this tsunami of complaints to everyone OFT, FSA, FOS, ICO, local MPs and just our general DCA baiting is making them act.

By the way that Nathoo chap's pic has now gone. Posting this at 11 past midnight.

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That's exactly what I do and I tell everyone else too. I am sure all this tsunami of complaints to everyone OFT, FSA, FOS, ICO, local MPs and just our general DCA baiting is making them act.

By the way that Nathoo chap's pic has now gone. Posting this at 11 past midnight.

 

 

Too late lol.

 

I aready saved it at around 9pm. He will appear in a fuzzybobble video soon, along with the rest of the guilty parasites on society.

 

I treat making fools out of DCA's the same way I do bargains in the pound shop. If you don't get one the day you're in there, tomorrow there will be none left and you miss out.

 

When I see a pic of a DCA twonker posted I right click and save it. Then at a later date, It's there to use and abuse.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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So two pics for the price of one.

 

Slightly puzzled though as this looks like 2 different people masquerading under one name :confused:

 

Could this be because Mr Nathoo is two-faced or was one taken on return from a week in the Bahamas? And did he gain a toupee whilst he was there?

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Nathoo said-

 

"underlying debt has gone through the roof and lenders increasingly want to move any bad debt off their books"

 

translated into real world english-

 

"banks have a load of unenforceable crap on their books,and they've sold off all the crap to the frozen brains in the DCA's and left them with a pig in a poke"

 

LOL

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ah yes, thats why bcard are just sending out terms and conditions and not the cca, they hope they can sell ours off to some poor unsuspecting dca :cool:

 

i often wonder are we really living in the 21st century?

 

i want to live on the moon, anyone coming, lol

 

laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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I'd come with you but I suspect that they're there already, waiting, lurking, building small nests and reproducing.

I do very little but I do it very, very well :cool:

 

If I've helped give my scales a click

:smile:

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

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ah yes, thats why bcard are just sending out terms and conditions and not the cca, they hope they can sell ours off to some poor unsuspecting dca :cool:

 

i often wonder are we really living in the 21st century?

 

i want to live on the moon, anyone coming, lol

 

laters angel x

 

You could always move to Reigate. It seems that they are on a different planet to everyone else.

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thanks guys for brigtening up my morning from your posts since i last posted :D

 

have a fun weekend laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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I'm pleased to see 1st Credit may be getting themselves 'investigated' properly, but they shouldn't be making people bankrupt 'just because they CAN'. I always thought bankruptcy was supposed to stop people who had assets selling them off cheaply but I seem to be mistaken - according to one DCA I can be made bankrupt and NEVER have a job again - GREAT was my reply to that one - please go ahead...

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PUBLIC INFORMATION

 

Online Search of the OFT Consumer Credit License Register

 

LINK: http://www2.crw.gov.uk/pr/default.aspx

 

Check if DCAs have current Consumer Credit Licences!

 

INTERESTING NOTES:

 

Check if the Trading Names used are covered under the licence (and the dates declared)

 

Check that any Company Officer changes are notified

 

Check the history

 

HINTS:

 

Metropolitan Collection Services Ltd (in-house HSBC) did not have a CCL for 3 months

 

Close Assistance was not a registered Trading Name of Close Credit Management Ltd

 

NB: Both the above HINTS are verifiable by information contained in the OFT CCL Public Register.

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