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Found 18 results

  1. Start saving your money under the mattress !! Mark Carney, Governor of the Bank of England says... https://www.theguardian.com/business/2017/jun/25/booming-stock-markets-distract-from-threat-of-excessive-lending
  2. http://cag.tw/22e4 (link from original article contains banned word)
  3. Christmas advertising Insight comes early The themes and images surrounding and associated with the festive season provide ample opportunity to create memorable and impactful ad campaigns. But some yuletide words of warning, the ad rules are for life, not just for Christmas. For instance, promoting a casual attitude to using a loan to fund Christmas spending is likely to be seen as irresponsible. Be good for goodness sake, read on to find out how. So if we see anything we think could be irresponsible we should report it to the ASA.
  4. Simon Weston has called Jeremy Corbyn's Falklands plan "repugnant surrender" Jeremy Corbyn has been accused by veteran Simon Weston of "repugnant surrender" to Argentina for suggesting it should be given the right to jointly govern the Falklands Mr Corbyn, who opposed the invasion, said that there has to be a move towards "real peace" and that Britain must open a "dialogue" with Argentina over the future of the islands. He said that under the arrangement the Falklands could retain their British nationality while a joint administration is put in place. The comments were severely cri
  5. Action Fraud has seen an increase in the number of small to medium sized businesses being contacted by fake bailiffs requesting payments for a phantom debt. The [problem] involves the business being cold called from someone purporting they are bailiffs working on behalf of a court, attempting to recover funds for a non-existent debt. The caller will then request payment by means of bank transfer and if this is refused, will threaten to visit the premises to recover the debt that is owed. A range of different businesses are being targeted; including Nurseries, Manufacturers, H
  6. Households are being alerted to a new [problem] that involves fraudsters purporting to be from the Financial Ombudsman Service (FOS). [problem]mers are reportedly calling households claiming to be from the FOS, which deals with complaints from consumers about the financial services industry, and telling the person on the phone that they need to pay £150 to “release” compensation for which they applied. The FOS said it would never "cold call" households and that the service was completely free, so it would never ask for money. It has said a customer had been in t
  7. Form 4 complaint: Burnley County Court: May 2013. His Honour Judge Butler This particular Judgment is very serious indeed and it being posted as it is in the public interest to do so. Firstly, the contents of the Judgment are vitally important but, as can be seen from the top right hand corner, all 3 pages have been copied from a particular website. It is sadly the case that the website in question have continually claimed that it is a "myth" that Courts have ever ordered claimants to pay costs if a Form 4 Complaint is dismissed. This is all the more serious given that thi
  8. Fraudsters are stepping up efforts to trick people into handing over their personal details by bombarding them with fake tax rebate emails. HM Revenue and Customs has warned that almost 80,000 "phishing" emails were reported by taxpayers during 2012. The taxman said activity tends to increase around this time of year because taxpayers have just sent in their self-assessment returns. The emails, which often contain a link to a clone of HMRC's website, typically ask recipients to hand over their card and bank details, date of birth, national insurance
  9. Large banks risk getting caught in "perpetual" cycle of bankruptcy like aerospace companies and carmakers unless they radically alter the way they do business, according to a leading industry consultant. Alix Partners, one of the most influential advisers to senior banking executives, warns that global investment banks must tackle head-on issues such as bonuses and their addiction to the "steroids" of debt-fuelled growth. "Just look at the auto manufacturing and commercial aviation industries, where over the past two decades, changes in regulatory and operating environments combined to r
  10. Campaigner whose daughter was sucked into cycle of debt urges Lords to vote to cap payday loan costs. A pensioner whose foster daughter got sucked into "an unrelenting cycle of debt" after borrowing money from payday lenders is urging members of the House of Lords to vote to cap the total cost of the loans which he claims exploit the poorest for profit. Arthur Breens has set up an online petition calling on the Lords to amend the Financial Services Bill on 28 November to include a cap on the interest and charges applied by these lenders, who charge up to 16,000% APR. So far, more than 45,
  11. Press releases 2012 - OFT warns payday lenders 110/12 20 November 2012 The OFT has opened formal investigations into several payday lenders over aggressive debt collection practices. It is also today writing to all 240 payday lenders highlighting its emerging concerns over poor practices in the sector. These actions are set out in a progress report published today as part of the OFT's compliance review of the payday lending sector. It highlights concerns about: the adequacy of checks made by some lenders on whether loans will be affordable for borrowers the proportion
  12. Labour MP Stella Creasy has warned that a "debt tsunami" will engulf Britain if the payday loans industry is not regulated. New research has shown that five million Britons are considering taking out a payday loan within the next six months, a 50 per cent rise in a year. The insolvency trade body, R3, also found that one in four 18-24 year olds are likely to seek a payday loan. Ms Creasy criticised the lack of regulation within the payday loans industry. She told Radio 4's Today Programme: "The time for self regulation in this industry is more than over. "The government rea
  13. http://www.oft.gov.uk/news-and-updates/press/2012/110-12
  14. This is nothing new,Experts have been predicting this for years. http://www.bbc.co.uk/news/business-19842401
  15. High street banks have “lost their moral compass” and must “fundamentally change” their practices in order to restore the public’s battered confidence in them, a leading consumer group has warned. Which? has written to the new head of the British Bankers' Association (BBA), which represents the banking industry, urging him to raise levels of customer service in branches and make banks more accountable for bad practices. The group also warned Anthony Browne, who starts as chief executive of the BBA on Monday, not to give in to pressure from powerful banks to “defend the indefensible”.
  16. Regulator chairman says he understands that George Osborne will accept proposal in report on what went wrong at RBS. The government will ban the bosses of failed banks from working in the financial industry, the chairman of the City regulator has said. Lord Turner, chairman of the Financial Services Authority (FSA), who has been calling for tougher regulation in the City, said he understood that George Osborne would accept his proposal that the directors of failed banks be automatically banned or stripped of their pay. This was one of Turner's recommendations in the FSA's report into what
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