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  1. Hello, I am new to this forum so I’m not sure but I’ll tell what happened first and I will really appreciate any help you can give me. First of all, I know it’s my mistake and I deeply regret this now. I saw this intagram page about 16+ Oyster cards for anyone (I’m 20) for £40 and contacted the guy and he set up and application for me and all. was having financial problems and I’m a student I was stupid enough to do something awfully regrettable like this. paid him applied for the card. got it used it for a while. got caught by a ticket officer got a letter from
  2. Good morning, Lets I will explain situation. My girlfriend bought 1 month ago at work 50% discount card from colleague. The card was sold with oyster and 50% Jobcentre discount card. The person put her photo inside the job centre card and signed for it. She was told that it is legal card and he is working in Job Centre. Yesterday inspector stopped her on the bus and she told that the card is fake one and she can not use it. She paid for this card 80 pounds to this guy. They confiscated it and gave her two tickets: one for counterfeit ticket and other for refe
  3. To keep it short: Hermes driver claims they delivered to me, even have a fake signature. Yes the company I ordered from will refund, but the item is no longer available so I cannot re-order it. This is possibly the second time that the Hermes courier has done this with my parcels- I did not chase up the first time, I just accepted the refund. Now, my question is.. What can I do about it? I don't want to just accept a refund, I don't think it is fair or right that she has taken my items and forged my signature.. and no, I don't earn a lot more than her etc. I h
  4. Polish pair punished for operating fake online pharmacy READ MORE HERE: https://www.gov.uk/government/news/polish-pair-punished-for-operating-fake-online-pharmacy
  5. MoneySavingExpert founder Martin Lewis is suing Facebook for defamation following “repeated fake adverts from [problem]mers it refuses to stop publishing” In a statement on MoneySavingExpert, Lewis wrote: “I get about five messages a day from people saying, ‘I’ve just seen your Bitcoin ad and wanted to check it.’ If that is the number who get through to me, how many more must be just taken in?” Well i have seen these adverts have you. I very nearly lifted a floorboard to take out some of my secret stash after thinking well he is a chap you can trust. I came so close but nailed th
  6. I took virgin media to CICAS and they lied about the contract. They told CICAS the screen shot of the t&cs I provided was from an old contract from someone else while the screen shot they provided is from my contract (by this time they had changed my online profile and had updated my contract to show new t&cs). I did not have the original contract copy at that moment but later, after CICAS decided in their favour, I found out the email they had sent me which had the contract I signed and could prove my stance was right. The only proof they gave was fake screen shots wh
  7. Action Fraud has issued a warning about [problem] emails claiming to be from the Crown Prosecution Service doing the rounds. These messages state that you have to appear in court and instruct you to click on a link to view your start time/case details. Action Fraud says clicking on the link is likely to lead to malware infecting your device. However, the CPS says it would ‘never email witnesses in order to summons them to court.’ https://www.lovemoney.com/news/56317/is-this-court-summons-crown-prosecution-service-email-a-[problem] -emails-oct16"]http://www.cps.gov.uk/n
  8. The following is a short extract from a press release that featured on SCOOP yesterday regarding the trial of a debtor (Danny Williamson) who threatened bailiffs with knives and an imitation gun when they attended his property seeking payment of £1,100 for a fine relating to alleged traffic offences. From the report, it would seem that the debtor had claimed that he had not known of the debt. Bailiffs stated that they would be taking control of his vehicle. He was finally arrested at gunpoint by armed police. Judge Ian Graham handed Mr Williamson a 12 month prison sentence
  9. Action Fraud has received a surge in calls and reports from concerned members of the public who have received debt collection and council tax [problem] emails. Outstanding debt In the past couple of days the Action Fraud contact centre has received thousands of calls and reports from the public who have received this clever spear phishing email below. These have worried recipients because they use detailed personal information such as full name, address and postcode. The emails claim to act on behalf of a legitimate company called Optex (Europe) Ltd and contain a link
  10. Hi Not sure if anyone has seen this but just in case here is the link. There is a malware email running around (Yes, I have had one sent to me where I live and there are no parking restrictions anywhere) which contain malware and phishing. So please beware of any documents/invoices sent via email http://www.hoax-slayer.net/invoice-for-penalty-charge-notice-malware-email/
  11. Also posted on Private Land Parking Not sure if anyone has seen this but just in case here is the link. There is a malware email running around (Yes, I have had one sent to me where I live and there are no parking restrictions anywhere) which contain malware and phishing. So please beware of any documents/invoices sent via email http://www.hoax-slayer.net/invoice-for-penalty-charge-notice-malware-email/
  12. Here is a possible pensions [problem] for you to be wary of, as reported to me by Independent reader Derek Croft. He recently received two letters. The first was from the Pension Service about the upcoming winter fuel payment. In the same post but in a separate envelope was a second letter apparently from the Department for Work and Pensions (DWP). "Although the address of the two organisations was exactly the same, the second letter had a standard landline telephone number beginning 01282," Derek said. The number stood out because he had noticed that most official department
  13. Evening all, I just wondered if I could pick peoples brains. I purchased a tiffany bracelet from someone on Gumtree who had advertised it as genuine. She had advised it was tarnished and would need polishing and that she had taken it to a jewellers who said it would cost £15. I went to have a look, and the woman wouldn't obviously let me in the house. she brought it to the doorstep and I had a look. it was dark, it was raining and i couldn't see it properly, but could see it was tarnished. Now I am no jeweller so I couldn't tell properly. I paid £105. I put the b
  14. Hi all, I'm being chased by Cabot / Marlin for an old credit card debt (originally an egg card). The amount is in excess of £3500 however I know for a fact that the debt is statue barred because I fell into arrears with all of my creditors in 2008/2009 after being made redundant and haven't made any payments since then. I had six credit cards back then with total debts of £30k+ and managed to get rid of five of them down the CCA route. One took me to court and eventually conceded on a technical point and two were eventually statute barred due to the time it took the DCAs to get their
  15. Hello guys, I hope you will be able to help/advice me on this one. I bought a a second hand car through the London used cars dealer at the end of July2015. After 31 days I noticed that there are some serious mileage discrepancies between MOT and service history booklet. I phoned all the garages from the stamped booklet and I found out that first six stamps, claiming to be a BMW garages, doesn't exist and that the numbers provided were answered by private people. I get back to the dealer asking for a full refund. It was rejected, given the reason of high mileage done on the car
  16. Hi all, Few months ago I have been assaulted by several persons (causing serious and remaining injuries) and then made a complaint but for unknown reasons (despite of cctv clearly identifying my offenders) I have been informed that my complaint/file has been closed for lack of evidence: I am also trying to save money in order to move and later hire a private detective for an investigation regarding my assault with a better standards. However, as I stiĺl at the moment working in the same area than my offenders, these lasts are trying to work by harassment and intimidation (obviously u
  17. Today received a FAKE £50 refund cheque *apparently* from sainsburys bank regarding a debt I had way back when. They have no idea I live here now as the debt was incurred in another part of the country. The cheque appears to come from sainsburys and is a goodwill gesture because they overcharged in debt fees. Its suggest they have asked Direct Collections to credit my outstanding debt account and have themselves sent me this £50 cheque as a goodwill gesture. Its pure fabrication and no doubt highly illegal too. I have had no contact with anyone since leaving previous addre
  18. Action Fraud has seen an increase in the number of small to medium sized businesses being contacted by fake bailiffs requesting payments for a phantom debt. The [problem] involves the business being cold called from someone purporting they are bailiffs working on behalf of a court, attempting to recover funds for a non-existent debt. The caller will then request payment by means of bank transfer and if this is refused, will threaten to visit the premises to recover the debt that is owed. A range of different businesses are being targeted; including Nurseries, Manufacturers, H
  19. It has been revealed that the Police/Security services have installed fake mobile phone masts to intercept phone calls. There are apparently at least 20 in the London area. So far no one has officially confirmed their existence, other than to say that measures are taken to make the country more secure and to prevent terrorism or other crimes. Personally, I am in favour of as many security measures being taken as possible, but I do wonder whether the law is in place to allow this mass surveillance. The Home Secretary has previously said that only known suspects are targeted for surveill
  20. Hi, I recently saw the previous version of this advert on eBay: Link removed And immediately thought it was a [problem] but was intrigued so I bought one for £6.99 including free postage. It IS a [problem]. The eBay user edit. He's selling 8GB SD cards and USB sticks purporting them as 128/256GB ones. Basically, they've been 'hacked' and have had their "File Descriptor" identities changed to reflect a new size. What happens when users get these items is they insert them into their PC/Camera/Phone and it reports as the expected size but when they try and save anythin
  21. Hello Im really hoping that someone can help a terrible decision that i have made. I have no previous convictions and are 100% sorry for this and i a bit of a state. I paid for an annual pass for 2 years. Cost was £4k per year. Half way through year two the ticket was lost for a second time. For a further two months i had to pay the cost of the ticket from salary in addition to directly with the station each week as southeastern refused to issue a replacement. Costs were spiralling as this was all happening at the same time that deposit for a house
  22. Hi all, I was hoping one of you good people could help. My Dad has received a letter from Chester County Court with part of it hand written stating that a warrant has been issued for collection of a debt. He advised me that this is from around 10 yrs ago and not paid a thing since. Am I correct in thinking this is statute barred? The letter looks a little dodgy to me, almost as if Arrow are trying to scare him into paying. It mentions a warrant has been issued, but no copy of the warrant was enclosed, also there is no dat
  23. Hi I ordered some sofas from buy as you view. When it came to them being delivered I arranged it for a day when I was off work as I had to - the agreement due it being in my name. They never turned up! They turned up the next day surprising the missus. They brought the sofas into the house and asked where I was as I needed to sign the credit agreement, the missus told them I was at work (which I can prove I was) and explained that they were supposed to arrive the day before as arranged. Instead of rearranging the bayv guy told the missus to sig
  24. How do I identify what I think is fake county court paperwork? Is it usually blue with the courts address on it? Thanks [ATTACH]55135[/ATTACH]
  25. Thoughts needed please. I was tasked with item to buy for Xmas on the list was a Xbox one. I sourced a deal on amazon with a healthy 20% discount but as its a black friday deal you have 15 mins to purchase. My issue started when I noticed my discounted "star buy" rate was now the regular selling price some 24 hrs later. Is it against consumer law to offer discount based on false headline price? Headline price was only charged on black friday day of reduction. Headline did not match individual selling price or RRP. I asked for a breakdown of how headline price was c
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