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    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.    Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.   The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved.  Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
    • You can use a family's address.   The only caveat is for the final hearing you'd need to be there in person   HOWEVER i'd expect them to pay if its only £200 because costs of attending will be higher than that
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Me and Various Benefits


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Everyone on DLA will eventually convert to PIP over a period of time.

 

If his condition has not changed significantly then he should make a claim for PIP.

What's the worst that can happen if he tries for PIP... they just say he does not qualify for it.

The problem with PIP at the moment is the sheer time scale it takes to get it. Oh and I should

say that some of the assessors are rubbish as well. My wife had Capita and they were great for us.

 

Heard somewhere that just getting an assessment can now take longer than 26 weeks and

some claims are now taking over 15 months to complete.

Some people are automatically being re-assessed for PIP when their DLA is coming to an end. This

is probably what has happened in your friend's case.

 

I am coming up to almost a year waiting for an assessment, and been told by ATOS that it could be a further 26 weeks or more.

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No it doesn't automatically end, you will have to be reassessed first, and many assessments are delayed due to atos issues, so don't worry, no overpayment. You'll be reassessed eventually - till then, payments will continue.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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I am coming up to almost a year waiting for an assessment, and been told by ATOS that it could be a further 26 weeks or more.

 

Ahh.. You have the great and powerful ATOS... say no more............ but if you have a swear box it will probably need emptying before they finish with you.

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plus I think for whatever reason many people don't even get given a reassessment date, the pattern seems to be if the prognosis period is one year or less they don't tell you. As it seems only those with 2/3 years prognosis dates get told a date, but as estellyn said its just a guideline and not a expiry.

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Thanks for all your replies, my friend will have to decide weather to cancel it then or not

 

Another question, dwp wrote a letter today stating they are still taking approx £21 a week from his ESA until Dec 2014 ( then social fund repayment ends £9.00 of the £21) then they will continue to take £11 a week until Jan 2017

 

He simply cannot afford this. Is there a minimum he can request they take? If so, how does he go about asking them to change the amount please? (Its an over-payment debt that he has been paying back for 2-3 years)

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It shouldn't trigger anything - unless you're single and start using a joint account, or someone else's account.

 

People often see causality where there is none - they are due for reassessment, they make a minor change and assume that 'triggered' the reassessment, when it is simple coincidence.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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  • 1 year later...

Dear caggers,

 

Posting on behalf of a relative.

 

He currently is in receipt of PIP, which expires in 2017. Awarded due to mobility and mental health issues in relation to a major stroke he had a few years ago.

 

He has now recieved a PIP form (1043), for review, is this normal to send these out so early before expiry of existing award?

 

Having a quick scan of the form, it looks like most questions are going to be answered "no change", as everything still remains the same for him, except his anxiety issues have escalated in the last 6 months.

 

By stating "no change", will that make it an easier decision for ATOS to make and less stressful for my relative to deal with?

 

Would really appreciate some guidance/advice.

 

Thank you in advance.☺

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Ive just had exactly the same, review a year before my current awared run out ! they took my care component away and reduced my mobility to standard from enhanced..... I think there is an agenda here to be honest.

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You do still need to fill out the forms and supply evidence exactly as you would for a first claim - the assessor will not necessarily have either the previous forms/evidence or even the previous report.

RMW

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We have just had the same form, a year in advance of the end date of our current award.

 

What bothers me about this is that if they process before current award runs out will they change the reward to whatever the new award would be before the current claim runs out, Or,

Will they tag the new award onto the end of the old award and have it run from the end date of the old award?

 

I have just spent over 8 working weeks trying to get an IS claim in payment and its just been awarded (as well as my CA being sorted a couple of weeks ago,

I Just don't want to find in a couple of months from now that the new claim is processed and they down rate the PIP we currently have as that would mean getting nothing and then having to sign on JSA (the PIP's my wife's).

It was bad enough when she fell victim to the stupid question of how you get to the local shops and she said on scooter and they took it she could plan a journey so did not get the extra 2 points which would have given her the enhanced mobility part. What really annoyed me about the whole thing was that osteoporosis is a degenerative ailment and it gets worse with time but they took her high rate DLA and gave her standard PIP rate for mobility therefore saying her condition improved

 

.

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We have just had the same form, a year in advance of the end date of our current award.

 

What bothers me about this is that if they process before current award runs out will they change the reward to whatever the new award would be before the current claim runs out, Or,

Will they tag the new award onto the end of the old award and have it run from the end date of the old award?

 

I have just spent over 8 working weeks trying to get an IS claim in payment and its just been awarded (as well as my CA being sorted a couple of weeks ago,

I Just don't want to find in a couple of months from now that the new claim is processed and they down rate the PIP we currently have as that would mean getting nothing and then having to sign on JSA (the PIP's my wife's).

It was bad enough when she fell victim to the stupid question of how you get to the local shops and she said on scooter and they took it she could plan a journey so did not get the extra 2 points which would have given her the enhanced mobility part. What really annoyed me about the whole thing was that osteoporosis is a degenerative ailment and it gets worse with time but they took her high rate DLA and gave her standard PIP rate for mobility therefore saying her condition improved

 

.

 

 

This is the exact thing that's just happened to me !

 

Had enhanced rate mobility and standard care due to run out 2017.

Forms turned up June this year with medical in July, reassessment letter for claim received Tuesday this week.

No care and standard mobility. ! Cut a year off the previous award !

Now having to go through the usual mandatory reconsideration and probably appeal.

I am two points short of standard care (being awarded 6 points) and 4 points short of enhanced mobility (being awarded 8)

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  • 4 weeks later...

Dear Cagger's,

 

I need your advice/guidance, as i am very mythed at todays "interview".

 

I was struck off ESA at beg Sept, after scoring zero points and declared 'fit for work' after an atos assessment. I have been advised to appeal under numerous points, one being the assessor falsely claiming she physically examined me, this is untrue. Also, stating that i showed no signs of respiratory or muscle wasting disease. I have never claimed to have had any of those illnesses and have a feeling my case was mixed up with another person. I have until 7th Oct to appeal this but have decided to apply for UC instead, as appealing will exhaust me, i just dont have the mental energy to do this.

 

Moving forward, i applied for UC and today had my first interview to commit to work and in order to get my initial payment processed. I produced a "fit for work statement", stating i am not fit for work for three months, due to inflammatory artheritis in most of my joints. My GP made this decision based on my rheumatology/specialist records.

 

The JC advisor informs me that 'its not worth the paper its written on' and i must seek employment or atleast 'prepare' for employment, maybe attend a college course or work maybe 5-10 hours per week, to show my 'commitment'.He said there is no way i will be 'left alone' for one month, let alone 3 months!

 

I was baffled! If i can attend college then i am capable of working,surely? My GP has certified me unable to work, but the advisor is ignoring this and stating i can work with 'limitations'.

 

Please, can someone advise me what i can do?

 

I am so scared that i am going to be sanctioned (rent then is unpaid, and i get evicted), or force myself (not sure how!) into a job and get the sack immediately or even make my condition worst. My rheumatologist is working so hard to get my inflammation under control, to then give me a fighting chance to get my life back in the working world, albeit, part-time to start with and build up.

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Basically you can't claim JSA (or UC as a jobseeker) if you're not fit for work. This is a problem that arises quite a lot: a person who is clearly unfit for work is nonetheless passed as fit by an ESA assessment, then claims JSA as it's the only option despite the fact that they can't realistically meet the "fit for, available for, and actively seeking work" requirements of that benefit.

 

I'd reconsider the matter of the appeal. I know it will be stressful and exhausting, but so will claiming benefits as a jobseeker when you're not in a fit condition to do so.

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Thank you for your reply. My postcode only allows me to apply for UC. I believe there are 4 groups within UC, and it seem's i must have been placed in #3 but shouldnt i be in #1 based on my health?

 

The 4 work-related activity groups are:

 

#1-'no work-related requirements group’ - you don’t have to do any activities to prepare or look for work

 

#2-'work-focused interview group’ - you have to go to regular interviews with your work coach at the Jobcentre to get support with preparing for work in the future. You won’t have to look for work, be available for work or prepare for work now

 

#3-'work preparation group’ - you have to do activities to prepare for work, eg attend training, do some work experience, write a CV, go to interviews with your work coach at the Jobcentre to help you find or stay in work. You won't have to actually search for work or be available for work

 

#4-‘all work-related requirements group’ - you have to do all you can to find a job or a higher paid job. This includes looking for jobs, applying for jobs, going to interviews, etc. You have to be ready and available to take up work straight away

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Well, group #3 (and some of #2) is, I think, the equivalent of the ESA WRAG. As far as I heard, though, the transfer of ESA claimants to UC was not supposed to begin until June 2018. That could have changed, of course, but until recently only those claiming JSA (or who would have claimed JSA under the old system) were being put on UC.

 

But in any case, you will be treated as being in group #4 for UC purposes because you have been found fit for work at your ESA assessment. The best way around this problem is to win an appeal, and if you did your ESA would be reinstated. As I said, this is a common problem and will remain so even as UC begins because you won't be placed in any of the "limited work related activity" groups of UC without being found unfit for work at the assessment.

 

Edit: Looks like it's more complicated than that, and in some areas people who become sick while claiming UC will stay on UC. None of this changes the basic point, though, which is that the only sure way to avoid the looking for work conditionality is to win an appeal. However, you could try to negotiate reasonable accommodations with your JC adviser, and if you and he can't agree, you can ask that a Decision Maker looks at the matter. I seem to recall that the whole "Claimant Commitment" thing can be reviewed that way if necessary.

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The idea that all politicians lie is music to the ears of the most egregious liars.

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With regard to your rent, If sanctioned you are still eligible for Housing Benefit, on the ground of Zero/Reduced income, so fill in a Change of Circumstances regarding your UC, so the council keep your HB claim live. This is important for a new claimant as well to do a separate HB claim on Zero income grounds as it can take a few weeks for monies to be paid.

We could do with some help from you.

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  • 1 year later...

I received my PIP decision and I so upset at the false information that the assessor has stated. I have been awarded standard daily living and ZERO award for mobility.

 

Just briefly

1.The assessor claimed that I could get on and off the medical couch with ease.

(This is a lie! She had to lift my legs on and then off the couch)

 

2.She claims that I can walk 200 metres with no difficulties with a normal walking gait!!

(This is a lie! How can she claim this, when there wasn't even 200 metres to walk in front of her, the waiting room to the assessment room is 12-14 steps that I was severely struggling with)

 

3.She claims I had full mobility in my lower limbs

(This is a lie! I clearly showed her that I cannot move my lower limbs, very limited with severe pain)

 

Mentally, I do not know if I have the strength to dispute all this but I feel deeply annoyed and the fact that the assessor has made false claims.

 

I have medical evidence from my GP (who has issued me with an indefinite unable to work certificate due to arthritis,severe spinal injury and poor mobility), I have confirmation from my spinal surgeon that I have a crushed spinal cord,nerve damage etc and need urgent surgery and walk with a wide gait) and the rheumatologist who confirms that my mobility is effected by my arthritis and sciatica.

 

The decision has been made that I scored 8 points for daily living (standard rate) and 0 points for mobility.

 

I am slightly confused how I challenge this. The letter states I have three options:

 

1.Ask us to explain why

2.Reconsider a decision

3.Appeal

 

I would like to

 

1. Request an in-depth report, so that I can analyse each section & challenge it, can I request this before I ask them to reconsider?

 

2.Would I then reply back to them asking them to reconsider based upon the points that I have challenged?

 

3. If I still disagree with their reconsideration, is that when I would appeal?

 

The one month notice, is this to request an in-depth report or does that include challenging the report aswell? I do not want to request they reconsider their decision at this stage until I see the full report.

 

I was with the assessor approx. 20 minutes in the assessment, how can she make such claims during this time and false ones at that, I am so so stressed by this.

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Hi

 

Please read the above link, you need to get a Mandatory Reconsideration in even if it's as simple as saying you ask for a mandatory reconsideration more to follow and they acknowledge it. (you need to keep a good paper trail as well)

 

Something also to consider asking is remember you were assessed by DWPs nominated contractor but how do you know if that assessor was qualified medically you don't, so this is just my opinion only I would ask the following:

 

You require further clarification on exactly what medical qualifications (XZY Assesor) that carried out your PIP Assessment on XX/XX/XXXX at (Insert Time) at (Insert Address)?.

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I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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